Comparison

Paystack Merchant vs BrandDrive

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paystack Merchant

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

Highlights
  • Request and receive international payments
  • Support for cards, bank accounts, USSD, mobile money
  • Payment notifications
  • Transaction search and browsing
  • Biometric authentication login
  • Profile and business settings management
  • Help Center access
Features
Read full description

**With Paystack, run your business wherever you are** Paystack powers payments for businesses across Africa. The Paystack Merchant App puts everything you need to run your business in your pocket, from taking payments in person to tracking sales and resolving chargebacks. **Take payments in person** Enter an amount and accept payment by card, bank transfer, or mobile money. The app automatically applies the right minimum payment amount and formatting for each currency. Every payment appears in your Paystack Dashboard, ready for reconciliation. **Stay on top of your business** See today’s revenue, pending payouts, payment requests, and open disputes as soon as you open the app. You can also find transactions faster by filtering them by status, payment channel, or date. Need to issue a refund? Choose a full, half, or quarter refund directly from the transaction. **Create payment requests in seconds** Create, send, track, mark as paid, or cancel payment requests from the app. Select a customer from your saved customer list instead of entering their details again, then share the payment link through WhatsApp, SMS, or email. **Manage disputes more easily** Chargebacks and fraud claims that need your attention appear in a dedicated “Needs response” queue. A live countdown shows exactly how long you have to reply, and overdue disputes are clearly highlighted in red. Upload evidence, add notes, and respond without leaving the app. **Switch between businesses** Manage more than one Paystack business? Switch between your integrations with a tap, without signing out. The app automatically reloads with the information for the business you select. **Get real-time payment notifications** Receive a notification as soon as a customer pays, so you can confirm the transaction and keep your business moving. **Sign in quickly and securely** Set up a passkey once, then sign in with Face ID or a tap instead of entering your password every time. You can also stay signed in throughout your workday. **Built for Paystack merchants** The app supports merchants in Nigeria, Ghana, Kenya, South Africa, and Côte d’Ivoire, with support for NGN, GHS, KES, ZAR, USD, and XOF. Minimum payment amounts and currency formatting are automatically adjusted for each market. **Completely rebuilt** Paystack 2.0 has been rebuilt from the ground up to be faster, lighter, and easier to use. Every screen has been redesigned as part of a more consistent experience, using Apple’s iOS 26 Liquid Glass materials. And we’re just getting started. Have feedback or ideas for what we should build next? Go to **Account → Help**. Paystack Payments Limited is a licensed and regulated payments processor.

About

BrandDrive

Manage your small business operations, from invoicing and expenses to sales and inventory. Accept global payments, create an online store, and gain business insights. Access growth tools designed for businesses in Africa.

Highlights
  • Customizable invoices and expense tracking
  • AI-powered Point of Sale (POS) system
  • No-code e-commerce store builder
  • Global payment processing
  • Inventory management with low stock alerts
  • Business intelligence and financial forecasting
  • Access to business loans
Features
Read full description

BrandDrive provides growth tools for small businesses across Africa. Experience a data-driven application to manage daily operations, create customizable invoices and expenses, transact using an AI-Powered POS, get an online store, manage accounting, global payments, bills and utility payments, and more. Manage multiple business branches, automate the operational processes and accept global payments. Get started for FREE for 7 days and enjoy the freedom to manage your small business anywhere from your phone and web. Create Invoices and Real-time Bookkeeping! BrandDrive lets users track their finances in an easy and intuitive way with Smart Accounting. Generate and track invoices and estimates sent (in multiple currencies) so you always know when and where your payments come from. With the BrandDrive Invoice generator, you can: - Create and send professional customized invoices to your customers - Manage invoice status and Record payments of invoices - Record your expenses, income, and debt. - Send payment reminders and get paid even faster - Download the balance sheet, cash flow statement, ledger, and more. - Automated account reconciliation Simple, yet powerful Point of Sale Speed up the checkout process in retail stores with a powerful and flexible Point of Sale (POS) system while creating memorable customer experiences and seamless sales in-store, online, or on the go. - Single, variable, and grouped product management as well as services - Cross-location or branch/outlet stock transfers and sales forecast - Manage vendors and auto-generated purchase orders - Advanced algorithm to derive best customers with insights Online Store (E-Commerce) - No-code e-commerce in minutes - Extend to in-person sales - Grow your revenue - Optimized checkout flow - Set up a beautiful online store. - Synchronize and sell across your website, social media, and offline in-person. Global Payments & Wallet Get an optimized payment experience for your customers. Added flexibility to your customer's preferred mode of payment. - Get paid faster with BrandDrive global payments and transfers. - Send FREE automatic payment reminders to your customers. - Send payment reminders to your customers Inventory Management - Keep an eye on your business inventory in just a few clicks - Upload new products by taking a picture and adding the price and stock. - Get reports on the best performing products with BrandDrive BI - Receive reminders when you are running low on stock Business Loans Get access to additional funds to scale better with BrandDrive. - No collateral is needed - Less than 15 minutes to approve - Flexible payment from business sales Business Intelligence - Growth insights with advanced visual assistant - State-of-the-art visualizations, charts, maps, and graphs - Financial forecast and business action optimization - Manage business with Insight from anywhere in the world Why should you use BrandDrive? Business owners use the BrandDrive to manage their finances, here is why: - Easy set-up, safe and secure data - Manage customer's information easily - Multi-Business and outlets management with one click - Simple and easy-to-use design to manage your business records easily - BrandDrive AI-powered assistant SUBSCRIBE AND GET STARTED FOR FREE!! After your free trial, pricing is based on the number of users and business branches to be registered. Payment will be charged to your account at confirmation of purchase. Subscription automatically renews unless unsubscribed at least 24-hours before the end of the current period. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription.

Screenshots

Paystack Merchant4 screens
BrandDrive4 screens

Verdict

The call

The clearest difference is review sentiment: BrandDrive at 100% against Paystack Merchant's 22%. BrandDrive also leads on rating (5.0 vs 3.4) and update cadence (every 11 days vs monthly). Paystack Merchant's advantage is ratings volume (25 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BrandDrive holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Paystack Merchant has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 22% of Paystack Merchant's written reviews are positive against 100% of BrandDrive's.

UpkeepUpdate frequency

Paystack Merchant ships an update monthly, BrandDrive every 11 days. The most recent releases landed on October 2, 2026 and October 11, 2026 respectively.

Scorecard5 real differences · 5 level
Paystack Merchant versus BrandDrive: the parameters behind the verdict, then further details
ParameterPaystack MerchantBrandDrive
PriceFreeFree
Rating3.4 (25 ratings)5.0 (2 ratings) — better
Positive reviews22.2% of reviews100.0% of reviews — better
Number of ratings25 — better2
Update frequencyMonthlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615.1 — better
Further details — not scored
Size18 MB109 MB
Age rating17+9+
DeveloperPaystack Payments LimitedBrand Drive Systems Limited

Customer experience

Paystack Merchant

All ratings25 ratings
Positive60.0%
Neutral8.0%
Negative32.0%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

BrandDrive

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Paystack Merchant

No in-app purchases

None

BrandDrive

No in-app purchases

Questions

Is Paystack Merchant free?
Paystack Merchant is free to download, with no in-app purchases.
Is BrandDrive free?
BrandDrive is free to download, with no in-app purchases.
Which has better reviews, Paystack Merchant or BrandDrive?
BrandDrive is rated higher. Paystack Merchant averages 3.4 out of 5 from 25 ratings, while BrandDrive averages 5.0 from 2 ratings.
Do Paystack Merchant or BrandDrive have ads?
Neither Paystack Merchant nor BrandDrive shows ads.
Which is updated more often, Paystack Merchant or BrandDrive?
Paystack Merchant ships an update monthly, and BrandDrive every 11 days. Most recently, Paystack Merchant was updated on October 2, 2026 and BrandDrive on October 11, 2026.

Other comparisons