Comparison

AMK Mobile vs Wing Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AMK Mobile

This mobile banking app allows customers to perform financial and non-financial transactions. Users can pay bills, transfer funds, top up mobile credit, and use QR payments securely. It's designed for customers of AMK Microfinance Institution Plc in Cambodia.

Highlights
  • Bill payment
  • Fund transfer
  • Mobile Topup
  • Partner Mobile Wallet topup
  • QR Pay
  • Secure financial transactions
Read full description

“AMK Mobile” is a Mobile Banking application which will be used by Customers of AMK Microfinance Institution Plc (refer to as AMK) in Cambodia. AMK is a Microfinance deposit taking institution licensed by National Bank of Cambodia. AMK has been granted with a MDI license to operate financial services in Cambodia and we provide variety of financial services including: Credit, Non credit, Fund transfer, Bill payment, and other financial services. AMK Mobile Banking allows our customers to perform both financial and non-financial transactions. Example: • Bill payment • Fund transfer • Mobile Topup • Partner Mobile Wallet topup • QR Pay • Others AMK Mobile Banking is a secure application to be used by customers for banking with us. Every financial transaction will be executed with customer's authorization.

About

Wing Merchant

This app empowers small and medium businesses to manage payments and finances directly from their smartphones. It allows for easy QR code generation for various payment services, cash-in options, and digital loan applications. Merchants can also access business reports and integrate with other business platforms.

Highlights
  • Generate KHQR and other payment service QR codes
  • Accept payments via QR scanning
  • Offer cash-in services
  • Apply for digital loans
  • Access business account balance
  • View transaction reports
  • Manage business outlets and cashiers
Features
Read full description

Welcome to WingPay Merchant, the exclusive application designed for small and medium-sized business owners looking for a convenient and efficient way to receive and manage their business payments directly through their smartphones. With WingPay Merchant, merchants can effortlessly generate KHQR codes to accept payments and seamlessly manage their transactions. This feature-rich app also offers additional services, such as cash-in capabilities, to enhance the overall payment experience. This App provides the following features: • My Account: Gain quick access to your Wing Bank business account balance. • Create QR: Generate QR codes for customers to scan from a variety of popular payment services, including WingPay, KHQR, Alipay, WeChat, Masterpass, and other global partners. • Scan for Cash In: Conveniently provide cash-in services to your customers. • Scan for Receive Payment: Instantly scan customer QR codes to effortlessly receive payments. • Digital Loan: Apply for a digital loan directly through Wing Bank, ensuring quick access to financial assistance. • Connected Services: Seamlessly integrate your business within the Wing Business ecosystem, connecting to platforms such as WingMall, WingMarket, WingAgri, and other Wing Business platforms. • Notification Storage: Stay informed with important merchant information and transaction notifications, all in one place. • Reports: Monitor and analyze your business performance through comprehensive transaction and overall performance reports. • Business Management: Effortlessly create and manage your business outlets and cashiers, streamlining your operations. • Help and Feedback: Receive dedicated support and provide valuable feedback to the WingPay team, ensuring a tailored and improved user experience. Download WingPay Merchant now and discover the seamless and efficient way to manage your Wing Merchant activities, empowering your business to thrive in the digital era.

Screenshots

AMK Mobile4 screens
Wing Merchant4 screens

Verdict

The call

The clearest difference is rating: AMK Mobile at 4.4 against Wing Merchant's 3.7. AMK Mobile also leads on ratings volume (22 vs 3). Wing Merchant's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AMK Mobile holds the better App Store score, 4.4 against 3.7. That said, the two scores are not equally well evidenced: AMK Mobile has 22 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

AMK Mobile ships an update every 3 weeks, Wing Merchant monthly. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
AMK Mobile versus Wing Merchant: the parameters behind the verdict, then further details
ParameterAMK MobileWing Merchant
PriceFreeFree
Rating4.4 (22 ratings) — better3.7 (3 ratings)
Positive reviews66.7% of reviews—
Number of ratings22 — better3
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size327 MB157 MB
Age rating4+4+
DeveloperAMK BANK PLCWING (CAMBODIA) LIMITED SPECIALISED BANK

Customer experience

AMK Mobile

All ratings21 ratings
Positive76.2%
Neutral9.5%
Negative14.3%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Wing Merchant

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

AMK Mobile

No in-app purchases

None

Wing Merchant

No in-app purchases

Questions

Is AMK Mobile free?
AMK Mobile is free to download, with no in-app purchases.
Is Wing Merchant free?
Wing Merchant is free to download, with no in-app purchases.
Which has better reviews, AMK Mobile or Wing Merchant?
AMK Mobile is rated higher. AMK Mobile averages 4.4 out of 5 from 22 ratings, while Wing Merchant averages 3.7 from 3 ratings.
Do AMK Mobile or Wing Merchant have ads?
Neither AMK Mobile nor Wing Merchant shows ads.
Which is updated more often, AMK Mobile or Wing Merchant?
AMK Mobile ships an update every 3 weeks, and Wing Merchant monthly. Most recently, AMK Mobile was updated on November 3, 2026 and Wing Merchant on November 3, 2026.

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