Comparison

Avantaj vs Ghiseul.ro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Avantaj

This app allows users to manage their credit card, earn rewards, and access exclusive benefits. It offers features like cashback, challenges, and status levels to enhance the user's financial experience. Security and easy transaction management are also key aspects.

Highlights
  • Earn up to 3% cashback
  • Complete challenges for rewards
  • Unlock status benefits
  • Redeem rewards in-app
  • Manage cards and transactions
  • Split transactions into installments
  • Generate virtual cards
Features
Read full description

Welcome to Avantaj – the most exciting credit card app in Romania Turn your lifestyle into extraordinary rewards - Earn up to 3% cashback in Avantaj Coins with every purchase - the higher your status, the more you earn - Complete fun challenges to collect extra rewards - Reach higher status – from Starter to Ambassador - and unlock exciting benefits - Redeem exclusive rewards directly in the app - Earn unique achievements and level up! Manage your finances effortlessly - Manage all your cards and transactions in one place - Split transactions into installments – flexibility whenever you need it - Pay in up to 24 installments at 9 500+ partner stores - Generate a virtual card instantly – perfect for safe online shopping - Pay with your phone – add to Apple Wallet or Google Pay in seconds Security you can count on - Shop secure online thanks to 3D Secure (3DS) transaction approval feature - Stay safe with your credit cards separate from your main bank account - Enjoy peace of mind with advanced mobile app shielding, built to meet the highest industry security standards Thanks to Avantaj, managing your credit card is no longer just a task, it’s an experience. From rewards just for you and intuitive control to unbeatable security and exciting loyalty perks, everything you need is just a tap away. Download the Avantaj app today and start unlocking a smarter, more rewarding financial journey powered by you. Card Avantaj, the card that moves with you!

About

Ghiseul.ro

Easily pay over 350 types of public services, fees, and taxes online from over 1200 Romanian institutions. Save time, enjoy non-stop service, and benefit from zero commission on all transactions. Securely manage and track all your payments with immediate confirmation.

Highlights
  • Online payment of public services, fees, and taxes
  • Supports over 1200 Romanian institutions
  • Zero commission on all payments
  • Secure transactions with status tracking
  • Immediate payment confirmations via email
  • Payment history and traceability
  • Access to legally recognized proof of payment
Features
Read full description

Join over 1.4 million Romanians who already use Ghiseul.ro. No more worries in your interaction with the Romanian public administration! Use the Ghiseul.ro app to pay online – simply, quickly and securely – over 350 types of public services, fees and taxes, provided by +1200 Romanian institutions and authorities. All payments made through Ghișeul.ro, the official online payment system of the Romanian Government, have ZERO commission. Your 7 benefits when using the app: 1. Save time – pay online, with no unnecessary trips to institutions; 2. Non-stop service – pay when you want; 3. ZERO commission on every payment; 4. Safe transactions – the security of transactions is guaranteed and you can check the status of your payments anytime; 5. Payment confirmation issued immediately – you receive the payment confirmation by e-mail, as soon as the transaction is processed; 6. Traceability – see all transactions you made in the Payments History section of the application; 7. Access the proof of payment, which is legally recognized, whenever you need to. Depending on your needs, you have two options: 1. you create an account using the app, where you will find all payment obligations for taxes; 2. you use the app to make payments that do not require authentication, such as service-specific fees (passport, car licenses, certificates or registration plates, bulletin), fines, court fees, etc. Create a Ghiseul.ro account using the 7-step Account Creation Guide at: https://www.adr.gov.ro/ghiseul-ro/ Don't forget: between January 1 and March 31, you have up to 10% discount on paying taxes. Terms and conditions apply to this offer. Find out what the specific conditions are from your local town hall. Also remember that Ghiseul.ro can be used only by Romanian citizens that have a Romanian ID and unique code (CNP) and a bank card. In 2022, Ghiseul.ro processed over 3.4 million transactions, worth over 1.4 billion lei. Ghiseul.ro is the official online payment platform of the Romanian state, managed by the Authority for the Digitalization of Romania.

Screenshots

Avantaj4 screens
Ghiseul.ro4 screens

Verdict

The call

Avantaj and Ghiseul.ro both sit at 5.0 stars, but that hides the real split: 80% of Ghiseul.ro's written reviews are positive against 0% of Avantaj's. Ghiseul.ro also leads on ratings volume (244 vs 15). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Avantaj against 4.9 for Ghiseul.ro. That said, the two scores are not equally well evidenced: Ghiseul.ro has 244 ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 0% of Avantaj's written reviews are positive against 80% of Ghiseul.ro's.

UpkeepUpdate frequency

Avantaj ships an update every 3 weeks, Ghiseul.ro fortnightly. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
Avantaj versus Ghiseul.ro: the parameters behind the verdict, then further details
ParameterAvantajGhiseul.ro
PriceFreeFree
Rating5.0 (15 ratings) — better4.9 (244 ratings)
Positive reviews0.0% of reviews80.0% of reviews — better
Number of ratings15244 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size79 MB36 MB
Age rating4+4+
DeveloperCredit Europe Bank RomaniaAutoritatea pentru Digitalizarea Romaniei

Customer experience

Avantaj

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Ghiseul.ro

All ratings243 ratings
Positive99.2%
Neutral0.0%
Negative0.8%
Written reviews15 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

None

Avantaj

No in-app purchases

None

Ghiseul.ro

No in-app purchases

Questions

Is Avantaj free?
Avantaj is free to download, with no in-app purchases.
Is Ghiseul.ro free?
Ghiseul.ro is free to download, with no in-app purchases.
Which has better reviews, Avantaj or Ghiseul.ro?
Avantaj is rated higher. Avantaj averages 5.0 out of 5 from 15 ratings, while Ghiseul.ro averages 4.9 from 244 ratings.
Do Avantaj or Ghiseul.ro have ads?
Neither Avantaj nor Ghiseul.ro shows ads.
Which is updated more often, Avantaj or Ghiseul.ro?
Avantaj ships an update every 3 weeks, and Ghiseul.ro fortnightly. Most recently, Avantaj was updated on October 24, 2026 and Ghiseul.ro on October 24, 2026.

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