Comparison

Business24 vs SMARTIE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Business24

Manage your business finances on the go. Sign transactions, scan QR codes for payments, and filter account movements with ease. Secure login options include fingerprint and facial recognition.

Highlights
  • Sign prepared transactions
  • Scan QR codes for payments
  • Filter account movements
  • Fingerprint/Face ID login
  • Synchronized payment templates
  • SEPA, TARGET, and foreign payments
Read full description

The mobile application Business24 is intended for companies and businesses with the Business24 service activated. It will allow you, for example, to sign transactions prepared by your accountant, enter a payment order by scanning a QR code or account numbers, to filter your account movements by various criteria and much more. The application requires an active and secure access via Wi-Fi or a mobile operator data service. Before your first login, in addition to the login name and password (identical for the Business24 website version) you also need an authentication tool in the form of an SMS key. The application has been developed in cooperation with clients and in the first phase, we are introducing the most used features. Of course, we are planning to improve the application in the future and add new features. Logging in the mobile application You can log in to the mobile application simply by using your fingerprint (Touch ID), facial scan (Face ID), or typing in the 6-digit PIN code. Entering payments In addition to the classic method of entering payments by filling in payment data, you can now also enter your payments by scanning a QR code or IBAN number, using templates or copies of previous payments. Each payment can be directly saved into the list of templates, which will be automatically synchronised with the Business24 desktop version. In addition to standard SEPA payments, you can also make TARGET and foreign payments. Filtering Executed payments can be filtered by: client, account, counter account, amount, currency, date, type, VS/CS/SS/payer reference. Option of customised listing of accounts You can change the listing order of accounts according to your preference simply by drag-and-dropping the selected account. Pending and unexecuted transactions The mobile application allows you to sign payments prepared for you by your accountant or other authorised person. You can also view the list of unexecuted transactions, including the reason for their non-execution; you can then repeat or delete them. Languages The mobile application Business24 is available in English or Slovak. Contact You can contact the Client Centre from Slovakia or abroad directly from your mobile phone. If necessary, you can also contact the Bank by email.

About

SMARTIE

Features
Read full description

Čo je SMARTIE? Vitaj vo svete SMARTIE – prvej slovenskej bankovej apke pre všetkých od 8 – 15 rokov k dospeláckemu účtu od 365.bank, ktorá školákom pomôže lepšie porozumieť hodnote peňazí, sporiť si či vyskúšať moderné, bezpečné a jednoduché platenie kartou. Vlastné úspory tak môžu deti spravovať nezávisle od rodiča, ktorý má prístup k ich výdavkom vo vlastnej SMARTIE apke. Som rodič a pýtam sa, ako na to? Všetko sa začína online! SMARTIE je naviazaná na tvoj osobný účet v 365.bank. Ak ho ešte ako rodič nemáš, zriaď si ho za pár minút online. Následne požiadaj na našom webe www.smartie.sk/start o vydanie detskej karty SMARTIE. Pre 100 % využívanie SMARTIE sa uisti, že apku máte nainštalovanú obaja – rodič aj dieťa. Tieto šikovné funkcie si zamiluješ: • prehľad o platbách a výdavkoch dieťaťa, • nastavenie limitov na bezhotovostné platby a výbery z bankomatov, • možnosť kedykoľvek poslať vreckové priamo na kartu, • blokovanie stratenej karty na jeden klik v apke, • zlepšenie finančnej gramotnosti detí v praxi. Som školák a pýtam sa, čo tu pre mňa máš? Apku, čo fakt využiješ. Spravuj si vlastné úspory, odkladaj si na výlet a nemiň celé vreckové v parádnom prostredí apky so skutočnou kartou a štýlovým náramkom na bezkontaktné platby. Mrkni, toto ťa v nej čaká: • sporenie na dosiahnutie tajných snov, • šikovný zoznam úloh vo forme TO DO listu, • vertikálna platobná karta s hravým dizajnom, • štýlový náramok na bezkontaktné platby, • finančné vzdelávanie formou kvízu a odmien, • blokovanie stratenej karty na jeden klik v apke. Všetky vychytávky a dôležité informácie o SMARTIE nájdeš na: www.smartie.sk

Screenshots

Business244 screens
SMARTIE4 screens

Verdict

The call

The clearest difference is update cadence: Business24 at every 2 months against SMARTIE's every 12 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Business24 ships an update every 2 months, SMARTIE every 12 months. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Business24 versus SMARTIE: the parameters behind the verdict, then further details
ParameterBusiness24SMARTIE
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews—0.0% of reviews
Number of ratings1 — better—
Update frequencyEvery 2 months — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size34 MB39 MB
Age rating4+4+
DeveloperSlovenska sporitelna, a.s.365.bank, a. s.

Customer experience

Business24

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SMARTIE

Written reviews5 reviews
Positive0.0%
Neutral20.0%
Negative80.0%

In-app purchases

None

Business24

No in-app purchases

None

SMARTIE

No in-app purchases

Questions

Is Business24 free?
Business24 is free to download, with no in-app purchases.
Is SMARTIE free?
SMARTIE is free to download, with no in-app purchases.
Do Business24 or SMARTIE have ads?
Neither Business24 nor SMARTIE shows ads.
Which is updated more often, Business24 or SMARTIE?
Business24 ships an update every 2 months, and SMARTIE every 12 months. Most recently, Business24 was updated on October 9, 2026 and SMARTIE on October 25, 2026.

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