Pay.aw vs AB Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay.aw
This finance app allows users to make payments by scanning QR codes at participating stores. It also facilitates easy money transfers and direct ordering from within the application.
- QR code payments
- Money transfers
- In-app ordering
- Mobile payment solution
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Discover the new way to pay with your mobile phone. With Pay.aw you can pay by scanning a QR code at your favorite store, easily transfer money, and order directly from inside the app.
AB Authenticator
Manage personal and business accounts securely on the go. Access your financial information anytime, anywhere with this application.
- Personal account management
- Business account management
- Anytime access
- Anywhere access
- Secure management
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With AB Authenticator® you can manage your Personal and Business accounts, anytime and anywhere.
Screenshots
Verdict
The clearest difference is rating: Pay.aw at 3.3 against AB Authenticator's 1.6. Pay.aw also leads on review sentiment (20% vs 0%) and ratings volume (56 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay.aw holds the better App Store score, 3.3 against 1.6. That said, the two scores are not equally well evidenced: Pay.aw has 56 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 20% of Pay.aw's written reviews are positive against 0% of AB Authenticator's.
Pay.aw ships an update every 4 months, AB Authenticator every 7 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Pay.aw | AB Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (56 ratings) — better | 1.6 (7 ratings) |
| Positive reviews | 20.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 56 — better | 7 |
| Update frequency | Every 4 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 41 MB | 29 MB |
| Age rating | +9 | 4+ |
| Developer | Setar NV | Aruba Bank |
Customer experience
Pay.aw
AB Authenticator
In-app purchases
Pay.aw
No in-app purchases
AB Authenticator
No in-app purchases
Questions
Is Pay.aw free?
Is AB Authenticator free?
Which has better reviews, Pay.aw or AB Authenticator?
Do Pay.aw or AB Authenticator have ads?
Which is updated more often, Pay.aw or AB Authenticator?
Other comparisons
