Cents for YNAB vs Stats for YNAB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cents for YNAB
This app analyzes your budgets and spending habits to help you save money. It shows daily remaining funds, top spending by category and payee, and visualizes your expenses. Color-coded categories warn you when you're nearing budget limits.
- Daily spending analysis
- Top payee and category spending
- Color-coded budget health indicators
- Transaction impact warnings
- Visual spending charts
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Cents for YNAB is a companion app to the You Need A Budget platform. Cents enables you to quickly analyze your budgets and spending habits in order to help you save more money. Cents will tell you how much money you have left per day of the month, which payees you've spent the most money on in each category, and which transactions have caused you the most trouble. It will indicate by color the health of each of your categories and warn you when you're getting close to going over budget. Cents also provides several analytical charts to help you visualize where your money is going.
Stats for YNAB
This companion app offers visual insights into your personal finances, allowing you to quickly review income, expenses, and their distribution by month, category, and payee. It requires an active YNAB subscription and does not support manual transaction entry.
- Graphical data consultation
- Income and expense visualization
- Monthly distribution charts
- Category and payee breakdown
- Companion app for YNAB
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This app is a companion app to the YNAB platform. Stats for YNAB allows you to graphically consult the information about your personal economy. Check quickly and visually your income and expenses and how they are distributed throughout the months, by categories and payee. ** IMPORTANT: Stats for YNAB requires a YNAB account with an active subscription. The application itself does not allow you to save new transactions. **
Screenshots
Verdict
The clearest difference is update cadence: Cents for YNAB at weekly against Stats for YNAB's every 3 months. Cents for YNAB also leads on monetization model (free vs free with in-app purchases) and review sentiment (83% vs 63%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cents for YNAB sells 3 one-off in-app purchases and Stats for YNAB sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.3 for Cents for YNAB against 4.1 for Stats for YNAB. Both are backed by a comparable volume of ratings — 29 and 7 respectively. Written reviews are what separate them: 83% of Cents for YNAB's written reviews are positive against 63% of Stats for YNAB's.
Cents for YNAB ships an update weekly, Stats for YNAB every 3 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | Cents for YNAB | Stats for YNAB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (29 ratings) — better | 4.1 (7 ratings) |
| Positive reviews | 83.3% of reviews — better | 62.5% of reviews |
| Number of ratings | 29 — better | 7 |
| Update frequency | Weekly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, Mac — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 4 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Michael Mueller | Ruben Fernandez |
Customer experience
Cents for YNAB
Stats for YNAB
In-app purchases
Cents for YNAB
- Tip $0.99$0.99
- Tip $2.99$2.99
- Tip $4.99$4.99
Stats for YNAB
- Stats for YNAB - Monthly3 Days trial$0.991 Month
- Stats for YNAB - Annual7 Days trial$5.991 Year
- Stats for YNAB - Lifetime$10.99
Questions
Is Cents for YNAB free?
Is Stats for YNAB free?
Which has better reviews, Cents for YNAB or Stats for YNAB?
Do Cents for YNAB or Stats for YNAB have ads?
Which is updated more often, Cents for YNAB or Stats for YNAB?
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