GEMMA Budget Planner vs Moneybase
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GEMMA Budget Planner
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The Budget Planner App is a financial capability education tool that allows users to list their expenses against their income to achieve financial goals. Transactions can be sorted on a daily, monthly or weekly basis, and intuitive visualisations help show whether one's spending life-style is sustainable or not. All transactions can be listed under different categories, and users are given the option to add their own categories. L-App Budget Planner hija għodda edukattiva dwar il-kapaċità finanzjarja li tippermetti lill-utenti jelenkaw l-ispejjeż tagħhom kontra d-dħul tagħhom biex jilħqu l-għanijiet finanzjarji. It-tranżazzjonijiet jistgħu jiġu magħżula fuq bażi ta’ kuljum, ta’ kull xahar jew ta’ kull ġimgħa, u viżwalizzazzjonijiet intuwittivi jgħinu biex juru jekk l-istil tal-ħajja tal-infiq hux sostenibbli jew le. It-tranżazzjonijiet kollha jistgħu jiġu elenkati taħt kategoriji differenti, u l-utenti jingħataw l-għażla li jżidu l-kategoriji tagħhom stess.
Moneybase
Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.
- Transactional banking with IBAN
- Physical and virtual card management
- Instant SEPA and bank transfers
- Access to 20,000+ investments
- Competitive foreign exchange rates
- Real-time transaction notifications
- 7-day customer support
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Welcome to Moneybase, we’re focused on making finance easier and we are on a mission to redefine the way you grow and manage your money. Moneybase is a powerful platform for all things finance, offering transactional banking, physical and virtual cards, instant payments as well as access to over 20,000 investments all under the same ecosystem. Bank Payments in the blink of an eye - Send or receive money easily with SEPA Bank transfers and Instant payments. Get your own IBAN today. Full in-app control of your physical or virtual cards - Thanks to our safety features and controls, you can freeze, unfreeze or cancel your card whenever you wish. You can even set up customized permissions and restrictions such as ATM withdrawals, Online Payments or Swipe payments or view your PIN directly from the Moneybase app! Generate your virtual card instantly or order a physical contactless card. Save when travelling or spending abroad - We offer competitive exchange rates that allow you to save money when spending abroad, so that you can spend at will and make the most of your trip. We’re there for you 7 days a week, call us anytime - Our customer service team are ISO Certified, the Gold standard for customer care. Our team is ready to assist you right away via phone or live chat. Your money at your fingertips - Get real-time notifications when you make a card transaction, when you receive money and much more. With Moneybase you can instantly keep updated on your finances, with full view of past transactions, you can take control of your spending. Create your account in minutes - With fast signup right from your phone you can get started in just a few minutes. High value service with Ultra Low fees - Life is full of unexpected surprises, but fees shouldn’t be one of them. With Moneybase what you see is what you get – no hidden fees, our ultra-competitive pricing is easy to understand. Community-driven - With an exciting pipeline ahead, we invite you to join us in shaping the next-generation financial platform. Our public roadmap, community and Facebook group all allow you to log in and have your say about what we develop next. Together lets make money simple!
Screenshots
Verdict
The clearest difference is iOS requirement: GEMMA Budget Planner at 12.0 against Moneybase's 17.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | GEMMA Budget Planner | Moneybase |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (8 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 8 — better |
| Update frequency | — | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, Apple Watch |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 1 MB | 175 MB |
| Age rating | 4+ | 4+ |
| Developer | Malta Information Technology Agency | Moneybase Ltd |
In-app purchases
GEMMA Budget Planner
No in-app purchases
Moneybase
No in-app purchases









