Clave Virtual vs Tarjetas Monge
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Clave Virtual
This mobile application enables users to securely authorize transactions made through digital channels of the Banco de Costa Rica. It provides a safe method for verifying financial activities conducted online.
- Secure transaction authorization
- Digital channel integration
- Mobile device compatibility
- Banco de Costa Rica services
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BCR Clave Virtual es una aplicación para dispositivos móviles, que permite al usuario autorizar de una forma segura transacciones realizadas en canales digitales del Banco de Costa Rica.
Tarjetas Monge
Manage and check your Monge cards from Grupo Monge. This app allows for self-management and easy access to your card information.
- Card self-management
- Card information consultation
- Grupo Monge card support
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Aplicación para la autogestión y consulta de tus tarjetas Monge, pertenecientes a Grupo Monge
Screenshots
Verdict
The clearest difference is rating: Clave Virtual at 1.8 against Tarjetas Monge's 1.0. Clave Virtual also leads on review sentiment (20% vs 0%) and ratings volume (20 vs 1). Tarjetas Monge's advantage is update cadence (every 3 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Clave Virtual holds the better App Store score, 1.8 against 1.0. That said, the two scores are not equally well evidenced: Clave Virtual has 20 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 20% of Clave Virtual's written reviews are positive against 0% of Tarjetas Monge's.
Clave Virtual ships an update every 5 months, Tarjetas Monge every 3 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.
| Parameter | Clave Virtual | Tarjetas Monge |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (20 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 20.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 20 — better | 1 |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 28 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco de Costa Rica | Pay Tech Solutions |
Customer experience
Clave Virtual
Tarjetas Monge
In-app purchases
Clave Virtual
No in-app purchases
Tarjetas Monge
No in-app purchases
