AMK Mobile vs Wing Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMK Mobile
This mobile banking app allows customers to perform financial and non-financial transactions. Users can pay bills, transfer funds, top up mobile credit, and use QR payments securely. It's designed for customers of AMK Microfinance Institution Plc in Cambodia.
- Bill payment
- Fund transfer
- Mobile Topup
- Partner Mobile Wallet topup
- QR Pay
- Secure financial transactions
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“AMK Mobile” is a Mobile Banking application which will be used by Customers of AMK Microfinance Institution Plc (refer to as AMK) in Cambodia. AMK is a Microfinance deposit taking institution licensed by National Bank of Cambodia. AMK has been granted with a MDI license to operate financial services in Cambodia and we provide variety of financial services including: Credit, Non credit, Fund transfer, Bill payment, and other financial services. AMK Mobile Banking allows our customers to perform both financial and non-financial transactions. Example: • Bill payment • Fund transfer • Mobile Topup • Partner Mobile Wallet topup • QR Pay • Others AMK Mobile Banking is a secure application to be used by customers for banking with us. Every financial transaction will be executed with customer's authorization.
Wing Merchant
This app empowers small and medium businesses to manage payments and finances directly from their smartphones. It allows for easy QR code generation for various payment services, cash-in options, and digital loan applications. Merchants can also access business reports and integrate with other business platforms.
- Generate KHQR and other payment service QR codes
- Accept payments via QR scanning
- Offer cash-in services
- Apply for digital loans
- Access business account balance
- View transaction reports
- Manage business outlets and cashiers
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Welcome to WingPay Merchant, the exclusive application designed for small and medium-sized business owners looking for a convenient and efficient way to receive and manage their business payments directly through their smartphones. With WingPay Merchant, merchants can effortlessly generate KHQR codes to accept payments and seamlessly manage their transactions. This feature-rich app also offers additional services, such as cash-in capabilities, to enhance the overall payment experience. This App provides the following features: • My Account: Gain quick access to your Wing Bank business account balance. • Create QR: Generate QR codes for customers to scan from a variety of popular payment services, including WingPay, KHQR, Alipay, WeChat, Masterpass, and other global partners. • Scan for Cash In: Conveniently provide cash-in services to your customers. • Scan for Receive Payment: Instantly scan customer QR codes to effortlessly receive payments. • Digital Loan: Apply for a digital loan directly through Wing Bank, ensuring quick access to financial assistance. • Connected Services: Seamlessly integrate your business within the Wing Business ecosystem, connecting to platforms such as WingMall, WingMarket, WingAgri, and other Wing Business platforms. • Notification Storage: Stay informed with important merchant information and transaction notifications, all in one place. • Reports: Monitor and analyze your business performance through comprehensive transaction and overall performance reports. • Business Management: Effortlessly create and manage your business outlets and cashiers, streamlining your operations. • Help and Feedback: Receive dedicated support and provide valuable feedback to the WingPay team, ensuring a tailored and improved user experience. Download WingPay Merchant now and discover the seamless and efficient way to manage your Wing Merchant activities, empowering your business to thrive in the digital era.
Screenshots
Verdict
The clearest difference is rating: AMK Mobile at 4.4 against Wing Merchant's 3.7. AMK Mobile also leads on ratings volume (22 vs 3). Wing Merchant's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AMK Mobile holds the better App Store score, 4.4 against 3.7. That said, the two scores are not equally well evidenced: AMK Mobile has 22 ratings behind it against 3, so its average is the more settled of the two.
AMK Mobile ships an update every 3 weeks, Wing Merchant monthly. Both last shipped on November 3, 2026.
| Parameter | AMK Mobile | Wing Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (22 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 22 — better | 3 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 327 MB | 157 MB |
| Age rating | 4+ | 4+ |
| Developer | AMK BANK PLC | WING (CAMBODIA) LIMITED SPECIALISED BANK |
Customer experience
AMK Mobile
Wing Merchant
In-app purchases
AMK Mobile
No in-app purchases
Wing Merchant
No in-app purchases







