Click OTPay vs CA+ Digital bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Click OTPay
Manage your business finances directly from your smartphone. Monitor account activity, create and sign payments, and exchange messages with your bank anytime, anywhere. This app offers 24/7 access to essential banking tools for legal entities and entrepreneurs.
- Monitor fund movement
- View current balances
- Check payment status
- Receive account statements
- Create and sign payments
- Exchange electronic messages with bank
- Approve currency exchange
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Click OTPay is mobile banking for legal entities and entrepreneurs in your smartphone. Business management is always in your hands thanks to the OTP Bank application. With it, you will be able to conveniently monitor the movement of funds on your accounts, current balances and the status of payments; receive statements; create and sign payments in national currency; exchange electronic messages with Bank; approve (sign) the purchase, sale and exchange of currency created in the WEB version of the system. With Click OTPay, you have the opportunity to solve business problems 24 hours a day, 7 days a week! Every business is unique and we work to understand each one. Therefore, we do not stop developing and will become even better for you!
CA+ Digital bank
Manage your finances with ease, from checking balances and transferring funds to saving and borrowing. Securely handle all your banking needs, including card management and bill payments, all within a single application.
- Check card balances
- Transfer money between accounts
- Currency exchange
- Mobile savings
- Expense categorization
- Bill payments
- Card management
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Handle your money • check your card balances instantly on the main screen • easily transfer money between your accounts, for free • exchange currency in app • put your extra funds from a card to a safe mobile savings and access them any time • see the category of your expenses in one glance from your history thread Move funds and make payments • replenish your Credit Agricole card in app FOR FREE • send money to peers in Credit Agricole FOR FREE • add your home address or favorite companies and pay the bills from Credit Agricole card FOR FREE • top up your mobile or the one of your contacts FOR FREE • save any card to CA+ to promptly make transactions with them Save or borrow • put your available money aside to mobile savings and get up to 8% yearly. You can withdraw instantly whenever you need it back • chose among term deposits online to earn even more. We don’t charge any money transfer fees • we offer up to 250 000 UAH limit on credit cards. Check if you are eligible without affecting your credit history • review and take care of your existing loans and deposits with an interactive visualization Security • easy but secure registration with just your phone and card number or tax code • log in to the app with your preferable way of authentication: biometrics, PIN-code or password • block your card instantly if you lose it and unblock easily when recovered • handle card limits in just few taps • all important actions are confirmed with an OTP • we also check your trusted device to make sure no one else can access your account More coming online! Digital credit card in СА+ mobile app – around when needed. Key loan terms: Credit limit — up to UAH 300,000 (визначається індивідуально) 2,8 % — monthly interest rate after the grace period ends (on the outstanding balance) 5 % — minimum monthly payment Maximum loan term строк кредитування — up to 3 years 39,92 % per annum — effective annual interest rate Grace period of up to 62 days for all types of transactions JSC “CREDIT AGRICOLE BANK” NBU License No. 99 dd. 12.10.2011. Registration No. 149 with the State Register of Banks.
Screenshots
Verdict
Click OTPay and CA+ Digital bank both sit at 5.0 stars, but that hides the real split: 35% of CA+ Digital bank's written reviews are positive against 0% of Click OTPay's. CA+ Digital bank also leads on ratings volume (252 vs 2) and update cadence (every 3 weeks vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Click OTPay against 4.9 for CA+ Digital bank. That said, the two scores are not equally well evidenced: CA+ Digital bank has 252 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 0% of Click OTPay's written reviews are positive against 35% of CA+ Digital bank's.
Click OTPay ships an update every 2 months, CA+ Digital bank every 3 weeks. The most recent releases landed on September 19, 2026 and September 5, 2026 respectively.
| Parameter | Click OTPay | CA+ Digital bank |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.9 (252 ratings) |
| Positive reviews | 0.0% of reviews | 35.4% of reviews — better |
| Number of ratings | 2 | 252 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 85 MB | 225 MB |
| Age rating | 4+ | 4+ |
| Developer | OTP Bank Ukraine | CREDIT AGRICOLE BANK, PJSC |
Customer experience
Click OTPay
CA+ Digital bank
In-app purchases
Click OTPay
No in-app purchases
CA+ Digital bank
No in-app purchases
Questions
Is Click OTPay free?
Is CA+ Digital bank free?
Which has better reviews, Click OTPay or CA+ Digital bank?
Do Click OTPay or CA+ Digital bank have ads?
Which is updated more often, Click OTPay or CA+ Digital bank?
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