Comparison

Ginih vs Splitwo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ginih

Manage all your bills, installments, and loans from anywhere, anytime. Receive payment reminders to avoid late fees, view your payment history, and easily share payment links with others. Connect your customer accounts or scan QR codes to pay for services and products from various providers.

Highlights
  • Pay bills, installments, and loans
  • 24/7 payment access
  • Payment reminders
  • Payment history
  • Share payment links
  • Connect customer accounts
  • Scan QR codes for payment
Features
Read full description

Paga tus facturas, mensualidades y préstamos desde cualquier lugar 24/7. - Recibe notificaciones de tus próximos pagos para evitar entrar en mora - Consulta el historial de tus pagos - Comparte el enlace de un pago con familia y amigos en tiempo de dificultad ¿Cómo funciona? Conecta tu numero de cliente o cuenta con las empresas con las que tienes una mensualidad para ver tus pagos pendientes, recibir notificaciones y realizar los pagos. También puedes escanear el código QR de la empresa para realizar el pago de un servicio o producto. ¡Paga tu saldo pendiente con la universidad UTH, energía eléctrica RECO, préstamos COFISA, Cablecolor, gimnasio AJ Fitness, Aguas de Choloma, PrestaYa, PrestaAuto, CrediRapid, Credimóvil y mucho más! Términos de uso: https://ginih.com/terms-of-service/ Política de privacidad: http://ginih.com/privacy-policy

About

Splitwo

Easily divide expenses with friends, roommates, or on trips. Create groups, add costs, and see who owes whom. Settle debts with a few taps and keep a clear record of all transactions.

Highlights
  • Group creation for various occasions
  • Flexible splitting methods (equal, percentage, amount)
  • Instant balance calculation
  • Payment recording and debt settlement
  • Receipt photo attachment
  • Multi-currency support
  • Activity history logging
Features
Read full description

Split expenses with friends, partners, roommates or family, with no awkward math and no uncomfortable debts. Splitwo keeps track of who paid what and shows you, at a glance, who owes whom. BUILT FOR HOW PEOPLE REALLY SHARE • Create a group for every occasion: the trip, the house, Friday dinner. • Add people with an account, or simply add guests by name, even if they don't have the app. Once they install it, they take their place and their expenses move to their name. • Invite with a link or a QR code, or share it on WhatsApp. SPLIT IT YOUR WAY • Equally, by percentage or by exact amounts, always balanced to the cent. • Multiple currencies in the same group: dollars, euros, pesos, lempiras and up to 29 currencies. • Every expense gets its category automatically: pizza, taxi, groceries, rent… SETTLE UP, NO DRAMA • One clear balance per person: "Ana owes you $45 for 3 expenses". • A plan to settle the whole group with the fewest payments possible. • Record who has already paid, and undo it if you make a mistake. • Save your bank accounts, Zelle, PayPal or Kash so people know where to pay you. • "Remind": send a friendly reminder to whoever owes you. ALWAYS UP TO DATE • Notifications when someone adds, edits or deletes an expense that affects you. • Works offline: check your groups and log expenses on a plane or in the mountains; they sync on their own when you're back online. • Deleted something by mistake? You have a few seconds to undo it. SPLITWO PREMIUM Everything above is free, with up to 3 groups, 6 people per group and the latest 20 expenses in each group. Premium unlocks everything: • Unlimited groups, people and history. • Recurring expenses: rent, Netflix or internet are created automatically every week or every month. • Receipt photos on every expense. • Currency conversion and a currency calculator. • Spending stats per group. • Export to PDF or CSV. • Trip mode and a custom color for your groups. Premium is available as a monthly subscription or as a one-time lifetime purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple account settings. Available in English, Spanish and French, with dark mode. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitwo.com/en/privacidad

Screenshots

Ginih4 screens
Splitwo4 screens

Verdict

The call

The clearest difference is in-app purchases: Ginih at none against Splitwo's 2. Ginih also leads on ratings volume (520 vs 1) and iOS requirement (13.4 vs 15.1). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitwo sells 2 in-app purchases, starting at $1.99 per month. Ginih asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Splitwo holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Ginih has 520 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Ginih ships an update every 3 weeks, Splitwo monthly. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
Ginih versus Splitwo: the parameters behind the verdict, then further details
ParameterGinihSplitwo
PriceFreeFree
Rating4.8 (520 ratings)5.0 (1 ratings) — better
Positive reviews45.5% of reviews—
Number of ratings520 — better1
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.4 — better15.1
Further details — not scored
Size44 MB53 MB
Age rating4+12+
DeveloperGinih App, S. L.QALI-T Sociedad De Responsabilidad Limitada

Customer experience

Ginih

All ratings519 ratings
Positive95.6%
Neutral2.5%
Negative1.9%
Written reviews11 reviews
Positive45.5%
Neutral18.2%
Negative36.4%

Splitwo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Ginih

No in-app purchases

2 purchases

Splitwo

Subscriptions1
  • Splitwo Premium Monthly$1.991 Month
One-time1
  • Splitwo Premium Lifetime$24.99

Questions

Is Ginih free?
Ginih is free to download, with no in-app purchases.
Is Splitwo free?
Splitwo is free to download, with in-app purchases available.
Which has better reviews, Ginih or Splitwo?
Splitwo is rated higher. Ginih averages 4.8 out of 5 from 520 ratings, while Splitwo averages 5.0 from 1 ratings.
Do Ginih or Splitwo have ads?
Neither Ginih nor Splitwo shows ads.
Which is updated more often, Ginih or Splitwo?
Ginih ships an update every 3 weeks, and Splitwo monthly. Most recently, Ginih was updated on October 14, 2026 and Splitwo on October 16, 2026.

Other comparisons