Comparison

Paystack Merchant vs Catlog

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paystack Merchant

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

Highlights
  • Request and receive international payments
  • Support for cards, bank accounts, USSD, mobile money
  • Payment notifications
  • Transaction search and browsing
  • Biometric authentication login
  • Profile and business settings management
  • Help Center access
Features
Read full description

**With Paystack, run your business wherever you are** Paystack powers payments for businesses across Africa. The Paystack Merchant App puts everything you need to run your business in your pocket, from taking payments in person to tracking sales and resolving chargebacks. **Take payments in person** Enter an amount and accept payment by card, bank transfer, or mobile money. The app automatically applies the right minimum payment amount and formatting for each currency. Every payment appears in your Paystack Dashboard, ready for reconciliation. **Stay on top of your business** See today’s revenue, pending payouts, payment requests, and open disputes as soon as you open the app. You can also find transactions faster by filtering them by status, payment channel, or date. Need to issue a refund? Choose a full, half, or quarter refund directly from the transaction. **Create payment requests in seconds** Create, send, track, mark as paid, or cancel payment requests from the app. Select a customer from your saved customer list instead of entering their details again, then share the payment link through WhatsApp, SMS, or email. **Manage disputes more easily** Chargebacks and fraud claims that need your attention appear in a dedicated “Needs response” queue. A live countdown shows exactly how long you have to reply, and overdue disputes are clearly highlighted in red. Upload evidence, add notes, and respond without leaving the app. **Switch between businesses** Manage more than one Paystack business? Switch between your integrations with a tap, without signing out. The app automatically reloads with the information for the business you select. **Get real-time payment notifications** Receive a notification as soon as a customer pays, so you can confirm the transaction and keep your business moving. **Sign in quickly and securely** Set up a passkey once, then sign in with Face ID or a tap instead of entering your password every time. You can also stay signed in throughout your workday. **Built for Paystack merchants** The app supports merchants in Nigeria, Ghana, Kenya, South Africa, and Côte d’Ivoire, with support for NGN, GHS, KES, ZAR, USD, and XOF. Minimum payment amounts and currency formatting are automatically adjusted for each market. **Completely rebuilt** Paystack 2.0 has been rebuilt from the ground up to be faster, lighter, and easier to use. Every screen has been redesigned as part of a more consistent experience, using Apple’s iOS 26 Liquid Glass materials. And we’re just getting started. Have feedback or ideas for what we should build next? Go to **Account → Help**. Paystack Payments Limited is a licensed and regulated payments processor.

About

Catlog

Easily launch an online store in minutes. Showcase products with images and videos, offer variants, and customize your brand. Accept payments in multiple currencies and methods, track orders, and manage business operations.

Highlights
  • Launch online store in 5 minutes
  • Import Instagram posts as products
  • Customize store colors and layout
  • Accept payments in 7 currencies
  • Track orders and abandoned carts
  • Book shipments with 20+ couriers
  • Team access and multi-store management
Features
Read full description

LAUNCH YOUR ONLINE STORE IN 5 MINS - Turn Instagram Posts into Products: Import your Instagram posts with one click — or add products manually to create your product catalog - Show Off with Images & Videos: Upload high-quality photos and videos so customers can see exactly what they’re buying on your catalog - Offer Product Options: Let shoppers pick sizes, colours, and other variants right on the product catalog page - Match Your Brand: Choose your store’s colours and layout, and add testimonials or an About Us section - Run Sales & Coupons: Create discount codes and special offers to boost orders and keep customers coming back - Use Your Own Domain: Get a custom domain name or connect one you already own in seconds - Track Visits & Clicks: Install Facebook Pixel to see who’s browsing and which products they love - Sell 24/7: Share your store link on social media and take orders — even while you sleep COLLECT PAYMENTS FROM ANYWHERE - Accept 7 Currencies: Get paid in NGN, GHS, ZAR, USD, GBP, CAD and KES - Multiple Payment Methods: Let customers pay by card, mobile money (MOMO, M-Pesa), bank transfer, Scan-to-Pay, ETF or Direct Debit - Payment Links & Invoices: Generate shareable payment links or send branded, professional invoices - Auto Currency Conversion: Convert incoming funds into your local currency instantly - Flexible Withdrawals: Cash out to your bank account or mobile wallet whenever you need - Financial Insights: Download account statements anytime to track your earnings and expenses MANAGE YOUR BUSINESS OPERATIONS - Track Orders & Customers: Monitor orders, customer details & abandoned carts - Bookkeeping (Coming Soon): Sales, inventory, expenses, debts & analytics in one place - Instant Delivery Booking: Book shipments with 20+ couriers — compare rates, speed & vehicle type - Affiliate Links: Create custom links for partners or platforms (Instagram, Facebook, TikTok) to track referrals - Team Access: Add staff members with permissions to help manage your account - Multi-Store Management: Run and switch between multiple businesses from one Catlog account

Screenshots

Paystack Merchant4 screens
Catlog4 screens

Verdict

The call

The clearest difference is review sentiment: Catlog at 100% against Paystack Merchant's 22%. Catlog also leads on rating (4.8 vs 3.4) and iOS requirement (15.1 vs 17.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Catlog holds the better App Store score, 4.8 against 3.4. Both are backed by a comparable volume of ratings — 25 and 24 respectively. Written reviews point the same way: 22% of Paystack Merchant's written reviews are positive against 100% of Catlog's.

UpkeepUpdate frequency

Paystack Merchant ships an update monthly, Catlog every 3 weeks. The most recent releases landed on October 2, 2026 and September 26, 2026 respectively.

Scorecard3 real differences · 7 level
Paystack Merchant versus Catlog: the parameters behind the verdict, then further details
ParameterPaystack MerchantCatlog
PriceFreeFree
Rating3.4 (25 ratings)4.8 (24 ratings) — better
Positive reviews22.2% of reviews100.0% of reviews — better
Number of ratings25 — better24
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615.1 — better
Further details — not scored
Size18 MB105 MB
Age rating17+4+
DeveloperPaystack Payments LimitedCatlog Inc

Customer experience

Paystack Merchant

All ratings25 ratings
Positive60.0%
Neutral8.0%
Negative32.0%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

Catlog

All ratings24 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Paystack Merchant

No in-app purchases

None

Catlog

No in-app purchases

Questions

Is Paystack Merchant free?
Paystack Merchant is free to download, with no in-app purchases.
Is Catlog free?
Catlog is free to download, with no in-app purchases.
Which has better reviews, Paystack Merchant or Catlog?
Catlog is rated higher. Paystack Merchant averages 3.4 out of 5 from 25 ratings, while Catlog averages 4.8 from 24 ratings.
Do Paystack Merchant or Catlog have ads?
Neither Paystack Merchant nor Catlog shows ads.
Which is updated more often, Paystack Merchant or Catlog?
Paystack Merchant ships an update monthly, and Catlog every 3 weeks. Most recently, Paystack Merchant was updated on October 2, 2026 and Catlog on September 26, 2026.

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