World XPay vs XPAY Collection
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
World XPay
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FRAUD-PROOF This is the only guaranteed fraud-proof payment app in the world! XPay protects you against transaction fraud, card theft, hackers, and even lost cards. XPay changes the way your cards interact with merchants, acquirers and banks on the financial networks. A technology so powerful, it's guaranteed to be transaction safe (our lawyers cringed at first but then agreed). PRIVACY XPay also provides you with more privacy than any other payment method or eWallet. When you shop where you see the XPay logo, you'll automatically have increased financial privacy and faster check-outs. Since we just started rolling out in the US in 2020, accepted locations are growing everyday. Visit our website for merchant lists, employment opportunities and how to accept XPay at your store (world-xchange.com). EASIER AND FASTER Whether standing at the check-out or online, you'll enjoy being in control and the efficiency of the whole payment process. When online, you'll never have to fill-out another long and painful form. This is because you control the shopping cart and communication with your bank. This is the way shopping was supposed to be, with you controlling the access to your money (radical we know). DON'T MISS A THING All this added simplicity, privacy and protection using your same cards and all the perks and rewards you currently enjoy with each one. XPay doesn't change your cards, it changes how they work, making them safer, easier and more private. For more information about this amazing technology, our company, career opportunities, future territory and language roll-outs, please visit: world-xchange.com.
XPAY Collection
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Introducing the XPAY It is the Latest app available for payment collection. You can simply generate a link and share it to your customers, friends and start accepting payments from them. XPAY is EASY! XPAY is FAST! XPAY is SAFE! This app is very easy to use and helps you to manage the payments of your business conveniently. And you can create accounts for your staff and let them do the business for you. You can give different permissions to each staff member and it is very easy to manage. You also get your own online store with XPAY. It is called the XStore. You can list your products in the XStore and start accepting orders right away. If you have your own website, you can integrate with XPAY Payment Gateway and you can accept orders from your own website. You can use XPAY to collect payments using KNET and Visa / Master cards. And you can get payouts within 24hrs. We have our AMAZING customer support if you need any help or require assistance with your questions.
Screenshots
Verdict
The clearest difference is update cadence: XPAY Collection at every 2 weeks against World XPay's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
World XPay ships an update every 3 months, XPAY Collection every 2 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | World XPay | XPAY Collection |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 2 weeks โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 13.1 | 13.0 โ better |
| Further details โ not scored | ||
| Size | 22 MB | 69 MB |
| Age rating | 4+ | 12+ |
| Developer | World XChange Inc | XPay Collection Electronic Payment And Settlement Systems Co |
In-app purchases
World XPay
No in-app purchases
XPAY Collection
No in-app purchases
Questions
Is World XPay free?
Is XPAY Collection free?
Do World XPay or XPAY Collection have ads?
Which is updated more often, World XPay or XPAY Collection?
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