Comparison

PayCad vs SalamTel Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayCad

Features
Read full description

PayCad Uganda's Smart Payment Platform PayCad puts your entire financial life in one secure wallet. Send money instantly to anyone in Uganda, top up electricity and water, pay KCCA and URA taxes, buy bus tickets, and pay for parking all from one app. SEND MONEY INSTANTLY Transfer UGX to any PayCad user in seconds using their phone number or QR code. No delays, no paperwork. TOP UP YOUR WALLET Fund your PayCad wallet using MTN Mobile Money, Airtel Money, Visa, or Mastercard. PAY UTILITY BILLS • UMEME electricity tokens and postpaid bills • NWSC water bills • DStv, GOtv, and StarTimes TV subscriptions PAY TAXES • Uganda Revenue Authority (URA) taxes • KCCA local government fees • URSB business registration fees BUS TICKETS Search routes, compare fares, and book intercity bus tickets across Uganda. Instant e-ticket on your phone. PARKING PAYMENTS Pay for parking in Kampala and major towns without cash. Scan the zone code and go. POLICE FINES Look up and pay traffic fines by ticket number. Fast, official, and recorded. SECURE BY DESIGN • 4-digit PIN protection on every transaction • Firebase phone number verification • All data encrypted in transit and at rest • No card details stored on our servers Works on web, coming soon on WhatsApp and USSD for feature phones.

About

SalamTel Mobile

Features
Read full description

SalamTel is a telecom company dedicated to serving the Muslim community with quality services that align with Islamic values and principles. We provide reliable connectivity solutions designed with your needs in mind.

Screenshots

PayCad4 screens
SalamTel Mobile4 screens

Verdict

The call

The clearest difference is iOS requirement: SalamTel Mobile at 13.0 against PayCad's 16.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayCad ships an update fortnightly, SalamTel Mobile weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 5 level
PayCad versus SalamTel Mobile: the parameters behind the verdict, then further details
ParameterPayCadSalamTel Mobile
PriceFreeFree
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.613.0 — better
Further details — not scored
Size4 MB50 MB
Age rating17+4+
DeveloperCode 256 LimitedMUSLIM CHANNEL UGANDA LTD

In-app purchases

None

PayCad

No in-app purchases

None

SalamTel Mobile

No in-app purchases

Questions

Is PayCad free?
PayCad is free to download, with no in-app purchases.
Is SalamTel Mobile free?
SalamTel Mobile is free to download, with no in-app purchases.
Do PayCad or SalamTel Mobile have ads?
Neither PayCad nor SalamTel Mobile shows ads.
Which is updated more often, PayCad or SalamTel Mobile?
PayCad ships an update fortnightly, and SalamTel Mobile weekly. Most recently, PayCad was updated on November 3, 2026 and SalamTel Mobile on October 30, 2026.

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