Comparison

Paystack Merchant vs NewComma

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paystack Merchant

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

Highlights
  • Request and receive international payments
  • Support for cards, bank accounts, USSD, mobile money
  • Payment notifications
  • Transaction search and browsing
  • Biometric authentication login
  • Profile and business settings management
  • Help Center access
Features
Read full description

**With Paystack, run your business wherever you are** Paystack powers payments for businesses across Africa. The Paystack Merchant App puts everything you need to run your business in your pocket, from taking payments in person to tracking sales and resolving chargebacks. **Take payments in person** Enter an amount and accept payment by card, bank transfer, or mobile money. The app automatically applies the right minimum payment amount and formatting for each currency. Every payment appears in your Paystack Dashboard, ready for reconciliation. **Stay on top of your business** See today’s revenue, pending payouts, payment requests, and open disputes as soon as you open the app. You can also find transactions faster by filtering them by status, payment channel, or date. Need to issue a refund? Choose a full, half, or quarter refund directly from the transaction. **Create payment requests in seconds** Create, send, track, mark as paid, or cancel payment requests from the app. Select a customer from your saved customer list instead of entering their details again, then share the payment link through WhatsApp, SMS, or email. **Manage disputes more easily** Chargebacks and fraud claims that need your attention appear in a dedicated “Needs response” queue. A live countdown shows exactly how long you have to reply, and overdue disputes are clearly highlighted in red. Upload evidence, add notes, and respond without leaving the app. **Switch between businesses** Manage more than one Paystack business? Switch between your integrations with a tap, without signing out. The app automatically reloads with the information for the business you select. **Get real-time payment notifications** Receive a notification as soon as a customer pays, so you can confirm the transaction and keep your business moving. **Sign in quickly and securely** Set up a passkey once, then sign in with Face ID or a tap instead of entering your password every time. You can also stay signed in throughout your workday. **Built for Paystack merchants** The app supports merchants in Nigeria, Ghana, Kenya, South Africa, and Côte d’Ivoire, with support for NGN, GHS, KES, ZAR, USD, and XOF. Minimum payment amounts and currency formatting are automatically adjusted for each market. **Completely rebuilt** Paystack 2.0 has been rebuilt from the ground up to be faster, lighter, and easier to use. Every screen has been redesigned as part of a more consistent experience, using Apple’s iOS 26 Liquid Glass materials. And we’re just getting started. Have feedback or ideas for what we should build next? Go to **Account → Help**. Paystack Payments Limited is a licensed and regulated payments processor.

About

NewComma

Features
Read full description

NewComma is the go-to platform for Black and African creatives seeking to connect, showcase their work, and discover endless opportunities. Explore a thriving community that values diversity and innovation, just like you do. Connect with Like-Minded Creatives: Engage with individuals who share your passion. Together, let’s redefine the narrative of Black and African creatives in the global scene. Learn and Grow: Benefit from resources aimed at honing your skills. NewComma is more than a platform; it’s a catalyst for realizing your creative potential. Join the NewComma Movement: Be part of a movement that’s bridging the gap, ensuring Black and African creatives get the recognition they deserve. Your journey towards global recognition begins here.

Screenshots

Paystack Merchant4 screens
NewComma4 screens

Verdict

The call

The clearest difference is iOS requirement: NewComma at 15.0 against Paystack Merchant's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paystack Merchant ships an update monthly, NewComma every 3 weeks. The most recent releases landed on September 14, 2026 and September 29, 2026 respectively.

Scorecard1 real difference · 9 level
Paystack Merchant versus NewComma: the parameters behind the verdict, then further details
ParameterPaystack MerchantNewComma
PriceFreeFree
Rating3.4 (25 ratings) — better—
Positive reviews22.2% of reviews—
Number of ratings25 — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615.0 — better
Further details — not scored
Size17 MB70 MB
Age rating17+4+
DeveloperPaystack Payments LimitedNew Comma LTD

In-app purchases

None

Paystack Merchant

No in-app purchases

None

NewComma

No in-app purchases

Questions

Is Paystack Merchant free?
Paystack Merchant is free to download, with no in-app purchases.
Is NewComma free?
NewComma is free to download, with no in-app purchases.
Do Paystack Merchant or NewComma have ads?
Neither Paystack Merchant nor NewComma shows ads.
Which is updated more often, Paystack Merchant or NewComma?
Paystack Merchant ships an update monthly, and NewComma every 3 weeks. Most recently, Paystack Merchant was updated on September 14, 2026 and NewComma on September 29, 2026.

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