Comparison

Raiffeisen Mobile Banking vs Locker Invest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Raiffeisen Mobile Banking

Manage your bank accounts, make payments, and access financial services on the go. This app offers secure transaction capabilities, card management, investment portfolio overview, and communication with the bank.

Highlights
  • Account overview and transaction history
  • Card management (block/unblock)
  • Inter-bank and international payments
  • Raiffeisen Invest portfolio management
  • Biometric authentication
  • ATM and branch locator
  • Virtual assistant for communication
Features
Read full description

What is Raiffeisen Mobile Banking (RMB)? Raiffeisen Mobile Banking is an application designed to facilitate users' transactions with the Bank. Through the application, you can access your accounts, manage them, make payments, and perform other services. In addition to basic services, you can manage your cards, communicate with the Bank, view current offers, manage your Raiffeisen Invest portfolio, and much more. Main Features of Raiffeisen Mobile Banking (RMB): • Overview of accounts with a detailed display of transactions • Review transaction details, expenses, and spending habits • Confirmation of completed transactions • Overview of credit card installments • Transactions between own accounts and accounts of individuals and legal entities in Raiffeisen Bank • Transactions to accounts of individuals and legal entities in other banks in BiH • Transactions to accounts abroad • Quick payment "Pay to contact" • Public revenue payments • Review and cancellation of orders • Ability to save and view samples for payment • Checking balances and payments into Raiffeisen Invest funds • Activation and deactivation of standing orders • One-click card blocking and unblocking • Use biometric authentication for secure access • Hide account details on your dashboard for discretion • Online application for Bank products • Communication with the Bank via RAIA Virtual Assistant • Locate ATMs and branches with geographical positioning • Currency converter • Savings or loan calculator • Exchange rate list Benefits of RMB - Raiffeisen Mobile Banking: • Guaranteed confidentiality with state-of-the-art security technology, including PIN and biometric login • 24/7 account access, independent of branch hours • Save money with favorable payment fees • Save time by avoiding queues Is it safe to use RMB - Raiffeisen Mobile Banking? Raiffeisen Mobile Banking uses the latest protection and security technologies. Access to the Raiffeisen Mobile Banking application is secured by biometrics or a unique PIN that you generate during the first login, ensuring the protection and privacy of financial transactions. Additional security is provided by a software token that is automatically installed on the mobile device along with the application. To protect your accounts, the application automatically logs out after a short period of inactivity.

About

Locker Invest

Features
Read full description

Locker Invest is a crowdfunding app that enables investors to finance lockers for tourists to securely leave luggage and bags, as well as other innovative products and projects. The app features an intuitive interface, allowing users to transparently track and manage their investment portfolios. With Locker Invest, investors can easily see their investments and returns, and confidently manage their portfolio. Invest wisely, securely, and effortlessly with Locker Invest.

Screenshots

Raiffeisen Mobile Banking4 screens
Locker Invest3 screens

Verdict

The call

The clearest difference is update cadence: Raiffeisen Mobile Banking at every 10 days against Locker Invest's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Raiffeisen Mobile Banking ships an update every 10 days, Locker Invest monthly. The most recent releases landed on September 23, 2026 and August 5, 2026 respectively.

Scorecard1 real difference · 9 level
Raiffeisen Mobile Banking versus Locker Invest: the parameters behind the verdict, then further details
ParameterRaiffeisen Mobile BankingLocker Invest
PriceFreeFree
Rating4.8 (1.1K ratings) — better
Positive reviews45.2% of reviews
Number of ratings1.1K — better
Update frequencyEvery 10 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better16.6
Further details — not scored
Size197 MB91 MB
Age rating4+12+
DeveloperRaiffeisen bank dd Bosna i HercegovinaLocker d.o.o.

Bugs and requests

Raiffeisen Mobile Banking

Reported bugs

3 issues
  • App crashes at startup
  • Login not working, unable to access account
  • App not compatible with older devices

Requested features

3 requests
  • Push notifications for new payments and deposits
  • Ability to save payment details for reuse
  • Support for international phone numbers

Locker Invest

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Raiffeisen Mobile Banking

No in-app purchases

None

Locker Invest

No in-app purchases

Questions

Is Raiffeisen Mobile Banking free?
Raiffeisen Mobile Banking is free to download, with no in-app purchases.
Is Locker Invest free?
Locker Invest is free to download, with no in-app purchases.
Do Raiffeisen Mobile Banking or Locker Invest have ads?
Neither Raiffeisen Mobile Banking nor Locker Invest shows ads.
Which is updated more often, Raiffeisen Mobile Banking or Locker Invest?
Raiffeisen Mobile Banking ships an update every 10 days, and Locker Invest monthly. Most recently, Raiffeisen Mobile Banking was updated on September 23, 2026 and Locker Invest on August 5, 2026.

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