Golomt Digital Banking vs SendMN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Golomt Digital Banking
Manage your bank accounts, make various transactions, and pay bills conveniently. Apply for loans, cards, and manage your finances with smart tools. Access banking services in English or Mongolian with enhanced security features.
- Account balance and statement viewing
- All types of transactions
- Bill payments
- Loan applications and management
- Card applications and management
- Personal Finance Management
- Multi-language support
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Банкны үйлчилгээнүүд: - Үлдэгдэл, хуулга харах - Бүх төрлийн гүйлгээ хийх - Гар утас, интернэт, кабель, СӨХ, зэрэг хэрэглээний төлбөр төлөх - Нэгж, дата худалдаж авах - Торгууль төлөх - Харилцах данс нээх болон хаах - Хадгаламж нээх, сунгах болон хаах - Хадгаламж барьцаалсан зээл авах - Дижитал зээл авах - Тэтгэврийн зээл авах - ПОС барьцаалсан зээл авах - Зээл төлөх, зээл хаах - Дебит карт захиалах - Кредит карт захиалах - Дансны дэвтэр - Захиалгат шилжүүлэг - Карт блоклох, блок гаргах - Картын пин код авах - Кредит картын төлбөр төлөх - Нэвтрэх нэр, нууц үг солих - Холбогдох мэдээлэл шинэчлэх - Дансны эрх тохиргоо - Миний санхүү – таны санхүүг таны өмнөөс хөтлөх автомат хөтөч цэс - Товч холбоос – таны тухайн өдөр хийх магадлалтай гүйлгээ болон төлбөр - Тусламж – Смарт банкыг ашиглахад туслах бүх хэрэгсэл агуулсан цэс Нэмэлт боломжууд: - Хэл солих – англи, монгол хэл дээр апп-г ашиглах - Dark mode – апп-н үндсэн өнгийг хар болгож цэнэг хэмнэх - TouchID, FaceID – хуруу болон царайгаар апп руу нэвтрэх - Swipe – дансыг хоёр тийш татаад дансны хуулга эсвэл гүйлгээ хийх - АТМ, Салбарын байршил харах - Ханшийн самбар - Хадгаламж, зээлийн тооцоолуур Banking services: - View balance and statement - All types of transactions - Bill payment for mobile, internet, cable, HOA - Mobile unit and date top-up - Penalty payment (traffic ticket) - Open and close current account - Open, renew and close savings account - Get savings backed loan - Digital loan - Pension loan - POS backed loan - Loan payment, closure - Debit card application - Credit card application - Account book - Standing instruction - Card block, unblock - Card pin code - Credit card payment - Change log-in name, password - Update contact information - Account permission settings - Personal Finance Management – automatically manages your finances for you - Shortcut – suggested transactions or payments - Help – All types of helpful tools for Smart Bank application usage Additional features: - Change language – use app in English or Mongolian - Dark mode – change the main color of the app into dark mode - TouchID, FaceID – use fingerprint ID and face ID to login - Swipe – swipe the accounts left or right for quick statement or transaction - ATM, Branch Location - Exchange rate - Savings and loan Calculator
SendMN
Send money internationally in minutes with this app. Securely manage your digital wallet, pay global bills, and track all your transactions. Experience a user-friendly interface for all your international payment needs.
- International money transfers
- Global bill payments
- Digital wallet management
- Transaction tracking
- User-friendly interface
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SendMN simplifies international transfers and payments. Quickly send funds abroad, easily pay global bills, and securely manage your wallet—all in one app. - Transfer money internationally within 10 minutes. - Store, manage, and secure funds in your digital wallet. - Conveniently pay international bills from anywhere. - Easily track your transaction statuses and history. - Enjoy a simple, user-friendly interface. Experience why SendMN is Mongolia’s trusted choice for international transactions.
Screenshots
Verdict
The clearest difference is ratings volume: Golomt Digital Banking at 38 against SendMN's 5. SendMN's advantage is iOS requirement (13.0 vs 16.4). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.0 for Golomt Digital Banking against 3.0 for SendMN. That said, the two scores are not equally well evidenced: Golomt Digital Banking has 38 ratings behind it against 5, so its average is the more settled of the two.
Golomt Digital Banking ships an update every 6 weeks, SendMN monthly. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.
| Parameter | Golomt Digital Banking | SendMN |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (38 ratings) | 3.0 (5 ratings) |
| Positive reviews | 13.6% of reviews | — |
| Number of ratings | 38 — better | 5 |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 65 MB | 158 MB |
| Age rating | 4+ | 4+ |
| Developer | Golomt Bank | SENDMN NBFI LLC |
Customer experience
Golomt Digital Banking
SendMN
In-app purchases
Golomt Digital Banking
No in-app purchases
SendMN
No in-app purchases









