Comparison

Flowy vs Expense AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flowy

Easily monitor your income and expenses with this intuitive finance app. Organize transactions across multiple wallets, view spending by category, and filter by date. Personalize your experience with themes and ensure your data is safe with backup and recovery options.

Highlights
  • Multiple wallet creation
  • Transaction tracking
  • Category spending overview
  • Date-based filtering
  • Customizable themes
  • Backup and recovery
Features
Read full description

Flowy is a simple spending tracker that allows you to: - Create multiple wallets - Keep track of your transactions - View how much you spent/received for each category - Filter transaction/overview by date - Choose from different themes to suit your style - Backup & Recover your transactions

About

Expense AI

Effortlessly track expenses by snapping photos of receipts or forwarding emails. AI extracts details, categorizes spending, and provides insights into financial health. Create budgets, set savings goals, and chat with your finances for instant answers.

Highlights
  • AI-powered receipt scanning
  • Automatic categorization
  • Budget creation and tracking
  • Savings goal setting
  • Financial insights and trends
  • Chat interface for queries
  • CSV/PDF report export
Features
Read full description

Snap a receipt. Expense AI reads it, categorizes it, and files it, in seconds. No spreadsheets. No manual entry. Just a beautifully designed app that finally makes expense tracking effortless. Whether you're managing personal spending, tracking business receipts, or getting your finances properly organized for the first time, Expense AI does the heavy lifting. ---------------------- ALL-NEW DESIGN IN V2 ---------------------- Expense AI has been completely redesigned. Every screen is faster, more polished, and built around how you actually use the app: fluid animations, a redesigned home screen with live spending charts, and your most important numbers front and center. ---------------------- SCAN & CAPTURE RECEIPTS ---------------------- Take a photo of any receipt and AI automatically extracts the merchant, amount, date, items, and tax. Or forward receipt emails to your personal Expense AI address: the app captures everything without you lifting a finger. Supports photos, PDFs, and email attachments. ---------------------- BUDGETS & SAVINGS GOALS ---------------------- Create budgets by spending category and track usage against your limits in real time with visual charts. Set savings goals with target amounts and deadlines, follow your progress on a timeline, and mark them complete when you get there. ---------------------- FINANCIAL HEALTH & INSIGHTS ---------------------- See beyond the numbers. Expense AI surfaces your spending patterns, income vs. expense trends, and personalized insights about your overall financial wellbeing, so you always know where you stand. ---------------------- IMPORT TRANSACTIONS ---------------------- Already have history elsewhere? Import bank statements and CSV files directly into Expense AI. Review each transaction, edit details inline, and confirm before anything is added. ---------------------- CHAT WITH YOUR FINANCES ---------------------- Ask anything. "How much did I spend on food last month?" "Show me my top merchants this quarter." Expense AI answers instantly, generates reports, and visualizes your data, all from a simple chat. ---------------------- EVERYTHING ELSE ---------------------- • Multi-currency support for international spending • Share extension: upload receipts from Photos, Files, or any app • Custom app icons and dark mode • Export reports as CSV or PDF • Detailed analytics: top merchants, top products, category breakdown ---------------------- SUBSCRIPTION ---------------------- Free to download. Premium features require a subscription billed to your Apple ID. Subscription renews automatically: manage or cancel anytime in Account Settings. support@expenseai.app Privacy: https://expenseai.app/privacy Terms: https://expenseai.app/terms

Screenshots

Flowy4 screens
Expense AI4 screens

Verdict

The call

The clearest difference is price: Expense AI at Free against Flowy's $0.99. Expense AI also leads on update cadence (monthly vs every 3 months) and ratings volume (8 vs 1). Flowy's advantage is rating (5.0 vs 4.5) and in-app purchases (none vs 5). On review sentiment, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Expense AI is free to download; Flowy costs $0.99 up front. Expense AI sells 5 in-app purchases, starting at $2.49 per 7 days. Flowy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Flowy holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Expense AI has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Flowy ships an update every 3 months, Expense AI monthly. The most recent releases landed on October 11, 2026 and October 8, 2026 respectively.

Scorecard6 real differences · 4 level
Flowy versus Expense AI: the parameters behind the verdict, then further details
ParameterFlowyExpense AI
Price$0.99Free — better
Rating5.0 (1 ratings) — better4.5 (8 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings18 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.416.4
Further details — not scored
Size43 MB103 MB
Age rating4+4+
DeveloperChiew CarolTrack Finance and Technology Solutions NIG. LTD

Customer experience

Flowy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Expense AI

All ratings8 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Flowy

No in-app purchases

5 purchases

Expense AI

Subscriptions4
  • Weekly3 Days trial$2.497 Days
  • Monthly7 Days trial$8.991 Month
  • Quarterly$18.993 Months
Show 1 more
  • Yearly7 Days trial$65.001 Year
One-time1
  • Believer$124.99

Questions

Is Flowy free?
Flowy costs $0.99, with no in-app purchases.
Is Expense AI free?
Expense AI is free to download, with in-app purchases available.
Which has better reviews, Flowy or Expense AI?
Flowy is rated higher. Flowy averages 5.0 out of 5 from 1 ratings, while Expense AI averages 4.5 from 8 ratings.
Do Flowy or Expense AI have ads?
Neither Flowy nor Expense AI shows ads.
Which is updated more often, Flowy or Expense AI?
Flowy ships an update every 3 months, and Expense AI monthly. Most recently, Flowy was updated on October 11, 2026 and Expense AI on October 8, 2026.

Other comparisons