Ginih vs Splitwo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ginih
Manage all your bills, installments, and loans from anywhere, anytime. Receive payment reminders to avoid late fees, view your payment history, and easily share payment links with others. Connect your customer accounts or scan QR codes to pay for services and products from various providers.
- Pay bills, installments, and loans
- 24/7 payment access
- Payment reminders
- Payment history
- Share payment links
- Connect customer accounts
- Scan QR codes for payment
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Paga tus facturas, mensualidades y préstamos desde cualquier lugar 24/7. - Recibe notificaciones de tus próximos pagos para evitar entrar en mora - Consulta el historial de tus pagos - Comparte el enlace de un pago con familia y amigos en tiempo de dificultad ¿Cómo funciona? Conecta tu numero de cliente o cuenta con las empresas con las que tienes una mensualidad para ver tus pagos pendientes, recibir notificaciones y realizar los pagos. También puedes escanear el código QR de la empresa para realizar el pago de un servicio o producto. ¡Paga tu saldo pendiente con la universidad UTH, energía eléctrica RECO, préstamos COFISA, Cablecolor, gimnasio AJ Fitness, Aguas de Choloma, PrestaYa, PrestaAuto, CrediRapid, Credimóvil y mucho más! Términos de uso: https://ginih.com/terms-of-service/ Política de privacidad: http://ginih.com/privacy-policy
Splitwo
Easily divide expenses with friends, roommates, or on trips. Create groups, add costs, and see who owes whom. Settle debts with a few taps and keep a clear record of all transactions.
- Group creation for various occasions
- Flexible splitting methods (equal, percentage, amount)
- Instant balance calculation
- Payment recording and debt settlement
- Receipt photo attachment
- Multi-currency support
- Activity history logging
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Split expenses with friends, partners, roommates or family, with no awkward math and no uncomfortable debts. Splitwo keeps track of who paid what and shows you, at a glance, who owes whom. BUILT FOR HOW PEOPLE REALLY SHARE • Create a group for every occasion: the trip, the house, Friday dinner. • Add people with an account, or simply add guests by name, even if they don't have the app. Once they install it, they take their place and their expenses move to their name. • Invite with a link or a QR code, or share it on WhatsApp. SPLIT IT YOUR WAY • Equally, by percentage or by exact amounts, always balanced to the cent. • Multiple currencies in the same group: dollars, euros, pesos, lempiras and up to 29 currencies. • Every expense gets its category automatically: pizza, taxi, groceries, rent… SETTLE UP, NO DRAMA • One clear balance per person: "Ana owes you $45 for 3 expenses". • A plan to settle the whole group with the fewest payments possible. • Record who has already paid, and undo it if you make a mistake. • Save your bank accounts, Zelle, PayPal or Kash so people know where to pay you. • "Remind": send a friendly reminder to whoever owes you. ALWAYS UP TO DATE • Notifications when someone adds, edits or deletes an expense that affects you. • Works offline: check your groups and log expenses on a plane or in the mountains; they sync on their own when you're back online. • Deleted something by mistake? You have a few seconds to undo it. SPLITWO PREMIUM Everything above is free, with up to 3 groups, 6 people per group and the latest 20 expenses in each group. Premium unlocks everything: • Unlimited groups, people and history. • Recurring expenses: rent, Netflix or internet are created automatically every week or every month. • Receipt photos on every expense. • Currency conversion and a currency calculator. • Spending stats per group. • Export to PDF or CSV. • Trip mode and a custom color for your groups. Premium is available as a monthly subscription or as a one-time lifetime purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple account settings. Available in English, Spanish and French, with dark mode. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitwo.com/en/privacidad
Screenshots
Verdict
The clearest difference is in-app purchases: Ginih at none against Splitwo's 2. Ginih also leads on ratings volume (520 vs 1) and iOS requirement (13.4 vs 15.1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitwo sells 2 in-app purchases, starting at $1.99 per month. Ginih asks for nothing beyond the download.
Splitwo holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Ginih has 520 ratings behind it against 1, so its average is the more settled of the two.
Ginih ships an update every 3 weeks, Splitwo monthly. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.
| Parameter | Ginih | Splitwo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (520 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 45.5% of reviews | — |
| Number of ratings | 520 — better | 1 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 44 MB | 53 MB |
| Age rating | 4+ | 12+ |
| Developer | Ginih App, S. L. | QALI-T Sociedad De Responsabilidad Limitada |
Customer experience
Ginih
Splitwo
In-app purchases
Ginih
No in-app purchases
Splitwo
- Splitwo Premium Monthly$1.991 Month
- Splitwo Premium Lifetime$24.99









