handi.cash vs Stratum Remit

handi.cash is your electronic wallet, that lets you make small electronic payments for products and services without the need to physically exchange cash for each payment Payments in handi.cash take place in a confidential manner as in traditional cash, but they are much safer thanks to the use of modern technology. Open your wallet at handi.cash by only few clicks in your mobile today and see how easy it is to exchange money with your friends. Why is it so good? * Fast - Transferred e-money instantly are moved between the wallets, the same way as you pay traditional cash. * Independent - handi.cash is a reliable e-money system, independent from banks or card operators. Pay with handi.cash 24 hours a day! No more stress that your bank is unavailable. * Instant access to the system - you do not need to provide any documents neither verify your bank account to start using handi.cash in Trial mode. You can fully benefit from the handi.cash up to the limit of 150 EUR. * Extended system of payment verification - you confirm every payment on your mobile. * Free - payments with handi.cash always will be free of charge. ** For consumers - buy and top-up your wallet at handi.cash merchants ** For business - serve customers using smartphone or integrate your online store with handi.cash. No commissions from the turnover. handi.cash is the cheapest solution for your business. Coming soon: Top up the wallet by credit card Keep updated! Regards handi.cash Team

Stratum Remit is the smarter way to send money home. Built for the diaspora community, we make international money transfers fast, affordable, and transparent — with absolutely zero transfer fees. WHY STRATUM REMIT? Zero Fees — Every Time We never charge transfer fees. What you see is what your recipient gets. No hidden costs, no surprises. Great Exchange Rates Our rates are updated in real time and shown before you confirm. The rate at confirmation is the rate you get. Fast Transfers Most transfers arrive within minutes, not days. Send money when it matters — not when the bank decides. AI-Powered Assistant Meet Kora, your personal transfer assistant. Just say "Send $200 to Mom," and Kora handles the rest. Available 24/7 to help with transfers, check rates, and answer questions. Multi-Chain Technology Deposit USDC via Stellar, Polygon, Ethereum, or TRON — giving you flexibility and speed. WHERE CAN I SEND MONEY? Africa: Nigeria, Kenya, Ghana, South Africa, Tanzania, Uganda, Ethiopia, Cameroon, Senegal, Rwanda, and more Europe: United Kingdom, Germany, France, Spain, Netherlands, Italy, Portugal, Ireland, Belgium Caribbean & Americas: Mexico HOW IT WORKS 1. Create your account in minutes 2. Add a recipient 3. Enter the amount — see the exchange rate and zero fees instantly 4. Confirm and send — your recipient gets the money fast FEATURES • Zero transfer fees on every transaction • Real-time exchange rates with no hidden markups • AI assistant (Kora) for hands-free transfers • Recurring transfers — set it and forget it • Multi-chain USDC deposits (Stellar, Polygon, Ethereum, TRON) • Bank-level encryption and security • 24/7 support via in-app chat, email, and phone • Invite friends and earn $10 per referral SECURITY & COMPLIANCE Stratum Remit is operated by Orokii Inc., a licensed money services business. We are registered with FinCEN and hold NMLS #2116903. Your data is protected with bank-level encryption, and we comply with all applicable regulations. SUPPORT Need help? Reach us anytime: • In-app AI chat — available 24/7 • Email: support@orokii.com • Phone: (646) 535-8730 • Web: https://stratumremit.com/support Download Stratum Remit today and start sending money home — the way it should be.