Pay.aw vs Sentoo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay.aw
This finance app allows users to make payments by scanning QR codes at stores, transfer money, and order items directly within the application. It offers a convenient mobile payment solution for everyday transactions.
- Scan QR codes for payment
- Transfer money easily
- Order directly from the app
- Mobile payment solution
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Discover the new way to pay with your mobile phone. With Pay.aw you can pay by scanning a QR code at your favorite store, easily transfer money, and order directly from inside the app.
Sentoo
Easily request money from friends and family directly to your bank account. Simply create a payment request and share it via your favorite messaging apps. Receive funds instantly and securely without needing to exchange bank details.
- Create payment requests
- Share requests via messaging apps
- Receive money directly to bank account
- Secure online banking integration
- QR code payment requests
- Supports multiple banks in the Caribbean
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Pay. Get paid. All with Sentoo. Sentoo is a fast, easy, and secure way to pay and get paid every day. Pay online, scan to pay, and request money, all through the banks you already use. Best of all? It’s free. Pay online with your bank Shopping online? Simply choose Sentoo at checkout and complete your payment securely through your own banking app. No need to enter payment details or manually transfer money. Just approve and pay! Scan to pay securely Paying at a store, restaurant, or anywhere else? Scan and validate payment QR codes directly with Sentoo, so you can pay with confidence. Easy payment requests Paid for lunch or covered the bill for friends? Create a payment request and share it via WhatsApp, Messenger, SMS, or anywhere else. Need to collect money from multiple people? Make your request reusable to collect up to 100 payments and keep everything organized. Show your QR. Get paid. No contact details? No problem! Simply show your payment QR code in the Sentoo app and let anyone scan and pay you. The money goes directly into your bank account. Your money goes straight to your bank Sentoo connects directly with participating banks, so payments move securely between bank accounts. Sentoo never holds your money, and you don't need a separate wallet or balance. Everything in one place Keep track of your payments and requests with a clear transaction overview. Stay organized and see your payment activity in one place. Safe and secure payments With improved account protection and verification, you can share payment links and QR codes with confidence. Payments are authorized securely through your bank, and Sentoo never stores your banking credentials. Get started with Sentoo Download the app, complete your account setup, and connect your participating bank account to start paying and getting paid. Sentoo is available for APC Bank, Aruba Bank, CMB, MCB, MCB Bonaire, WIB, and Orco Bank in Aruba, Bonaire, Curaçao, Saba, St. Eustatius, and St. Maarten. Sentoo. Pay anywhere.
Screenshots
Verdict
The clearest difference is rating: Sentoo at 3.8 against Pay.aw's 3.3. Sentoo also leads on update cadence (every 3 weeks vs every 4 months) and review sentiment (40% vs 20%). Pay.aw's advantage is ratings volume (56 vs 10) and iOS requirement (12.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sentoo holds the better App Store score, 3.8 against 3.3. That said, the two scores are not equally well evidenced: Pay.aw has 56 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 20% of Pay.aw's written reviews are positive against 40% of Sentoo's.
Pay.aw ships an update every 4 months, Sentoo every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | Pay.aw | Sentoo |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (56 ratings) | 3.8 (10 ratings) — better |
| Positive reviews | 20.0% of reviews | 40.0% of reviews — better |
| Number of ratings | 56 — better | 10 |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 55 MB | 62 MB |
| Age rating | +9 | 4+ |
| Developer | Setar NV | Sentoo B.V. |
Customer experience
Pay.aw
Sentoo
In-app purchases
Pay.aw
No in-app purchases
Sentoo
No in-app purchases
Questions
Is Pay.aw free?
Is Sentoo free?
Which has better reviews, Pay.aw or Sentoo?
Do Pay.aw or Sentoo have ads?
Which is updated more often, Pay.aw or Sentoo?
Other comparisons
