Comparison

Top Connect vs APS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Top Connect

Send money globally from the UK quickly, affordably, and securely. Offers 24/7 customer support via phone to assist with every step of your transfer. Connect with a worldwide network for reliable transactions.

Highlights
  • Fast money transfers
  • Affordable international transfers
  • Secure money sending
  • 24/7 customer support
  • Global network access
  • UK to Ghana transfers
Features
Read full description

Top Connect Ltd. is a professional global money transfer company which has its headquarters at Croydon in the United Kingdom. We provide fast, affordable and secure money transfer services from the UK to Ghana and many other countries worldwide. Top Connect Ltd. is a company which is set for your needs. Our award winning 24/7 dedicated customer care team are ready to support you at every stage of your money transfers over the phone. We aim to get your money transfer initiated as quickly and as conveniently as possible. We are sure our name would be your first choice for your money transferring needs as well as other services. We assure our esteemed customers great relationship and trust beyond words can explain through a worldwide network.

About

APS

Send money internationally to The Gambia and other African countries with ease. This app offers secure and convenient online money transfers for cash pickup, bank deposits, mobile wallets, and utility top-ups. Enjoy low costs and instant transfers with real-time notifications.

Highlights
  • Instant money transfers
  • Cash pickup and bank deposit options
  • Mobile wallet and utility top-ups
  • Low fees and loyalty rewards
  • 24/7 online service
  • Secure payment technology
Features
Read full description

APS International is authorised and regulated by the relevant financial authorises and supervisory institutions in the UK, EEA Zone and the USA. APS is a leading money transfer (remittance) Company to The Gambia and other African countries. The APS app enables you to send instant money transfer and other remittance services online, in a safe, secure and convenient way, at your fingertips. All our services are available under the same app. You can send Money for cash pick-up, bank deposit, send money to mobile wallets, electricity top-up, mobile credit top-up, nduga and other innovative services. APS has an extensive pay-out branch and agency network. We make remittance collection easier for your beneficiaries through our financial inclusion drive, covering the last mile in our destination corridors. You can send money in 3 simple steps: Step 1: Enter the amount ; Step 2: Add/choose beneficiary details and Step 3: Confirm and make your payment. Why choose us? LOW COST – We have no hidden charges when you send money abroad. We have low fee’s starting from 99p with regular special offers to reward our loyal customers with zero commission transactions, through APS loyalty points. Our services are available 24/7 online via your computer, laptop, tablet or smartphone. INSTANT – Transfer worldwide where you and your recipient receive updated notifications by email and SMS for your peace of mind. SECURE – We have industry leading technology trusted for your payment security. CONVENIENCE – We offer a range of instant and convenient remittance collection. We have excellent bespoke payment solutions for our customers from world leading merchant providers. You can pay for your transaction with your Debit/Credit Card, bank to bank account transfer, Alternative Payment Methods, etc.

Screenshots

Top Connect4 screens
APS4 screens

Verdict

The call

The clearest difference is rating: Top Connect at 3.0 against APS's 1.9. Top Connect also leads on review sentiment (54% vs 19%) and iOS requirement (13.0 vs 15.1). APS's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Top Connect holds the better App Store score, 3.0 against 1.9. Both are backed by a comparable volume of ratings — 8 and 7 respectively. Written reviews point the same way: 54% of Top Connect's written reviews are positive against 19% of APS's.

UpkeepUpdate frequency

Top Connect ships an update monthly, APS every 3 weeks. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Top Connect versus APS: the parameters behind the verdict, then further details
ParameterTop ConnectAPS
PriceFreeFree
Rating3.0 (8 ratings) — better1.9 (7 ratings)
Positive reviews53.6% of reviews — better18.5% of reviews
Number of ratings8 — better7
Update frequencyMonthlyEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size71 MB88 MB
Age rating4+4+
DeveloperTop Connect LtdAPS International Ltd

Customer experience

Top Connect

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews28 reviews
Positive53.6%
Neutral0.0%
Negative46.4%

APS

All ratings7 ratings
Positive14.3%
Neutral0.0%
Negative85.7%
Written reviews27 reviews
Positive18.5%
Neutral3.7%
Negative77.8%

In-app purchases

None

Top Connect

No in-app purchases

None

APS

No in-app purchases

Questions

Is Top Connect free?
Top Connect is free to download, with no in-app purchases.
Is APS free?
APS is free to download, with no in-app purchases.
Which has better reviews, Top Connect or APS?
Top Connect is rated higher. Top Connect averages 3.0 out of 5 from 8 ratings, while APS averages 1.9 from 7 ratings.
Do Top Connect or APS have ads?
Top Connect shows ads; APS does not.
Which is updated more often, Top Connect or APS?
Top Connect ships an update monthly, and APS every 3 weeks. Most recently, Top Connect was updated on October 23, 2026 and APS on October 30, 2026.

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