Paystack Merchant vs Posa

**With Paystack, run your business wherever you are** Paystack powers payments for businesses across Africa. The Paystack Merchant App puts everything you need to run your business in your pocket, from taking payments in person to tracking sales and resolving chargebacks. **Take payments in person** Enter an amount and accept payment by card, bank transfer, or mobile money. The app automatically applies the right minimum payment amount and formatting for each currency. Every payment appears in your Paystack Dashboard, ready for reconciliation. **Stay on top of your business** See today’s revenue, pending payouts, payment requests, and open disputes as soon as you open the app. You can also find transactions faster by filtering them by status, payment channel, or date. Need to issue a refund? Choose a full, half, or quarter refund directly from the transaction. **Create payment requests in seconds** Create, send, track, mark as paid, or cancel payment requests from the app. Select a customer from your saved customer list instead of entering their details again, then share the payment link through WhatsApp, SMS, or email. **Manage disputes more easily** Chargebacks and fraud claims that need your attention appear in a dedicated “Needs response” queue. A live countdown shows exactly how long you have to reply, and overdue disputes are clearly highlighted in red. Upload evidence, add notes, and respond without leaving the app. **Switch between businesses** Manage more than one Paystack business? Switch between your integrations with a tap, without signing out. The app automatically reloads with the information for the business you select. **Get real-time payment notifications** Receive a notification as soon as a customer pays, so you can confirm the transaction and keep your business moving. **Sign in quickly and securely** Set up a passkey once, then sign in with Face ID or a tap instead of entering your password every time. You can also stay signed in throughout your workday. **Built for Paystack merchants** The app supports merchants in Nigeria, Ghana, Kenya, South Africa, and Côte d’Ivoire, with support for NGN, GHS, KES, ZAR, USD, and XOF. Minimum payment amounts and currency formatting are automatically adjusted for each market. **Completely rebuilt** Paystack 2.0 has been rebuilt from the ground up to be faster, lighter, and easier to use. Every screen has been redesigned as part of a more consistent experience, using Apple’s iOS 26 Liquid Glass materials. And we’re just getting started. Have feedback or ideas for what we should build next? Go to **Account → Help**. Paystack Payments Limited is a licensed and regulated payments processor.

Posa is the all-in-one Point of Sale (POS) and business management app built for modern restaurants, pharmacies, salons, groceries, retailers, boutiques—and growing businesses everywhere. Record sales in seconds, manage inventory with confidence, launch a free online store(website), and reduce fraud with staff roles and transparent records. Posa works offline & online across Mobile and web, and we also offer the Posa Tab + receipt printer for businesses that need hardware. Why Posa • Fast sales, anywhere: Simple checkout with discounts, taxes, refunds, notes, and receipts. Works even when you’re offline. • Smart inventory: Add products (with variants), categories, and stock levels; track low-stock, transfers, and adjustments. • Built-in online store: Share your webshop link to accept orders beyond your storefront—no extra plugins. • Actionable reports: Daily sales, best-selling items, profit insights, and growth trends to help you decide faster. • Fraud control: Staff roles & permissions, cash-up logs, and a clear audit trail to reduce internal losses. • Customer management: Create customer profiles, view purchase history, and build loyalty with targeted offers. • Receipts your way: Print on thermal printers or share via email/WhatsApp/SMS. • Multi-device, multi-location: Keep multiple devices in sync and manage branches from one dashboard. • Easy import & export: Bulk-upload products via CSV and export sales/stock for accounting. • Local + global ready: Configure taxes, discounts, and your preferred currency to match how you sell. Perfect for Retail shops • Restaurants & cafés • Pharmacies • Grocery & provisions • Fashion & cosmetics • Bars & lounges • Services & salons Get started Install Posa and create your business in minutes Add products and taxes, connect a printer (optional) Start selling—offline or online—and watch your insights grow Need hardware? We provide a customized Posa Tab and receipt printer for a complete, reliable setup. [:mav: 1.5.5]