Plenti vs LoanFlow

Plenti investors make their money go further, faster through flexible investment options. Join over 20,000 investors already registered with Plenti. * Earn attractive returns investing in consumer loans * $10 minimum investment * Flexible investment terms When it comes to money, every decision counts. That’s why we’re on a mission to help everyone to make the right choices – about the choices that count. We’ve built a new world of lending that seeks to make investing faster and simpler for all. * Investing is as simple as 1,2,3* 1. Register for an account online in 5 minutes 2. Download the app and login to your account 3. Transfer in funds and start investing in loans WHY INVESTORS CHOOSE PLENTI *Attractive asset class* We give everyday Australians the opportunity to earn stable, attractive returns offered by investing in personal loans, car loans and green loans. Previously, only banks and institutions had access to the consumer credit asset class. *Provision Fund protection* The Provision Fund helps protect your returns. While it’s no guarantee, no investor has lost a cent of interest or principal as due.^ *Flexible investment options* Choose to invest in lending markets with indicative terms from 1 month – 7 years. As borrowers repay their loans, you’ll receive regular payments which you can choose to automatically reinvest. READY TO GET STARTED? Visit www.plenti.com.au/investing to find out more about investing with Plenti and register for an account. Signing up only takes five minutes. Or email us at contact@plenti.com.au if you have any questions about investing. IMPORTANT INFORMATION As with every investment, investing with Plenti is not without risk. Plenti RE Limited ABN 57 166 646 635 holds Australian financial services licence number 449176, Australian credit licence number 449176 and is a member of the Australian Financial Complaints Authority (AFCA). This information should not be taken as financial product advice and has been prepared as general information only without consideration for your particular investment objectives, financial circumstances or particular needs. You should read the Product Disclosure Statement on www.plenti.com.au/pds before making any decision about your investment choices. ^ The Provision Fund is not a guarantee and your capital is at risk.

LoanFlow helps you keep track of personal loans in a simple, clear way. Create a loan, enter the amount borrowed, interest rate, loan term, start date, and payment frequency, then track every repayment as you go. Each payment is automatically broken down into interest and principal, so you can see exactly how much of your money is reducing the balance. You can add regular payments, log extra repayments, view your remaining balance, check how much interest you have paid, and see your projected finish date. The extra payment calculator also lets you test how paying more could reduce your loan time and save interest. Features include: - Save and manage multiple loans - Log regular and extra payments - Automatic interest and principal breakdowns - Balance and progress tracking - Projected finish dates - Extra payment savings calculator - Payment history ledger - CSV export for your records - Weekly, fortnightly, monthly, and quarterly payment options Loan Tracker is designed for personal loan tracking between family, friends, or private agreements where you want a clean record of what has been paid and what is still owing.