Comparison

Finance 2.0 vs ARA Vault

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Finance 2.0

Features
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Finance 2.0 is a personal wealth app that helps you track and manage your entire financial world. *Description:* Having difficulty understanding your financial position? The solution is Finance 2.0. Finance 2.0 is an easy to use app that gathers all your information in one place, giving you a clear overview of your financial position. Get connected to your finances in just minutes, and with bank level security, your data has never been safer. What features are available with Finance 2.0? Live Financial Snapshot Give yourself greater control with up-to-date access to everything you own and owe โ€“ including bank accounts, credit cards, properties, cars, loans and mortgages. Cash Flow Keep track of your money with the auto-categorisation of income and expenses. Digital Document Signing Save time and paper by signing important documents digitally, on any device. Goals Saving to buy property? Retire? Start a family? Achieve it with our Goals feature, which helps you budget for success. Connect to a professional Connect with your adviser or accountant and request services when you need them. Finance 2.0 provides your finance professional with valuable data that they can use to assist you. Tax Time Make tax time easy with all your financial data and documents stored securely in the cloud. Take control of your finances and download the Finance 2.0 app today. (Logbook function will uses location background mode, which may dramatically decrease battery life) This app uses background location service to record users vehicle usage for tax deduction purpose. Attachment demonstrates how and where logbook is used.

About

ARA Vault

Features
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Manage your entire financial world from your pocket by connecting with your financial professionals, setting goals, creating budgets and storing all of your important documents - all in one secure spot. The ARA Vault gives you the ability to: ย  - Sync assets and liabilities so you can quickly and easily manage your financial position.ย  - Set financial goals, create budgets, manage your cashflow and track your success. - Securely store important documents - incl. Wills, Powers of Attorney and insurance policies.ย  - Give 'guest' access to trusted family members, Executors and financial professionals.ย  To find out more about the ARA Vault visit www.araconsultants.com.au. (App will use location background mode, which may dramatically decrease battery life)

Screenshots

Finance 2.04 screens
ARA Vault4 screens

Verdict

The call

Finance 2.0 and ARA Vault are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 3, 2026 and October 26, 2026 respectively.

ScorecardNo meaningful differences
Finance 2.0 versus ARA Vault: the parameters behind the verdict, then further details
ParameterFinance 2.0ARA Vault
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.014.0
Further details โ€” not scored
Size113 MB113 MB
Age rating4+4+
DeveloperFENTON GROUP AUSTRALIA PTY LTDARA CONSULTANTS LTD

In-app purchases

None

Finance 2.0

No in-app purchases

None

ARA Vault

No in-app purchases

Questions

Is Finance 2.0 free?
Finance 2.0 is free to download, with no in-app purchases.
Is ARA Vault free?
ARA Vault is free to download, with no in-app purchases.
Do Finance 2.0 or ARA Vault have ads?
Neither Finance 2.0 nor ARA Vault shows ads.
Which is updated more often, Finance 2.0 or ARA Vault?
Finance 2.0 ships an update every 2 months, and ARA Vault every 2 months. Most recently, Finance 2.0 was updated on November 3, 2026 and ARA Vault on October 26, 2026.

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