EDUCU Access vs Splitsy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EDUCU Access
Consolidate all your financial accounts, from various institutions, into one convenient dashboard. Manage transactions, set alerts, make payments, and deposit checks with ease. Securely access your finances on the go.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- View monthly statements
- Find branches and ATMs
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EDUCU Access is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with EDUCU Access: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Education First CU app, you must be enrolled as an Education First CU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Splitsy
Effortlessly divide shared expenses by scanning receipts with AI. Assign items with a tap and instantly share individual totals via your favorite messaging apps, eliminating awkward bill math.
- AI receipt scanning
- Automatic item and price reading
- Tap-to-assign item splitting
- Automatic division of shared items
- Instant sharing of individual totals
- Support for various messaging apps
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Stop doing awkward bill math. Splitsy uses AI to scan your receipt and split it fairly in seconds. SNAP YOUR RECEIPT Just take a photo of any receipt. Our AI instantly reads every item and price — no manual entry needed. ASSIGN WITH A TAP Tap each item to assign who had what. Splitting an appetizer? Assign it to multiple friends and Splitsy divides it automatically. SHARE INSTANTLY Send everyone their total via text, WhatsApp, or any messaging app. No more "I'll Venmo you later" confusion. PERFECT FOR - Dinner with friends - Group trips - Roommate expenses - Work lunches - Date nights Splitsy — Because friends don't let friends do bill math. Terms of Use: https://acatmpf.github.io/splitsy-privacy/terms.html Privacy Policy: https://acatmpf.github.io/splitsy-privacy/
Screenshots
Verdict
The clearest difference is in-app purchases: EDUCU Access at none against Splitsy's 1. EDUCU Access also leads on ratings volume (1.2K vs 2). Splitsy's advantage is review sentiment (100% vs 77%) and rating (5.0 vs 4.8). On price, ads, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitsy sells 1 in-app purchase, starting at $2.99 per month. EDUCU Access asks for nothing beyond the download.
Splitsy holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: EDUCU Access has 1.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 77% of EDUCU Access's written reviews are positive against 100% of Splitsy's.
| Parameter | EDUCU Access | Splitsy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.2K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 76.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.2K — better | 2 |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 177 MB | 34 MB |
| Age rating | 17+ | 4+ |
| Developer | Education First Credit Union, Inc | CHIN leung |
Customer experience
EDUCU Access
Splitsy
In-app purchases
EDUCU Access
No in-app purchases
Splitsy
- Splitsy Pro$2.991 Month









