Comparison

ASTRAPAY vs M

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ASTRAPAY

This digital payment solution simplifies daily transactions, from household needs and transportation to insurance and entertainment. It offers convenient QRIS payments, bill settlements, and easy top-ups from various banks and retail locations.

Highlights
  • QRIS payments
  • Bill and utility payments
  • Mobile top-ups
  • Transportation payments
  • Astra Group installment payments
  • Bank and retail top-ups
  • Peer-to-peer transfers
  • AstraPoints rewards
Features
Read full description

Dari kebutuhan harian, bulanan, sampe tahunan #APAAJAASTRAPAY Selalu percayakan AstraPay sebagai solusi pembayaran digital di kehidupan sehari-harimu! Mulai dari memenuhi kebutuhan rumah tangga, bayar servis kendaraan, transportasi untuk pergi ke kantor, bayar asuransi hingga nongkrong di cafe yang aesthetic. Sekarang, kamu bisa bayar apa aja dengan simple, aman dan bikin kamu lebih untung karena AstraPay will always makes your day. Yuk, intip ada fitur-fitur apa aja di AstraPay: Bayar Apapun Lebih Simple Pake Scan QRIS Sekarang, Gak perlu worry lupa bawa dompet pas lagi nongkrong karena ada AstraPay yang memudahkan pembayaranmu. Transaksi lebih simple, nyaman dan aman. Bayar Ini Itu Jadi Lebih Gampang Siapa di sini yang panik kalau lampu rumah tiba-tiba mati tengah malam, pulsa mau habis saat doi minta call, kartu e-money ketinggalan pas mau naik MRT, mau masak tapi persediaan di kulkas habis, badan gaenak badan tapi mager pergi ke dokter? Nih, ada AstraPay yang bikin kamu gak panik lagi kalau kejadian tadi terjadi. - Kamu bisa bayar/beli Pulsa, Paket Data, Pascabayar, Voucher Game, Telkom, Internet, TV Kabel, PLN, PDAM, PGN, Pertagas, Donasi & Zakat, Asuransi, dan PBB dari rumah aja pake AstraPay. - Lebih nyaman naik transportasi umum tanpa takut ketinggalan kartu karena bisa bayar MRT Jakarta, TransJakarta, Trans Jateng, Trans Jatim, Trans Jogja, Trans Semarang, Trans Batam hingga Daytrans pake AstraPay - Kebutuhan harian jadi lebih hemat pakai promo dari AstraPay di SayurBox, Segari, AlloFresh, dan Halodoc. Bayar Angsuran Astra Group dan Lainnya Sekarang kamu cuma butuh satu aplikasi untuk bayar angsuran Astra Group seperti FIFGROUP, TAF, ACC, Maucash, serta tagihan bulanan, pajak dan masih banyak lagi. Top-up Tanpa Ribet Saldo AstraPay kamu kurang? Tenang, gak usah panik! Kamu bisa top-up saldo AstraPay lewat ATM, internet banking, atau m-banking dengan +10 bank rekanan AstraPay termasuk Bank Permata, BCA, BNI, CIMB Niaga, dan bank lainnya atau kamu bisa langsung meluncur ke Alfamart terdekat. Transfer ke Sesama Pengguna Sekarang, mau transfer uang untuk orang tua, istri, anak, atau doi, semua bisa kamu lakukan dengan fitur Transfer Sesama Pengguna nih, lebih cepat dan pastinya tidak ada biaya admin! Kumpulin AstraPoints Sebanyak-banyaknya 1 AstraPoints = 1 Rupiah. Yuk, kumpulin AstraPoints sebanyak-banyaknya dan tukarkan dengan voucher menarik untuk nonton, belanja, jalan-jalan dan nongkrong di cafe ternama. Temukan keasikan dalam menggunakan AstraPay untuk keseharianmu Karena mulai kebutuhan harian, bulanan sampe tahunan #APAAJAASTRAPAY!

About

M

This official tax management app provides easy access to tax regulations, important deadlines with reminders, and your taxpayer profile including your electronic NPWP. It aims to simplify tax obligations for individuals.

Highlights
  • Tax regulations access
  • Tax deadline reminders
  • Taxpayer profile viewing
  • Electronic NPWP display
  • Manage tax obligations
Features
Read full description

M-Pajak adalah aplikasi resmi Direktorat Jenderal Pajak (DJP) yang memudahkan Wajib Pajak (WP) dalam mengelola kewajiban pajaknya. Dapatkan berbagai layanan perpajakan di genggaman Anda, seperti: 1. Peraturan Perpajakan: - Lihat status peraturan perpajakan terbaru. - Baca peraturan perpajakan dengan mudah. 2. Tenggat Pajak: - Dapatkan pengingat tanggal-tanggal penting terkait perpajakan pada tahun berjalan. - Pastikan Anda tidak terlambat dalam pelaporan dan/atau pembayaran pajak. 3. Profil Wajib Pajak: - Lihat informasi lengkap dan NPWP elektronik Anda. M-Pajak: Solusi mudah dan cepat untuk mengelola pajak Anda. Unduh sekarang dan rasakan kemudahannya!

Screenshots

ASTRAPAY4 screens
M3 screens

Verdict

The call

The clearest difference is rating: ASTRAPAY at 4.0 against M's 1.0. ASTRAPAY also leads on review sentiment (38% vs 0%) and iOS requirement (13.6 vs 15.5). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ASTRAPAY holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews point the same way: 38% of ASTRAPAY's written reviews are positive against 0% of M's.

UpkeepUpdate frequency

ASTRAPAY ships an update fortnightly, M every 3 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
ASTRAPAY versus M: the parameters behind the verdict, then further details
ParameterASTRAPAYM
PriceFreeFree
Rating4.0 (4 ratings) — better1.0 (2 ratings)
Positive reviews37.9% of reviews — better0.0% of reviews
Number of ratings4 — better2
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.6 — better15.5
Further details — not scored
Size152 MB93 MB
Age rating4+4+
DeveloperASTRA DIGITAL ARTA, PTDIREKTORAT JENDERAL PAJAK

Customer experience

ASTRAPAY

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews58 reviews
Positive37.9%
Neutral1.7%
Negative60.3%

M

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

ASTRAPAY

No in-app purchases

None

M

No in-app purchases

Questions

Is ASTRAPAY free?
ASTRAPAY is free to download, with no in-app purchases.
Is M free?
M is free to download, with no in-app purchases.
Which has better reviews, ASTRAPAY or M?
ASTRAPAY is rated higher. ASTRAPAY averages 4.0 out of 5 from 4 ratings, while M averages 1.0 from 2 ratings.
Do ASTRAPAY or M have ads?
Neither ASTRAPAY nor M shows ads.
Which is updated more often, ASTRAPAY or M?
ASTRAPAY ships an update fortnightly, and M every 3 weeks. Most recently, ASTRAPAY was updated on November 3, 2026 and M on November 3, 2026.

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