Comparison

Highpoint Community vs SMBT Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Highpoint Community

Manage all your financial accounts, including those from other institutions, in one secure place. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. This app simplifies your financial life with convenient tools and robust security features.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

Highpoint Community Bank's mobile app is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Highpoint Community: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Highpoint Community app, you must be enrolled as a Highpoint Community digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

SMBT Mobile

Consolidate all your financial accounts into one convenient place. Manage transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options and access branch and ATM locations.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

SMBT Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with SMBT Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the SMBT Mobile app, you must be enrolled as a SMB&T digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Highpoint Community4 screens
SMBT Mobile4 screens

Verdict

The call

The clearest difference is monetization model: SMBT Mobile at free against Highpoint Community's free with in-app purchases. Highpoint Community's advantage is review sentiment (67% vs 44%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Highpoint Community against 4.8 for SMBT Mobile. Both are backed by a comparable volume of ratings — 1K and 1.5K respectively. Written reviews are what separate them: 67% of Highpoint Community's written reviews are positive against 44% of SMBT Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 29, 2026.

Scorecard2 real differences · 8 level
Highpoint Community versus SMBT Mobile: the parameters behind the verdict, then further details
ParameterHighpoint CommunitySMBT Mobile
PriceFreeFree
Rating4.7 (1K ratings)4.8 (1.5K ratings) — better
Positive reviews66.7% of reviews — better44.4% of reviews
Number of ratings1K1.5K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size196 MB198 MB
Age rating12+4+
DeveloperHighpoint Community BankSouthern Michigan Bancorp, Inc.

Customer experience

Highpoint Community

All ratings1,039 ratings
Positive94.2%
Neutral2.7%
Negative3.1%
Written reviews12 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

SMBT Mobile

All ratings1,537 ratings
Positive96.1%
Neutral1.8%
Negative2.1%
Written reviews9 reviews
Positive44.4%
Neutral11.1%
Negative44.4%

Bugs and requests

Highpoint Community

Reported bugs

2 issues
  • Login issues
  • Incompatibility with some devices

Requested features

2 requests
  • Improve mobile deposit function
  • Maintain compatibility with older devices

SMBT Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Highpoint Community

No in-app purchases

None

SMBT Mobile

No in-app purchases

Questions

Is Highpoint Community free?
Highpoint Community is free to download, with no in-app purchases.
Is SMBT Mobile free?
SMBT Mobile is free to download, with no in-app purchases.
Which has better reviews, Highpoint Community or SMBT Mobile?
SMBT Mobile is rated higher. Highpoint Community averages 4.7 out of 5 from 1K ratings, while SMBT Mobile averages 4.8 from 1.5K ratings.
Do Highpoint Community or SMBT Mobile have ads?
Neither Highpoint Community nor SMBT Mobile shows ads.
Which is updated more often, Highpoint Community or SMBT Mobile?
Highpoint Community ships an update monthly, and SMBT Mobile monthly. Most recently, Highpoint Community was updated on October 29, 2026 and SMBT Mobile on October 29, 2026.

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