Pay.aw vs Sentoo.me
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay.aw
This finance app allows users to make payments by scanning QR codes at stores, transfer money, and order items directly within the application. It offers a convenient mobile payment solution for everyday transactions.
- Scan QR codes for payment
- Transfer money easily
- Order directly from the app
- Mobile payment solution
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Discover the new way to pay with your mobile phone. With Pay.aw you can pay by scanning a QR code at your favorite store, easily transfer money, and order directly from inside the app.
Sentoo.me
Easily request money from friends and family directly to your bank account. Simply create a payment request and share it via your favorite messaging apps. Receive funds instantly and securely without needing to exchange bank details.
- Create payment requests
- Share requests via messaging apps
- Receive money directly to bank account
- Secure online banking integration
- QR code payment requests
- Supports multiple banks in the Caribbean
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Sentoo.me helps you to get your money back quickly. Directly from bank account to yours. Simply link your bank account, create your Sentoo.me payment request and share with one click to your friends, family, or anyone else. Instantly and securely receive your money fast and free. When to use Sentoo.me? Did you pay for drinks for friends? Lunch that one time? Festival tickets last month? No matter the situation, it’s payback time! Requesting your money back has never been so easy. How to get started To use Sentoo.me, all you have to do is link your phone number and bank account. Activation takes less than 3 minutes and you’ll be guided through the process. Easy payment requests Create and send your Sentoo.me payment request via WhatsApp, Messenger, SMS, or email. The choice is yours. Whoever needs to pay you back receives a link. They can pay without the Sentoo.me app. Exchanging bank information is no longer necessary. The link redirects to their secure online banking app. All they need to do is simply approve and pay! The money is directly settled in your bank account. Request and receive with QR codes Want to get your money back fast, but don’t have the recipient’s phone number? Create a QR code for your payment request and let the recipient scan the code. It’s way quicker! Pay by Bank Sentoo.me is available for Aruba Bank and CMB in Aruba, Orco Bank and MCB in Curaçao, Bonaire, Saba, and St. Eustatius, and Orco Bank and WIB in St. Maarten. More banks coming soon. Secure payments Bank level security applies. Your information is only used for payment requests, and not for commercial purposes.
Screenshots
Verdict
The clearest difference is review sentiment: Sentoo.me at 67% against Pay.aw's 20%. Sentoo.me also leads on rating (4.2 vs 3.3). Pay.aw's advantage is ratings volume (55 vs 9) and iOS requirement (12.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sentoo.me holds the better App Store score, 4.2 against 3.3. That said, the two scores are not equally well evidenced: Pay.aw has 55 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 20% of Pay.aw's written reviews are positive against 67% of Sentoo.me's.
Pay.aw ships an update every 4 months, Sentoo.me every 2 months. The most recent releases landed on September 18, 2026 and August 10, 2026 respectively.
| Parameter | Pay.aw | Sentoo.me |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (55 ratings) | 4.2 (9 ratings) — better |
| Positive reviews | 20.0% of reviews | 66.7% of reviews — better |
| Number of ratings | 55 — better | 9 |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 55 MB | 29 MB |
| Age rating | +9 | 4+ |
| Developer | Setar NV | Sentoo B.V. |
Customer experience
Pay.aw
Sentoo.me
In-app purchases
Pay.aw
No in-app purchases
Sentoo.me
No in-app purchases
Questions
Is Pay.aw free?
Is Sentoo.me free?
Which has better reviews, Pay.aw or Sentoo.me?
Do Pay.aw or Sentoo.me have ads?
Which is updated more often, Pay.aw or Sentoo.me?
Other comparisons
