Comparison

SAIB Business vs RiyadPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAIB Business

Access a full suite of electronic banking services from your smart device. Non-customers can also benefit from additional functionalities. Perform banking operations instantly with your online credentials.

Highlights
  • Full range of electronic banking services
  • Access via smart devices
  • Perform banking operations instantaneously
  • Supports Arabic and English languages
  • Additional functionalities for non-customers
Features
Read full description

يسر البنك السعودي للاستثمار تقديم "التطبيق المدمج للهواتف الذكية" والذي يمكنك من الوصول إلى مجموعة كاملة من الخدمات المصرفية الإلكترونية. اذا لم تكن عميلا للبنك السعودي للإستثمار، بامكانك تحميل التطبيق و الاستفادة من مجموعة من الوظائف و العمليات الاضافية. خدمات التطبيق لعملاء البنك السعودي للاستثمار: - الدخول لخدمة الانترنت البنكيه نسخة الأجهزة الذكية (فلكس بيزنس) اينما كنت: الدخول لهذه الخدمة يكون عبر إستخدام اسم المستخدم و كلمة المرور الخاصة بخدمة الانترنت البنكية. بامكانك تنفيذ جميع العمليات البنكيه فوراً. و في حال لم تكن مسجلا بامكانك اتباع الخطوات الموضحة بعد الضغط على أيقونة الدخول. دعم اللغتين: العربية و الإنجليزية. ---------------- The Saudi Investment Bank (SAIB) is pleased to introduce its new hybrid application that allows you to access the entire range of Internet Banking services via your smart device. Furthermore non SAIB customers can install this application and benefit its additional functionalities. SAIB customers’ application services: - Login to your online mobile banking (FLEXX BUSINESS): You can login via your existing online banking user credentials. You can perform any banking operation or transaction instantaneously. However, if you are not already registered, you can simply follow the steps on the registration page. Languages: Arabic and English

About

RiyadPay

Manage your finances with this digital wallet app. It offers secure local and international money transfers, bill payments, and salary disbursements for household workers. Enjoy cashback and rewards on your spending.

Highlights
  • International transfer aggregator
  • Local wallet-to-wallet transfers
  • SARIE service transfers
  • SADAD bill payments
  • Musaned payments for household workers
  • Cashback and rewards
Features
Read full description

RiyadPay Digital Wallet is a seamless, secure, and user-friendly app designed to deliver an exceptional digital banking experience. It empowers individuals to tailor their financial transactions confidently and securely through innovative features. The app supports local and international transfers, allowing users to pay bills, send money effortlessly across borders. Additionally, it offers convenient mobile services for on-the-go transactions, ensuring that users can access their funds anytime, anywhere. Experience the future of banking with RiyadPay Digital Wallet – Download it now Key feature: International transfer aggregator We provide customers with multiple options for international money transfer through our international transfer aggregator. This feature allows users to compare exchange rates, fees and transfer times from various providers, ensuring they can choose the best option for their needs. Local transfer RiyadPay offers wallet-to-wallet transfers using the recipient's phone number as well as transfers to local banks using SARIE service, making it easy to send and receive money instantly and securely. Bill payments Easily pay all your bills through SADAD service with RiyadPay. Musaned payments  Transfer your household workers' salaries monthly in a timely and efficient way. Cashback and rewards Earn cashback with every spend and enjoy our exclusive rewards with RiyadPay

Screenshots

SAIB Business4 screens
RiyadPay4 screens

Verdict

The call

The clearest difference is update cadence: RiyadPay at monthly against SAIB Business's every 3 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SAIB Business ships an update every 3 months, RiyadPay monthly. The most recent releases landed on October 22, 2026 and October 26, 2026 respectively.

Scorecard1 real difference · 9 level
SAIB Business versus RiyadPay: the parameters behind the verdict, then further details
ParameterSAIB BusinessRiyadPay
PriceFreeFree
Rating—3.5 (4 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size22 MB182 MB
Age rating4+4+
DeveloperThe Saudi Investment BankRiyadBank

Customer experience

SAIB Business

Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

RiyadPay

All ratings4 ratings
Positive50.0%
Neutral25.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

SAIB Business

No in-app purchases

None

RiyadPay

No in-app purchases

Questions

Is SAIB Business free?
SAIB Business is free to download, with no in-app purchases.
Is RiyadPay free?
RiyadPay is free to download, with no in-app purchases.
Do SAIB Business or RiyadPay have ads?
Neither SAIB Business nor RiyadPay shows ads.
Which is updated more often, SAIB Business or RiyadPay?
SAIB Business ships an update every 3 months, and RiyadPay monthly. Most recently, SAIB Business was updated on October 22, 2026 and RiyadPay on October 26, 2026.

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