Comparison

Polydirection vs SeaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Polydirection

Read full description

International financial operations re-imagined Private use Get access to easy and fast global transfers to and from your friends and family, with low fees. Accept your salary, pension and any regular payments on the same provided unique IBAN account number. Get instant access to your funds anytime, anywhere with the Polydirection pre-paid Mastercard. The list of your financial possibilities is expanding! Business use Multiple IBAN accounts registered in different European countries will allow you settling SWIFT and SEPA transfers in corresponding currencies with no exchange fees. Use the Polydirection’s market standard salary project with Mastercard and get pre-paid cards for your everyday business expenses. Take advantage of our business fintech offer comprising e-invoicing, merchant tools, competitive currency exchange, and more. The application is your only contact point with the world of modern everyday financial operations. Everything from signup to setting up the automated payout schedule is in your pocket. The support team is operating 24/7 to help you with any problems on your way. We offer: A unique IBAN for your banking account; Support of all major currencies; Competitive currency exchange commission; Instant international money transfer; Comfort of having a pre-paid card; Mass payouts functionality. Have full control over your finances right at your fingertips. Polydirection provides you with: Full access to your funds; Instant transaction history; Sleek and clear design; Worldwide money transfers; Safe sign-up protected by biometric authentication; Convenient recharge of your card. Join Polydirection to experience the latest financial technology yourself. Learn more at https://polydirection.com/

About

SeaPay

Features
Read full description

SeaPay® is a financial powerhouse designed specifically for the marine industry. We are uniquely focused on providing solutions to seafarers, vessel owners and port-registered corporations. With SeaPay® you can step up your financial life. We cover all maritime needs for companies that employ crew, run charter operations. Our offering is also suitable for seafarers and their families abroad. You can always issue cards for your loved ones back home as well as send money worldwide. Our compliance team will help you with understanding your taxation and social security needs as well as anything concerning your financial success at sea. All of your finances are always under control with SeaPay® mobile app. With us you can: – Open an account with a unique IBAN – Hold and manage your funds in multiple currencies – Exchange seven currencies at affordable rates – Send and receive international bank wire transfers – Issue mass payments to bank accounts Our mobile app features: – Real-time review of account activity and balance – Transaction history to keep track of your spendings – New Feature for Recurring Transactions – Money transfers worldwide – Card top-up – Simplified sign in procedure with your password and biometric authentication. At SeaPay® we speak your language. We are a financial powerhouse for the marine specialists made by the marine specialists.

Screenshots

Polydirection3 screens
SeaPay3 screens

Verdict

The call

The clearest difference is update cadence: SeaPay at every 2 months against Polydirection's every 19 months. Polydirection's advantage is iOS requirement (11.0 vs 13.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Polydirection ships an update every 19 months, SeaPay every 2 months. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 4 level
Polydirection versus SeaPay: the parameters behind the verdict, then further details
ParameterPolydirectionSeaPay
PriceFreeFree
Update frequencyEvery 19 monthsEvery 2 months — better
Ads—Yes
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better13.0
Further details — not scored
Size63 MB51 MB
Age rating4+4+
DeveloperRuokvord Trading LPNave Magna Ltd.

In-app purchases

None

Polydirection

No in-app purchases

None

SeaPay

No in-app purchases

Questions

Is Polydirection free?
Polydirection is free to download, with no in-app purchases.
Is SeaPay free?
SeaPay is free to download, with no in-app purchases.
Which is updated more often, Polydirection or SeaPay?
Polydirection ships an update every 19 months, and SeaPay every 2 months. Most recently, Polydirection was updated on October 19, 2026 and SeaPay on October 17, 2026.

Other comparisons