Comparison

iCost记账 vs Z Saving

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iCost记账

This lightweight billing app simplifies daily bookkeeping for improved financial efficiency. It offers detailed consumption and income classification, asset management, and insightful chart analysis. Enjoy automatic iCloud backups, data export options, and support for multiple currencies and accounts.

Highlights
  • Minimalist operation process
  • Detailed consumption/income classification
  • Asset management
  • Chart analysis
  • Automatic iCloud cloud backup
  • Export accounting data
  • Support for multiple currencies and accounts
Features
Read full description

** Recommended by AppStore "Editor's Choice" column ** Thank you for your likes. If you agree with our direction or recognize our efforts, please help us to promote iCost. Grateful. If there are any problems during use, you can send an email to feedback@quji.tech for feedback, and every suggestion of yours will be carefully considered. 【Introduction】 iCost is a simple, lightweight billing app. It aims to improve the efficiency of people's daily bookkeeping. We promise not to use your data. 【Features】 - Minimalist operation process, quickly complete each note operation; - Detailed classification of consumption/income, clear at a glance; - asset Management; - Chart analysis, all kinds of trends are well known; - Fully automatic iCloud cloud backup, no fear of data loss; - Support exporting accounting data for easy editing in Excel; - Support importing old bills for easy migration; - Support unlimited classification, sorting and data migration; - Support iOS 13 dark mode; - Support monthly and yearly classified budget functions; - Support privacy protection; - Support instant open mode. - Support Siri shortcut commands for automatic accounting; - Support template quick bookkeeping; - Support consumer bill refund association; - Support custom reimbursement bills; - Support multiple accounts; - Support adding pictures to bills; - Support multiple currencies; - Support periodic account entry; - Support consumption installments; - Support asset trend analysis; - Support asset reconciliation; - Support money saving function. 【Others】 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://help.icostapp.com/guide/law/privacy.html

About

Z Saving

Track your savings goals with this minimalist app. It automatically calculates progress, displays trends with charts, and allows for detailed notes. Your financial data is stored locally and can be exported, ensuring privacy and control.

Highlights
  • Automatic savings statistics
  • Trend charts for financial progress
  • Detailed saving notes
  • Local data storage
  • iCloud data backup
  • JSON data import/export
Features
Read full description

Z Saving is a green and pure local recording App. You can use it to complete a long-term savings plan, and you can see statistics and trends by simply recording. 【Features】 - Automatic statistics. Every time you record a savings, it will automatically calculate how far you are from your goal and the total amount after deducting expenses. - Trend charts. The same as above will automatically generate a line chart of the total amount relative to time, and you can see the changing trend over a period of time. - Comes with notes. You can record details and memos about saving money for easy reference later. - Safe and reliable. Data is only stored locally and can be synchronized across devices through iCloud's data backup function. - Data freedom. Data can be imported and exported at any time, using the common JSON format. Your data is yours. This tool focuses on recording money and does not add any advertisements or other irrelevant content. If you also like this kind of green minimalist App, please leave your support in the comment area, it is very important to us, thank you!

Screenshots

iCost记账4 screens
Z Saving4 screens

Verdict

The call

The clearest difference is monetization model: Z Saving at free against iCost记账's free with in-app purchases. Z Saving also leads on review sentiment (100% vs 88%) and update cadence (every 8 days vs every 2 weeks). iCost记账's advantage is device support (5 vs 3) and iOS requirement (13.0 vs 15.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iCost记账 sells 5 in-app purchases, starting at $0.99 per month and Z Saving sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

iCost记账 ships an update every 2 weeks, Z Saving every 8 days. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard5 real differences · 5 level
iCost记账 versus Z Saving: the parameters behind the verdict, then further details
ParameteriCost记账Z Saving
PriceFreeFree
Rating4.9 (999 ratings) — better—
Positive reviews88.4% of reviews100.0% of reviews — better
Number of ratings999 — better—
Update frequencyEvery 2 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size99 MB23 MB
Age rating4+4+
DeveloperGuangzhou Quji Technology Co., Ltd.SeeHigh Tech

Customer experience

iCost记账

All ratings983 ratings
Positive98.0%
Neutral0.9%
Negative1.1%
Written reviews164 reviews
Positive88.4%
Neutral5.5%
Negative6.1%

Z Saving

Written reviews8 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

iCost记账

Reported bugs

5 issues
  • Incorrect currency conversion
  • Disappearing transaction history
  • Inability to delete/edit accounts
  • Syncing issues across devices
  • Unreliable backup and restore

Requested features

5 requests
  • Recurring expense/income tracking
  • Budgeting and spending limit alerts
  • Automatic bank/credit card sync
  • Detailed category-based analytics
  • Multi-user/family account support

Z Saving

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

iCost记账

Subscriptions3
  • VIP Membership(1 month)$0.991 Month
  • VIP Membership(1 year)$3.991 Year
  • VIP Membership(1 year)$4.991 Year
One-time2
  • Permanent VIP Membership2 variants$8.99
  • Subscription Upgrade$8.99
1 purchases

Z Saving

One-time1
  • Z Saving Premium - Lifetime$9.99

Questions

Is iCost记账 free?
iCost记账 is free to download, with in-app purchases available.
Is Z Saving free?
Z Saving is free to download, with in-app purchases available.
Do iCost记账 or Z Saving have ads?
Neither iCost记账 nor Z Saving shows ads.
Which is updated more often, iCost记账 or Z Saving?
iCost记账 ships an update every 2 weeks, and Z Saving every 8 days. Most recently, iCost记账 was updated on October 24, 2026 and Z Saving on October 20, 2026.

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