Paystack Merchant vs Afriwok
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paystack Merchant
This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.
- Request and receive international payments
- Support for cards, bank accounts, USSD, mobile money
- Payment notifications
- Transaction search and browsing
- Biometric authentication login
- Profile and business settings management
- Help Center access
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**With Paystack, run your business wherever you are** Paystack powers payments for businesses across Africa. The Paystack Merchant App puts everything you need to run your business in your pocket, from taking payments in person to tracking sales and resolving chargebacks. **Take payments in person** Enter an amount and accept payment by card, bank transfer, or mobile money. The app automatically applies the right minimum payment amount and formatting for each currency. Every payment appears in your Paystack Dashboard, ready for reconciliation. **Stay on top of your business** See today’s revenue, pending payouts, payment requests, and open disputes as soon as you open the app. You can also find transactions faster by filtering them by status, payment channel, or date. Need to issue a refund? Choose a full, half, or quarter refund directly from the transaction. **Create payment requests in seconds** Create, send, track, mark as paid, or cancel payment requests from the app. Select a customer from your saved customer list instead of entering their details again, then share the payment link through WhatsApp, SMS, or email. **Manage disputes more easily** Chargebacks and fraud claims that need your attention appear in a dedicated “Needs response” queue. A live countdown shows exactly how long you have to reply, and overdue disputes are clearly highlighted in red. Upload evidence, add notes, and respond without leaving the app. **Switch between businesses** Manage more than one Paystack business? Switch between your integrations with a tap, without signing out. The app automatically reloads with the information for the business you select. **Get real-time payment notifications** Receive a notification as soon as a customer pays, so you can confirm the transaction and keep your business moving. **Sign in quickly and securely** Set up a passkey once, then sign in with Face ID or a tap instead of entering your password every time. You can also stay signed in throughout your workday. **Built for Paystack merchants** The app supports merchants in Nigeria, Ghana, Kenya, South Africa, and Côte d’Ivoire, with support for NGN, GHS, KES, ZAR, USD, and XOF. Minimum payment amounts and currency formatting are automatically adjusted for each market. **Completely rebuilt** Paystack 2.0 has been rebuilt from the ground up to be faster, lighter, and easier to use. Every screen has been redesigned as part of a more consistent experience, using Apple’s iOS 26 Liquid Glass materials. And we’re just getting started. Have feedback or ideas for what we should build next? Go to **Account → Help**. Paystack Payments Limited is a licensed and regulated payments processor.
Afriwok
Connect with skilled professionals and artisans in Nigeria. This platform allows clients to find trusted service providers and enables professionals to showcase their skills and grow their business. Features include escrow payments, user reviews, and direct communication.
- Discover verified service providers
- Offer services and grow client base
- Secure escrow payments
- User ratings and reviews
- Quick job posting and hiring
- Built-in chat for communication
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Afriwok is Nigeria's premier service marketplace app, designed to connect clients with skilled artisans, jobbers, and professionals. Whether you’re looking to hire a painter, plumber, graphic designer, or any service provider, Afriwok offers a seamless platform to find the best talent for your needs. Key Features: - Discover Service Providers: Browse a wide range of verified artisans and professionals across different categories. - Offer Your Services: Service providers can showcase their skills and grow their client base with ease. - Secure Escrow Payments: Enjoy peace of mind with our built-in escrow system, ensuring safe and transparent payment transactions. - User Ratings and Reviews: Make informed decisions by checking client reviews and ratings before hiring. - Access Afriwok on-the-go with our iOS app, designed for a seamless and intuitive experience. - Quick and Easy Hiring Process: Post your job requirements, receive bids, and select the best service provider for the job in minutes. - With Afriwok, you can say goodbye to the hassle of finding reliable service provider or professional. We bridge the gap between clients and service providers, fostering trust and quality services in one convenient app. Why Choose Afriwok? - Verified and trusted service providers. - Easy-to-use interface for hiring and offering services. - Built-in chat feature for direct communication. - A growing community of talented service providers and satisfied clients. - Afriwok is your go-to solution for finding services or growing your service-based business in Nigeria. Download now and discover how easy it is to connect and get things done!
Screenshots
Verdict
The clearest difference is review sentiment: Afriwok at 100% against Paystack Merchant's 22%. Afriwok also leads on rating (5.0 vs 3.4) and iOS requirement (12.0 vs 17.6). Paystack Merchant's advantage is ratings volume (25 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Afriwok holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Paystack Merchant has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 22% of Paystack Merchant's written reviews are positive against 100% of Afriwok's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 2, 2026 and October 12, 2026 respectively.
| Parameter | Paystack Merchant | Afriwok |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (25 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 22.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 25 — better | 2 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 18 MB | 65 MB |
| Age rating | 17+ | 17+ |
| Developer | Paystack Payments Limited | Afriwok Limited |
Customer experience
Paystack Merchant
Afriwok
In-app purchases
Paystack Merchant
No in-app purchases
Afriwok
No in-app purchases



