Comparison

iCost记账 vs Mumo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iCost记账

This lightweight billing app simplifies daily bookkeeping for improved financial efficiency. It offers detailed consumption and income classification, asset management, and insightful chart analysis. Enjoy automatic iCloud backups, data export options, and support for multiple currencies and accounts.

Highlights
  • Minimalist operation process
  • Detailed consumption/income classification
  • Asset management
  • Chart analysis
  • Automatic iCloud cloud backup
  • Export accounting data
  • Support for multiple currencies and accounts
Features
Read full description

** Recommended by AppStore "Editor's Choice" column ** Thank you for your likes. If you agree with our direction or recognize our efforts, please help us to promote iCost. Grateful. If there are any problems during use, you can send an email to feedback@quji.tech for feedback, and every suggestion of yours will be carefully considered. 【Introduction】 iCost is a simple, lightweight billing app. It aims to improve the efficiency of people's daily bookkeeping. We promise not to use your data. 【Features】 - Minimalist operation process, quickly complete each note operation; - Detailed classification of consumption/income, clear at a glance; - asset Management; - Chart analysis, all kinds of trends are well known; - Fully automatic iCloud cloud backup, no fear of data loss; - Support exporting accounting data for easy editing in Excel; - Support importing old bills for easy migration; - Support unlimited classification, sorting and data migration; - Support iOS 13 dark mode; - Support monthly and yearly classified budget functions; - Support privacy protection; - Support instant open mode. - Support Siri shortcut commands for automatic accounting; - Support template quick bookkeeping; - Support consumer bill refund association; - Support custom reimbursement bills; - Support multiple accounts; - Support adding pictures to bills; - Support multiple currencies; - Support periodic account entry; - Support consumption installments; - Support asset trend analysis; - Support asset reconciliation; - Support money saving function. 【Others】 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://help.icostapp.com/guide/law/privacy.html

About

Mumo

This app offers a flexible personal finance and inventory management system. Customize modules for bookkeeping, asset tracking, subscriptions, and more. Adapt the interface and features to your specific needs and preferences.

Highlights
  • AI-powered bookkeeping
  • Customizable modules
  • Bill and subscription management
  • Asset and item tracking
  • Personalized categories and themes
  • Advanced search and filtering
  • Data backup and privacy protection
Features
Read full description

[Product Overview] Mumu Accounting is not just an app that tracks “how much you spent.” It’s more like a personal inventory and finance management system you can build yourself. You can use it solely for bookkeeping, or connect money, items, assets, subscriptions, and relationships—piece by piece. Mumu doesn’t aim to have “more features is better.” Instead, it lets you keep only what you truly need. [Core Philosophy | Build-Your-Own Personal Management] Don’t want subscriptions? Turn it off. Not tracking items? Hide it. Just want a simple cash flow record? No problem—extra features disappear. Modules can be turned on or off, hidden, or reordered. Processes can be simplified or expanded. The app adapts to you, not the other way around. [Core Modules] AI Bookkeeping: Supports text, voice, and screenshot parsing for fast, multi-scenario recording. Automatic Bookkeeping: Combines system capabilities with AI parsing to reduce manual input. Bill System: Fast recording, templates, installments, refunds, reimbursements, members, tags, combined payments—everything you need. Personalization: Offers category and theme markets. Modules can be freely enabled or hidden like building blocks, letting you craft a bookkeeping method that fits your habits. Asset Management: Multi-account management, balance reconciliation, hiding/archiving. Item Management: Track purchases, usage cycles, and actual costs. Gold Management: Weight, average price, and profit/loss clearly visible. Subscription Management: Auto-renewal reminders for long-term expenses. Fixed Deposits: Record all types of fixed-term funds with clear maturity dates. Shopping List: Plan purchases to reduce impulsive spending. Contacts: Keep track of interactions so personal relationships stay clear. Recurring Bookkeeping: Auto-record loans, subscriptions, and fixed expenses to prevent omissions. Batch Operations: Supports batch editing, moving, deleting, and property adjustment of bills. Advanced Search: Filter by date, amount, category, account, contacts, and more. Anniversary Tracking: Centralized management of important dates to avoid forgetting. Data Backup: Supports local and multiple backup methods for easy migration and restoration. Privacy Protection: Password and biometric unlocking, data fully under your control. [What Mumu Stands For] Mumu isn’t a product designed once and done. It’s a system built and refined continuously. Useful features stay; unsuitable ones are redesigned. You can gradually build it into the most convenient version for yourself.

Screenshots

iCost记账4 screens
Mumo4 screens

Verdict

The call

The clearest difference is ratings volume: iCost记账 at 1K against Mumo's 247. iCost记账 also leads on iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iCost记账 sells 5 in-app purchases, starting at $0.99 per month and Mumo sells 10 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for iCost记账 against 4.9 for Mumo. Both are backed by a comparable volume of ratings — 1K and 247 respectively. Written reviews are what separate them: 88% of iCost记账's written reviews are positive against 95% of Mumo's.

UpkeepUpdate frequency

iCost记账 ships an update every 2 weeks, Mumo every 10 days. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
iCost记账 versus Mumo: the parameters behind the verdict, then further details
ParameteriCost记账Mumo
PriceFreeFree
Rating4.9 (1K ratings)4.9 (247 ratings) — better
Positive reviews88.5% of reviews95.5% of reviews — better
Number of ratings1K — better247
Update frequencyEvery 2 weeksEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad, iPod, Mac
Requires iOS13.0 — better15.0
Further details — not scored
Size99 MB72 MB
Age rating4+4+
DeveloperGuangzhou Quji Technology Co., Ltd.Taizhou Mutong Network Technology Co., Ltd.

Customer experience

iCost记账

All ratings983 ratings
Positive98.0%
Neutral0.9%
Negative1.1%
Written reviews165 reviews
Positive88.5%
Neutral5.5%
Negative6.1%

Mumo

All ratings247 ratings
Positive96.0%
Neutral2.4%
Negative1.6%
Written reviews110 reviews
Positive95.5%
Neutral1.8%
Negative2.7%

Bugs and requests

iCost记账

Reported bugs

5 issues
  • Incorrect currency conversion
  • Disappearing transaction history
  • Inability to delete/edit accounts
  • Syncing issues across devices
  • Unreliable backup and restore

Requested features

5 requests
  • Recurring expense/income tracking
  • Budgeting and spending limit alerts
  • Automatic bank/credit card sync
  • Detailed category-based analytics
  • Multi-user/family account support

Mumo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

iCost记账

Subscriptions3
  • VIP Membership(1 month)$0.991 Month
  • VIP Membership(1 year)$3.991 Year
  • VIP Membership(1 year)$4.991 Year
One-time2
  • Permanent VIP Membership2 variants$8.99
  • Subscription Upgrade$8.99
10 purchases

Mumo

One-time10
  • 月度会员$0.99
  • 体验会员$0.99
  • 月会员$1.99
Show 7 more
  • 年度会员$6.99
  • 永久会员$9.99
  • 永久会员-限时返场$9.99
  • 永久会员-限时折扣$9.99
  • 永久会员-限时特惠$12.99
  • 永久会员2 variants$14.99
  • 永久会员$19.99

Questions

Is iCost记账 free?
iCost记账 is free to download, with in-app purchases available.
Is Mumo free?
Mumo is free to download, with in-app purchases available.
Which has better reviews, iCost记账 or Mumo?
Mumo is rated higher. iCost记账 averages 4.9 out of 5 from 1K ratings, while Mumo averages 4.9 from 247 ratings.
Do iCost记账 or Mumo have ads?
Neither iCost记账 nor Mumo shows ads.
Which is updated more often, iCost记账 or Mumo?
iCost记账 ships an update every 2 weeks, and Mumo every 10 days. Most recently, iCost记账 was updated on November 3, 2026 and Mumo on November 3, 2026.

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