Polydirection vs LoisPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Polydirection
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International financial operations re-imagined Private use Get access to easy and fast global transfers to and from your friends and family, with low fees. Accept your salary, pension and any regular payments on the same provided unique IBAN account number. Get instant access to your funds anytime, anywhere with the Polydirection pre-paid Mastercard. The list of your financial possibilities is expanding! Business use Multiple IBAN accounts registered in different European countries will allow you settling SWIFT and SEPA transfers in corresponding currencies with no exchange fees. Use the Polydirection’s market standard salary project with Mastercard and get pre-paid cards for your everyday business expenses. Take advantage of our business fintech offer comprising e-invoicing, merchant tools, competitive currency exchange, and more. The application is your only contact point with the world of modern everyday financial operations. Everything from signup to setting up the automated payout schedule is in your pocket. The support team is operating 24/7 to help you with any problems on your way. We offer: A unique IBAN for your banking account; Support of all major currencies; Competitive currency exchange commission; Instant international money transfer; Comfort of having a pre-paid card; Mass payouts functionality. Have full control over your finances right at your fingertips. Polydirection provides you with: Full access to your funds; Instant transaction history; Sleek and clear design; Worldwide money transfers; Safe sign-up protected by biometric authentication; Convenient recharge of your card. Join Polydirection to experience the latest financial technology yourself. Learn more at https://polydirection.com/
LoisPay
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Welcome to LoisPay, the simple, secure, and fast way to manage your money right from your phone. LoisPay is designed to make your financial life easier, whether you're sending cash to a friend, paying your monthly bills, or topping up your mobile on the go. Experience True Financial Freedom: LoisPay puts you in control of your finances with a clean, intuitive interface and powerful features. Say goodbye to long queues and complicated banking apps. With LoisPay, everything is just a few taps away. KEY FEATURES: SEND & RECEIVE MONEY: Transfer funds to friends and family with just their phone number or username. It’s quick, secure, and completely hassle-free. ADD MONEY WITH EASE: Top up your LoisPay wallet using your bank account, debit card, or other convenient methods. Your funds are available to use in seconds. FLEXIBLE WITHDRAWAL OPTIONS: Need cash? Easily withdraw money from your LoisPay wallet to your linked bank account or at participating agent locations. MOBILE TOP-UP: Running low on mobile credit? Recharge any prepaid mobile number for yourself or your loved ones directly from the app. All major carriers are supported. BILL PAYMENTS: Forget about due dates! Pay all your bills—from utilities and internet to credit cards and more—all in one place. Set up reminders so you never miss a payment again.
Screenshots
Verdict
The clearest difference is update cadence: LoisPay at every 4 days against Polydirection's every 19 months. Polydirection's advantage is iOS requirement (11.0 vs 13.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Polydirection ships an update every 19 months, LoisPay every 4 days. The most recent releases landed on October 2, 2026 and October 1, 2026 respectively.
| Parameter | Polydirection | LoisPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 19 months | Every 4 days — better |
| Ads | — | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 63 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Ruokvord Trading LP | LOIS GROUP LTD |
In-app purchases
Polydirection
No in-app purchases
LoisPay
No in-app purchases









