PayCad vs SalamTel Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayCad
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PayCad Uganda's Smart Payment Platform PayCad puts your entire financial life in one secure wallet. Send money instantly to anyone in Uganda, top up electricity and water, pay KCCA and URA taxes, buy bus tickets, and pay for parking all from one app. SEND MONEY INSTANTLY Transfer UGX to any PayCad user in seconds using their phone number or QR code. No delays, no paperwork. TOP UP YOUR WALLET Fund your PayCad wallet using MTN Mobile Money, Airtel Money, Visa, or Mastercard. PAY UTILITY BILLS • UMEME electricity tokens and postpaid bills • NWSC water bills • DStv, GOtv, and StarTimes TV subscriptions PAY TAXES • Uganda Revenue Authority (URA) taxes • KCCA local government fees • URSB business registration fees BUS TICKETS Search routes, compare fares, and book intercity bus tickets across Uganda. Instant e-ticket on your phone. PARKING PAYMENTS Pay for parking in Kampala and major towns without cash. Scan the zone code and go. POLICE FINES Look up and pay traffic fines by ticket number. Fast, official, and recorded. SECURE BY DESIGN • 4-digit PIN protection on every transaction • Firebase phone number verification • All data encrypted in transit and at rest • No card details stored on our servers Works on web, coming soon on WhatsApp and USSD for feature phones.
SalamTel Mobile
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SalamTel is a telecom company dedicated to serving the Muslim community with quality services that align with Islamic values and principles. We provide reliable connectivity solutions designed with your needs in mind.
Screenshots
Verdict
The clearest difference is iOS requirement: SalamTel Mobile at 13.0 against PayCad's 16.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayCad ships an update fortnightly, SalamTel Mobile weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | PayCad | SalamTel Mobile |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 4 MB | 50 MB |
| Age rating | 17+ | 4+ |
| Developer | Code 256 Limited | MUSLIM CHANNEL UGANDA LTD |
In-app purchases
PayCad
No in-app purchases
SalamTel Mobile
No in-app purchases









