iCost记账 vs Z Saving
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iCost记账
This lightweight billing app simplifies daily bookkeeping for improved financial efficiency. It offers detailed consumption and income classification, asset management, and insightful chart analysis. Enjoy automatic iCloud backups, data export options, and support for multiple currencies and accounts.
- Minimalist operation process
- Detailed consumption/income classification
- Asset management
- Chart analysis
- Automatic iCloud cloud backup
- Export accounting data
- Support for multiple currencies and accounts
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** Recommended by AppStore "Editor's Choice" column ** Thank you for your likes. If you agree with our direction or recognize our efforts, please help us to promote iCost. Grateful. If there are any problems during use, you can send an email to feedback@quji.tech for feedback, and every suggestion of yours will be carefully considered. 【Introduction】 iCost is a simple, lightweight billing app. It aims to improve the efficiency of people's daily bookkeeping. We promise not to use your data. 【Features】 - Minimalist operation process, quickly complete each note operation; - Detailed classification of consumption/income, clear at a glance; - asset Management; - Chart analysis, all kinds of trends are well known; - Fully automatic iCloud cloud backup, no fear of data loss; - Support exporting accounting data for easy editing in Excel; - Support importing old bills for easy migration; - Support unlimited classification, sorting and data migration; - Support iOS 13 dark mode; - Support monthly and yearly classified budget functions; - Support privacy protection; - Support instant open mode. - Support Siri shortcut commands for automatic accounting; - Support template quick bookkeeping; - Support consumer bill refund association; - Support custom reimbursement bills; - Support multiple accounts; - Support adding pictures to bills; - Support multiple currencies; - Support periodic account entry; - Support consumption installments; - Support asset trend analysis; - Support asset reconciliation; - Support money saving function. 【Others】 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://help.icostapp.com/guide/law/privacy.html
Z Saving
Track your savings goals with this minimalist app. It automatically calculates progress, displays trends with charts, and allows for detailed notes. Your financial data is stored locally and can be exported, ensuring privacy and control.
- Automatic savings statistics
- Trend charts for financial progress
- Detailed saving notes
- Local data storage
- iCloud data backup
- JSON data import/export
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Z Saving is a green and pure local recording App. You can use it to complete a long-term savings plan, and you can see statistics and trends by simply recording. 【Features】 - Automatic statistics. Every time you record a savings, it will automatically calculate how far you are from your goal and the total amount after deducting expenses. - Trend charts. The same as above will automatically generate a line chart of the total amount relative to time, and you can see the changing trend over a period of time. - Comes with notes. You can record details and memos about saving money for easy reference later. - Safe and reliable. Data is only stored locally and can be synchronized across devices through iCloud's data backup function. - Data freedom. Data can be imported and exported at any time, using the common JSON format. Your data is yours. This tool focuses on recording money and does not add any advertisements or other irrelevant content. If you also like this kind of green minimalist App, please leave your support in the comment area, it is very important to us, thank you!
Screenshots
Verdict
The clearest difference is monetization model: Z Saving at free against iCost记账's free with in-app purchases. Z Saving also leads on review sentiment (100% vs 88%) and update cadence (every 8 days vs every 2 weeks). iCost记账's advantage is device support (5 vs 3) and iOS requirement (13.0 vs 15.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iCost记账 sells 5 in-app purchases, starting at $0.99 per month and Z Saving sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
iCost记账 ships an update every 2 weeks, Z Saving every 8 days. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.
| Parameter | iCost记账 | Z Saving |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (999 ratings) — better | — |
| Positive reviews | 88.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 999 — better | — |
| Update frequency | Every 2 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 99 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Guangzhou Quji Technology Co., Ltd. | SeeHigh Tech |
Customer experience
iCost记账
Z Saving
Bugs and requests
iCost记账
Reported bugs
5 issues- Incorrect currency conversion
- Disappearing transaction history
- Inability to delete/edit accounts
- Syncing issues across devices
- Unreliable backup and restore
Requested features
5 requests- Recurring expense/income tracking
- Budgeting and spending limit alerts
- Automatic bank/credit card sync
- Detailed category-based analytics
- Multi-user/family account support
Z Saving
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iCost记账
- VIP Membership(1 month)$0.991 Month
- VIP Membership(1 year)$3.991 Year
- VIP Membership(1 year)$4.991 Year
- Permanent VIP Membership2 variants$8.99
- Subscription Upgrade$8.99
Z Saving
- Z Saving Premium - Lifetime$9.99







