Pocket Merchant vs USMS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pocket Merchant
This mobile eWallet app allows retail merchants to receive cashless payments from users. It provides a secure and convenient way to track all transactional activities, aiming for a fast shopping experience.
- Cashless payment reception
- Transaction tracking
- Secure payment processing
- Fast shopping experience
- Convenient for merchants
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Pocket Merchant is an eWallet mobile application for retail merchants. You can receive payments from Pocket users in a cashless manner and keep track of all your transactional activities, with more features available soon. It is designed for providing a fast, secure and convenient shopping experience.
USMS
Manage your electricity and water bills with this app. It provides a fast, easy, and secure way to access your account, make payments, and view your billing history from anywhere.
- Quick top-up
- Account details access
- Bill payment
- Debt payment
- History reports
- Profile updates
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USMS Mobile app offers you an enhanced users experience through our mobile app. Offers fast, easy, and safer way to manage your electricity and water bills. User can be able to access their account anytime and anywhere Features include: 1. Quick Top Up 2. Account details 3. Top up 4. Pay debt 5. History report 6. Update profile 7. E-Dealer
Screenshots
Verdict
The clearest difference is rating: Pocket Merchant at 5.0 against USMS's 1.4. USMS's advantage is ratings volume (14 vs 1) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pocket Merchant holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: USMS has 14 ratings behind it against 1, so its average is the more settled of the two.
Pocket Merchant ships an update every 6 weeks, USMS fortnightly. The most recent releases landed on September 17, 2026 and September 16, 2026 respectively.
| Parameter | Pocket Merchant | USMS |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 1.4 (14 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 14 — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 8.0 — better |
| Further details — not scored | ||
| Size | 54 MB | 77 MB |
| Age rating | 17+ | 4+ |
| Developer | THREEG MEDIA SDN BHD | DST NETWORK SDN BHD |
Customer experience
Pocket Merchant
USMS
In-app purchases
Pocket Merchant
No in-app purchases
USMS
No in-app purchases
