Comparison

PayLocal vs Online Ad Maker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayLocal

This app enables businesses to manage customer payments and loyalty programs. It offers features like reloadable cards, credit transfers, and secure pre-payment codes. Businesses can process transactions, issue refunds, and track sales reports, while customers can view their transaction history and receive receipts.

Highlights
  • Reloadable customer cards
  • Credit transfers between users
  • Transaction history with PDF download
  • Secure, time-expiring pre-payment codes
  • Email receipts for every purchase
  • Real-time purchase confirmation
  • Sales and activity reporting
Features
Read full description

The app comes with features such as : -Reloadable cards; -Transfer of credits between users; -List of transaction histories per card for users (with downloadable pdf); -Create pre-payment codes (expirable by time for security); -Invoice/Receipt as PDF sent by email on every purchase; -Realtime confirmation on purchases; -Pin number enabled for security; -Entirely accessible separately by website for added security (i.e.: in case of lost phone, pin numbers can be changed online); For businesses: -Create an activate cards for clients; -Process payments by scanning client's card, or pre-payment code, or manually like a cash register by adding lines and applying specific taxes; -Issue refunds; -Reload cards for clients; -Retrieve list of transactions or card balance for clients; -Marketing account with reloadable balance to use as promotions to clients by assigning credits on cards; -Reports on sales and activities displayed by selecting year and month;

About

Online Ad Maker

Easily create professional Google and Facebook ads in minutes using customizable templates. Resize ads instantly for different platforms and update content anytime. Access free images, icons, and fonts without watermarks.

Highlights
  • Create Google and Facebook ads
  • Professionally designed templates
  • Instant ad resizing
  • Update ads anytime
  • Free images, icons, and fonts
  • Download without watermarks
  • Restore previous versions
Features
Read full description

In a matter of minutes, you can create high-converting banner ads without spending a cent from your advertising budget. Choose from professionally-designed ad templates and customize them with your unique offer. RESIZE YOUR ADS IN A FEW CLICKS: There is no need to remake your adverts to fit different sizes. In just a few clicks, you can transform one advert into many. UPDATE YOUR ADS AT ANY TIME: You can finally update images, prices, text, dates and call-to-actions with ease. CREATE GOOGLE DISPLAY ADS: • Square – 250x250px • Large Rectangle – 336x280px • Medium Rectangle – 300x250px • Leaderboard – 728x90px • Skyscraper – 120x600px • Full Banner – 468x60px • Half-Page Ad – 300x600px • Wide Skyscraper – 160x600px • Large Mobile Banner – 320x100px CREATE SOCIAL MEDIA ADS: • Facebook Square Ad Size (Carousel Ad) – 1080x1080px • Facebook Rectangle Ad Size – 1200x627px • Twitter Ad Size – 800x320px • Instagram Ad Size – 1936x1936px • LinkedIn Ad Size – 1200x627px Plus, the Online Ad Maker app comes packed with Desygner functionality as covered by Forbes, Product Hunt, Social Media Examiner, Entrepreneur and Terra. Join 4 million+ people using Desygner to create beautiful content quickly and for free. CREATE EASILY: ALL the powerful and easy-to-use editing tools you need such as resize, font change, color change, align, layer order & much more. Edit images, text & icons in any way you want. FREE IMAGES, ICONS & FONTS: No more paying for packs like other apps, sometimes up to $10 an image or icon. Online Ad Maker app comes with beautiful royalty-free content to use for free without worrying about licenses! IMPORT YOUR OWN IMAGES: Add content from your camera roll, social media & storage drives. DOWNLOAD & SHARE FOR FREE WITH NO WATERMARKS: There is no catch! Anything you create using the Online Ad Maker app is yours to use as you wish. – SHARE designs through email, Instagram, Facebook, Twitter & more. – DOWNLOAD as JPEG, PNG or PDF. – PRINT from your phone in seconds. AUTOMAGICALLY RESIZE: You don't have to upgrade to resize & repurpose your Google Ads, IAB Ads & Facebook Ads. Resize your files as many times as you want for free. RESTORE PREVIOUS VERSIONS: “Hum... I think it looked better yesterday”. No worries, simply access and restore the best version of your Google Ads, IAB Ads & Facebook Ads. STORE & EDIT AT ANY TIME: Create as many Google Ads, IAB Ads & Facebook Ads as you like and store them all for free. They will always be editable from your computer & mobile device with your Desygner account. Looking to create more than just Google Ads, IAB Ads & Facebook Ads? Try the Desygner App. It offers 1000s of professionally designed templates already perfectly sized for everything you will ever need, including social media posts, ads, presentations, cards, flyers & more. The PRO annual subscription is auto-renewable and it’s charged to your iTunes account and renewed for the same amount within 24 hours prior to the end of the current period. You'll be automatically charged at the end of your trial unless you cancel prior. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited after your purchase. We make no warranties or representations that any of its services will continue to be available for any period of time, and you acknowledge and agree that the services could change or terminate at any time in the future. View Terms & Privacy Policy for details. For more information, please consult our Privacy Policy at https://desygner.com/privacy and Terms of Service at https://desygner.com/terms.

Screenshots

PayLocal4 screens
Online Ad Maker4 screens

Verdict

The call

The clearest difference is in-app purchases: PayLocal at none against Online Ad Maker's 14. PayLocal also leads on rating (5.0 vs 4.6) and iOS requirement (11.0 vs 15.0). Online Ad Maker's advantage is ratings volume (20 vs 1) and update cadence (every 4 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Online Ad Maker sells 14 in-app purchases, starting at $3.95 per 7 days. PayLocal asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

PayLocal holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Online Ad Maker has 20 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

PayLocal ships an update every 2 weeks, Online Ad Maker every 4 days. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard6 real differences · 4 level
PayLocal versus Online Ad Maker: the parameters behind the verdict, then further details
ParameterPayLocalOnline Ad Maker
PriceFreeFree
Rating5.0 (1 ratings) — better4.6 (20 ratings)
Positive reviews—66.7% of reviews
Number of ratings120 — better
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size35 MB243 MB
Age rating4+4+
DeveloperFrontGates Dev IncDesygner Pty Ltd

Customer experience

PayLocal

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Online Ad Maker

All ratings20 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

PayLocal

No in-app purchases

14 purchases

Online Ad Maker

Subscriptions5
  • Starter — Weekly7 Days trial$3.957 Days
  • Pro+ Weekly7 Days trial$4.997 Days
  • Pro+ Monthly$9.991 Month
Show 2 more
  • Online Ad Maker PRO7 Days trial$19.991 Year
  • Annual PRO Plus$69.991 Year
One-time9
  • Credit pack: 5 credits$4.99
  • Shutterstock image$4.99
  • Credit pack: 10 credits$7.99
Show 6 more
  • Special credit pack$7.99
  • Credit pack: 30 credits$19.99
  • Lite — 1,350 AI Credits$24.95
  • Plus — 2,900 AI Credits$49.90
  • Max — 33,000 AI Credits$499.00
  • Ultra — 70,000 AI Credits$999.00

Questions

Is PayLocal free?
PayLocal is free to download, with no in-app purchases.
Is Online Ad Maker free?
Online Ad Maker is free to download, with in-app purchases available.
Which has better reviews, PayLocal or Online Ad Maker?
PayLocal is rated higher. PayLocal averages 5.0 out of 5 from 1 ratings, while Online Ad Maker averages 4.6 from 20 ratings.
Do PayLocal or Online Ad Maker have ads?
Neither PayLocal nor Online Ad Maker shows ads.
Which is updated more often, PayLocal or Online Ad Maker?
PayLocal ships an update every 2 weeks, and Online Ad Maker every 4 days. Most recently, PayLocal was updated on October 24, 2026 and Online Ad Maker on October 26, 2026.

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