Highpoint Community vs SMBT Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Highpoint Community
Manage all your financial accounts, including those from other institutions, in one secure place. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. This app simplifies your financial life with convenient tools and robust security features.
- Aggregate all financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- Find branches and ATMs
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Highpoint Community Bank's mobile app is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Highpoint Community: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Highpoint Community app, you must be enrolled as a Highpoint Community digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
SMBT Mobile
Consolidate all your financial accounts into one convenient place. Manage transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options and access branch and ATM locations.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View monthly statements
Read full descriptionHide full description
SMBT Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with SMBT Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the SMBT Mobile app, you must be enrolled as a SMB&T digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is monetization model: SMBT Mobile at free against Highpoint Community's free with in-app purchases. Highpoint Community's advantage is review sentiment (67% vs 44%). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Highpoint Community against 4.8 for SMBT Mobile. Both are backed by a comparable volume of ratings — 1K and 1.5K respectively. Written reviews are what separate them: 67% of Highpoint Community's written reviews are positive against 44% of SMBT Mobile's.
Both ship on a similar rhythm, roughly monthly. Both last shipped on October 29, 2026.
| Parameter | Highpoint Community | SMBT Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1K ratings) | 4.8 (1.5K ratings) — better |
| Positive reviews | 66.7% of reviews — better | 44.4% of reviews |
| Number of ratings | 1K | 1.5K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 196 MB | 198 MB |
| Age rating | 12+ | 4+ |
| Developer | Highpoint Community Bank | Southern Michigan Bancorp, Inc. |
Customer experience
Highpoint Community
SMBT Mobile
Bugs and requests
Highpoint Community
Reported bugs
2 issues- Login issues
- Incompatibility with some devices
Requested features
2 requests- Improve mobile deposit function
- Maintain compatibility with older devices
SMBT Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Highpoint Community
No in-app purchases
SMBT Mobile
No in-app purchases
Questions
Is Highpoint Community free?
Is SMBT Mobile free?
Which has better reviews, Highpoint Community or SMBT Mobile?
Do Highpoint Community or SMBT Mobile have ads?
Which is updated more often, Highpoint Community or SMBT Mobile?
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