Avantaj vs Ghiseul.ro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Avantaj
This app allows users to manage their credit card, earn rewards, and access exclusive benefits. It offers features like cashback, challenges, and status levels to enhance the user's financial experience. Security and easy transaction management are also key aspects.
- Earn up to 3% cashback
- Complete challenges for rewards
- Unlock status benefits
- Redeem rewards in-app
- Manage cards and transactions
- Split transactions into installments
- Generate virtual cards
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Welcome to Avantaj – the most exciting credit card app in Romania Turn your lifestyle into extraordinary rewards - Earn up to 3% cashback in Avantaj Coins with every purchase - the higher your status, the more you earn - Complete fun challenges to collect extra rewards - Reach higher status – from Starter to Ambassador - and unlock exciting benefits - Redeem exclusive rewards directly in the app - Earn unique achievements and level up! Manage your finances effortlessly - Manage all your cards and transactions in one place - Split transactions into installments – flexibility whenever you need it - Pay in up to 24 installments at 9 500+ partner stores - Generate a virtual card instantly – perfect for safe online shopping - Pay with your phone – add to Apple Wallet or Google Pay in seconds Security you can count on - Shop secure online thanks to 3D Secure (3DS) transaction approval feature - Stay safe with your credit cards separate from your main bank account - Enjoy peace of mind with advanced mobile app shielding, built to meet the highest industry security standards Thanks to Avantaj, managing your credit card is no longer just a task, it’s an experience. From rewards just for you and intuitive control to unbeatable security and exciting loyalty perks, everything you need is just a tap away. Download the Avantaj app today and start unlocking a smarter, more rewarding financial journey powered by you. Card Avantaj, the card that moves with you!
Ghiseul.ro
Easily pay over 350 types of public services, fees, and taxes online from over 1200 Romanian institutions. Save time, enjoy non-stop service, and benefit from zero commission on all transactions. Securely manage and track all your payments with immediate confirmation.
- Online payment of public services, fees, and taxes
- Supports over 1200 Romanian institutions
- Zero commission on all payments
- Secure transactions with status tracking
- Immediate payment confirmations via email
- Payment history and traceability
- Access to legally recognized proof of payment
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Join over 1.4 million Romanians who already use Ghiseul.ro. No more worries in your interaction with the Romanian public administration! Use the Ghiseul.ro app to pay online – simply, quickly and securely – over 350 types of public services, fees and taxes, provided by +1200 Romanian institutions and authorities. All payments made through Ghișeul.ro, the official online payment system of the Romanian Government, have ZERO commission. Your 7 benefits when using the app: 1. Save time – pay online, with no unnecessary trips to institutions; 2. Non-stop service – pay when you want; 3. ZERO commission on every payment; 4. Safe transactions – the security of transactions is guaranteed and you can check the status of your payments anytime; 5. Payment confirmation issued immediately – you receive the payment confirmation by e-mail, as soon as the transaction is processed; 6. Traceability – see all transactions you made in the Payments History section of the application; 7. Access the proof of payment, which is legally recognized, whenever you need to. Depending on your needs, you have two options: 1. you create an account using the app, where you will find all payment obligations for taxes; 2. you use the app to make payments that do not require authentication, such as service-specific fees (passport, car licenses, certificates or registration plates, bulletin), fines, court fees, etc. Create a Ghiseul.ro account using the 7-step Account Creation Guide at: https://www.adr.gov.ro/ghiseul-ro/ Don't forget: between January 1 and March 31, you have up to 10% discount on paying taxes. Terms and conditions apply to this offer. Find out what the specific conditions are from your local town hall. Also remember that Ghiseul.ro can be used only by Romanian citizens that have a Romanian ID and unique code (CNP) and a bank card. In 2022, Ghiseul.ro processed over 3.4 million transactions, worth over 1.4 billion lei. Ghiseul.ro is the official online payment platform of the Romanian state, managed by the Authority for the Digitalization of Romania.
Screenshots
Verdict
Avantaj and Ghiseul.ro both sit at 5.0 stars, but that hides the real split: 80% of Ghiseul.ro's written reviews are positive against 0% of Avantaj's. Ghiseul.ro also leads on ratings volume (244 vs 15). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Avantaj against 4.9 for Ghiseul.ro. That said, the two scores are not equally well evidenced: Ghiseul.ro has 244 ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 0% of Avantaj's written reviews are positive against 80% of Ghiseul.ro's.
Avantaj ships an update every 3 weeks, Ghiseul.ro fortnightly. Both last shipped on October 24, 2026.
| Parameter | Avantaj | Ghiseul.ro |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (15 ratings) — better | 4.9 (244 ratings) |
| Positive reviews | 0.0% of reviews | 80.0% of reviews — better |
| Number of ratings | 15 | 244 — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 79 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Credit Europe Bank Romania | Autoritatea pentru Digitalizarea Romaniei |
Customer experience
Avantaj
Ghiseul.ro
In-app purchases
Avantaj
No in-app purchases
Ghiseul.ro
No in-app purchases









