Comparison

Golomt Digital Banking vs SendMN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Golomt Digital Banking

Manage your bank accounts, make various transactions, and pay bills conveniently. Apply for loans, cards, and manage your finances with smart tools. Access banking services in English or Mongolian with enhanced security features.

Highlights
  • Account balance and statement viewing
  • All types of transactions
  • Bill payments
  • Loan applications and management
  • Card applications and management
  • Personal Finance Management
  • Multi-language support
Features
Read full description

Банкны үйлчилгээнүүд: - Үлдэгдэл, хуулга харах - Бүх төрлийн гүйлгээ хийх - Гар утас, интернэт, кабель, СӨХ, зэрэг хэрэглээний төлбөр төлөх - Нэгж, дата худалдаж авах - Торгууль төлөх - Харилцах данс нээх болон хаах - Хадгаламж нээх, сунгах болон хаах - Хадгаламж барьцаалсан зээл авах - Дижитал зээл авах - Тэтгэврийн зээл авах - ПОС барьцаалсан зээл авах - Зээл төлөх, зээл хаах - Дебит карт захиалах - Кредит карт захиалах - Дансны дэвтэр - Захиалгат шилжүүлэг - Карт блоклох, блок гаргах - Картын пин код авах - Кредит картын төлбөр төлөх - Нэвтрэх нэр, нууц үг солих - Холбогдох мэдээлэл шинэчлэх - Дансны эрх тохиргоо - Миний санхүү – таны санхүүг таны өмнөөс хөтлөх автомат хөтөч цэс - Товч холбоос – таны тухайн өдөр хийх магадлалтай гүйлгээ болон төлбөр - Тусламж – Смарт банкыг ашиглахад туслах бүх хэрэгсэл агуулсан цэс Нэмэлт боломжууд: - Хэл солих – англи, монгол хэл дээр апп-г ашиглах - Dark mode – апп-н үндсэн өнгийг хар болгож цэнэг хэмнэх - TouchID, FaceID – хуруу болон царайгаар апп руу нэвтрэх - Swipe – дансыг хоёр тийш татаад дансны хуулга эсвэл гүйлгээ хийх - АТМ, Салбарын байршил харах - Ханшийн самбар - Хадгаламж, зээлийн тооцоолуур Banking services: - View balance and statement - All types of transactions - Bill payment for mobile, internet, cable, HOA - Mobile unit and date top-up - Penalty payment (traffic ticket) - Open and close current account - Open, renew and close savings account - Get savings backed loan - Digital loan - Pension loan - POS backed loan - Loan payment, closure - Debit card application - Credit card application - Account book - Standing instruction - Card block, unblock - Card pin code - Credit card payment - Change log-in name, password - Update contact information - Account permission settings - Personal Finance Management – automatically manages your finances for you - Shortcut – suggested transactions or payments - Help – All types of helpful tools for Smart Bank application usage Additional features: - Change language – use app in English or Mongolian - Dark mode – change the main color of the app into dark mode - TouchID, FaceID – use fingerprint ID and face ID to login - Swipe – swipe the accounts left or right for quick statement or transaction - ATM, Branch Location - Exchange rate - Savings and loan Calculator

About

SendMN

Send money internationally in minutes with this app. Securely manage your digital wallet, pay global bills, and track all your transactions. Experience a user-friendly interface for all your international payment needs.

Highlights
  • International money transfers
  • Global bill payments
  • Digital wallet management
  • Transaction tracking
  • User-friendly interface
Features
Read full description

SendMN simplifies international transfers and payments. Quickly send funds abroad, easily pay global bills, and securely manage your wallet—all in one app. - Transfer money internationally within 10 minutes. - Store, manage, and secure funds in your digital wallet. - Conveniently pay international bills from anywhere. - Easily track your transaction statuses and history. - Enjoy a simple, user-friendly interface. Experience why SendMN is Mongolia’s trusted choice for international transactions.

Screenshots

Golomt Digital Banking4 screens
SendMN3 screens

Verdict

The call

The clearest difference is ratings volume: Golomt Digital Banking at 38 against SendMN's 5. SendMN's advantage is iOS requirement (13.0 vs 16.4). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.0 for Golomt Digital Banking against 3.0 for SendMN. That said, the two scores are not equally well evidenced: Golomt Digital Banking has 38 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Golomt Digital Banking ships an update every 6 weeks, SendMN monthly. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
Golomt Digital Banking versus SendMN: the parameters behind the verdict, then further details
ParameterGolomt Digital BankingSendMN
PriceFreeFree
Rating3.0 (38 ratings)3.0 (5 ratings)
Positive reviews13.6% of reviews—
Number of ratings38 — better5
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size65 MB158 MB
Age rating4+4+
DeveloperGolomt BankSENDMN NBFI LLC

Customer experience

Golomt Digital Banking

All ratings38 ratings
Positive44.7%
Neutral5.3%
Negative50.0%
Written reviews44 reviews
Positive13.6%
Neutral15.9%
Negative70.5%

SendMN

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%

In-app purchases

None

Golomt Digital Banking

No in-app purchases

None

SendMN

No in-app purchases

Questions

Is Golomt Digital Banking free?
Golomt Digital Banking is free to download, with no in-app purchases.
Is SendMN free?
SendMN is free to download, with no in-app purchases.
Which has better reviews, Golomt Digital Banking or SendMN?
Golomt Digital Banking and SendMN are both rated 3.0 out of 5 on the App Store, from 38 and 5 ratings respectively.
Do Golomt Digital Banking or SendMN have ads?
Neither Golomt Digital Banking nor SendMN shows ads.
Which is updated more often, Golomt Digital Banking or SendMN?
Golomt Digital Banking ships an update every 6 weeks, and SendMN monthly. Most recently, Golomt Digital Banking was updated on October 20, 2026 and SendMN on October 7, 2026.

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