Comparison

Paystack Merchant vs GYWDE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paystack Merchant

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

Highlights
  • Request and receive international payments
  • Support for cards, bank accounts, USSD, mobile money
  • Payment notifications
  • Transaction search and browsing
  • Biometric authentication login
  • Profile and business settings management
  • Help Center access
Features
Read full description

**With Paystack, run your business wherever you are** Paystack powers payments for businesses across Africa. The Paystack Merchant App puts everything you need to run your business in your pocket, from taking payments in person to tracking sales and resolving chargebacks. **Take payments in person** Enter an amount and accept payment by card, bank transfer, or mobile money. The app automatically applies the right minimum payment amount and formatting for each currency. Every payment appears in your Paystack Dashboard, ready for reconciliation. **Stay on top of your business** See today’s revenue, pending payouts, payment requests, and open disputes as soon as you open the app. You can also find transactions faster by filtering them by status, payment channel, or date. Need to issue a refund? Choose a full, half, or quarter refund directly from the transaction. **Create payment requests in seconds** Create, send, track, mark as paid, or cancel payment requests from the app. Select a customer from your saved customer list instead of entering their details again, then share the payment link through WhatsApp, SMS, or email. **Manage disputes more easily** Chargebacks and fraud claims that need your attention appear in a dedicated “Needs response” queue. A live countdown shows exactly how long you have to reply, and overdue disputes are clearly highlighted in red. Upload evidence, add notes, and respond without leaving the app. **Switch between businesses** Manage more than one Paystack business? Switch between your integrations with a tap, without signing out. The app automatically reloads with the information for the business you select. **Get real-time payment notifications** Receive a notification as soon as a customer pays, so you can confirm the transaction and keep your business moving. **Sign in quickly and securely** Set up a passkey once, then sign in with Face ID or a tap instead of entering your password every time. You can also stay signed in throughout your workday. **Built for Paystack merchants** The app supports merchants in Nigeria, Ghana, Kenya, South Africa, and Côte d’Ivoire, with support for NGN, GHS, KES, ZAR, USD, and XOF. Minimum payment amounts and currency formatting are automatically adjusted for each market. **Completely rebuilt** Paystack 2.0 has been rebuilt from the ground up to be faster, lighter, and easier to use. Every screen has been redesigned as part of a more consistent experience, using Apple’s iOS 26 Liquid Glass materials. And we’re just getting started. Have feedback or ideas for what we should build next? Go to **Account → Help**. Paystack Payments Limited is a licensed and regulated payments processor.

About

GYWDE

This system connects individuals seeking services with physical and online vendors. It facilitates the process of finding and engaging with businesses for various needs.

Highlights
  • Connects users with vendors
  • Supports physical and online vendors
  • Facilitates service acquisition
  • Effortless work completion system
Features
Read full description

Get Your Work Done Effortlessly (GYWDE) is a system that connect vendors (physical and online) to people in need of their service.

Screenshots

Paystack Merchant4 screens
GYWDE4 screens

Verdict

The call

The clearest difference is review sentiment: GYWDE at 100% against Paystack Merchant's 22%. GYWDE also leads on update cadence (every 3 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paystack Merchant ships an update monthly, GYWDE every 3 days. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Paystack Merchant versus GYWDE: the parameters behind the verdict, then further details
ParameterPaystack MerchantGYWDE
PriceFreeFree
Rating3.4 (25 ratings) — better—
Positive reviews22.2% of reviews100.0% of reviews — better
Number of ratings25 — better—
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS17.6 — better18.0
Further details — not scored
Size20 MB42 MB
Age rating17+17+
DeveloperPaystack Payments LimitedSMART APPROACHES LIMITED

Customer experience

Paystack Merchant

All ratings25 ratings
Positive60.0%
Neutral8.0%
Negative32.0%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

GYWDE

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Paystack Merchant

No in-app purchases

None

GYWDE

No in-app purchases

Questions

Is Paystack Merchant free?
Paystack Merchant is free to download, with no in-app purchases.
Is GYWDE free?
GYWDE is free to download, with no in-app purchases.
Do Paystack Merchant or GYWDE have ads?
Neither Paystack Merchant nor GYWDE shows ads.
Which is updated more often, Paystack Merchant or GYWDE?
Paystack Merchant ships an update monthly, and GYWDE every 3 days. Most recently, Paystack Merchant was updated on October 25, 2026 and GYWDE on October 11, 2026.

Other comparisons