Comparison

World XPay vs XPAY Collection

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

World XPay

Features
Read full description

FRAUD-PROOF This is the only guaranteed fraud-proof payment app in the world! XPay protects you against transaction fraud, card theft, hackers, and even lost cards. XPay changes the way your cards interact with merchants, acquirers and banks on the financial networks. A technology so powerful, it's guaranteed to be transaction safe (our lawyers cringed at first but then agreed). PRIVACY XPay also provides you with more privacy than any other payment method or eWallet. When you shop where you see the XPay logo, you'll automatically have increased financial privacy and faster check-outs. Since we just started rolling out in the US in 2020, accepted locations are growing everyday. Visit our website for merchant lists, employment opportunities and how to accept XPay at your store (world-xchange.com). EASIER AND FASTER Whether standing at the check-out or online, you'll enjoy being in control and the efficiency of the whole payment process. When online, you'll never have to fill-out another long and painful form. This is because you control the shopping cart and communication with your bank. This is the way shopping was supposed to be, with you controlling the access to your money (radical we know). DON'T MISS A THING All this added simplicity, privacy and protection using your same cards and all the perks and rewards you currently enjoy with each one. XPay doesn't change your cards, it changes how they work, making them safer, easier and more private. For more information about this amazing technology, our company, career opportunities, future territory and language roll-outs, please visit: world-xchange.com.

About

XPAY Collection

Features
Read full description

Introducing the XPAY It is the Latest app available for payment collection. You can simply generate a link and share it to your customers, friends and start accepting payments from them. XPAY is EASY! XPAY is FAST! XPAY is SAFE! This app is very easy to use and helps you to manage the payments of your business conveniently. And you can create accounts for your staff and let them do the business for you. You can give different permissions to each staff member and it is very easy to manage. You also get your own online store with XPAY. It is called the XStore. You can list your products in the XStore and start accepting orders right away. If you have your own website, you can integrate with XPAY Payment Gateway and you can accept orders from your own website. You can use XPAY to collect payments using KNET and Visa / Master cards. And you can get payouts within 24hrs. We have our AMAZING customer support if you need any help or require assistance with your questions.

Screenshots

World XPay4 screens
XPAY Collection4 screens

Verdict

The call

The clearest difference is update cadence: XPAY Collection at every 2 weeks against World XPay's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

World XPay ships an update every 3 months, XPAY Collection every 2 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard1 real difference ยท 5 level
World XPay versus XPAY Collection: the parameters behind the verdict, then further details
ParameterWorld XPayXPAY Collection
PriceFreeFree
Update frequencyEvery 3 monthsEvery 2 weeks โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS13.113.0 โ€” better
Further details โ€” not scored
Size22 MB69 MB
Age rating4+12+
DeveloperWorld XChange IncXPay Collection Electronic Payment And Settlement Systems Co

In-app purchases

None

World XPay

No in-app purchases

None

XPAY Collection

No in-app purchases

Questions

Is World XPay free?
World XPay is free to download, with no in-app purchases.
Is XPAY Collection free?
XPAY Collection is free to download, with no in-app purchases.
Do World XPay or XPAY Collection have ads?
Neither World XPay nor XPAY Collection shows ads.
Which is updated more often, World XPay or XPAY Collection?
World XPay ships an update every 3 months, and XPAY Collection every 2 weeks. Most recently, World XPay was updated on November 3, 2026 and XPAY Collection on November 7, 2026.

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