Clave Virtual vs Código MiCredix
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Clave Virtual
This mobile application enables users to securely authorize transactions made through digital channels of the Banco de Costa Rica. It provides a safe method for verifying financial activities conducted online.
- Secure transaction authorization
- Digital channel integration
- Mobile device compatibility
- Banco de Costa Rica services
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BCR Clave Virtual es una aplicación para dispositivos móviles, que permite al usuario autorizar de una forma segura transacciones realizadas en canales digitales del Banco de Costa Rica.
Código MiCredix
This app provides a second security factor for transactions on the MiCredix platform. It generates time-sensitive security codes to confirm your online and mobile transactions simply and securely.
- Second factor security
- Transaction confirmation
- Generates security codes
- 60-second code validity
- Online and mobile use
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La aplicación Código MiCredix constituye un segundo factor de seguridad en las transacciones que realice en la plataforma MiCredix, tanto en línea como por medio del móvil. La función principal es generar códigos de seguridad que tienen validez por 60 segundos para que de forma simple y segura pueda confirmar sus transacciones.
Screenshots
Verdict
The clearest difference is rating: Código MiCredix at 5.0 against Clave Virtual's 1.5. Clave Virtual's advantage is ratings volume (15 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Código MiCredix holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: Clave Virtual has 15 ratings behind it against 2, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on September 29, 2026 and September 30, 2026 respectively.
| Parameter | Clave Virtual | Código MiCredix |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (15 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 20.0% of reviews | — |
| Number of ratings | 15 — better | 2 |
| Update frequency | Every 5 months | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 12.1 |
| Further details — not scored | ||
| Size | 28 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco de Costa Rica | Credix World S.A |
Customer experience
Clave Virtual
Código MiCredix
In-app purchases
Clave Virtual
No in-app purchases
Código MiCredix
No in-app purchases
Questions
Is Clave Virtual free?
Is Código MiCredix free?
Which has better reviews, Clave Virtual or Código MiCredix?
Do Clave Virtual or Código MiCredix have ads?
Which is updated more often, Clave Virtual or Código MiCredix?
Other comparisons
