Comparison

MI 23 vs Cotogchoa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

MI 23

Free

💰 Finance

★ 2.73 ratingsView app →

About

MI 23

Manage your accounts with secure transactions, view balances, and make direct or interbank transfers. Pay for services and credit cards easily.

Highlights

View account balances
Check transaction history
Direct transfers
Interbank transfers
Service payments
Credit card payments

Features

Read full description

Realice transacciones y visualización de saldos, seguridad de información garantizada. Consulta de saldos y movimientos, transferencias directas e interbancarias Pago de Servicios y Tarjetas de crédito

About

Cotogchoa

Features

Read full description

Accede desde tu celular a la app Cotogchoa - online y visualiza todos los productos que mantienes con la cooperativa San Juan de Cotogchoa. Gestiona tus finanzas sin complicaciones. Realiza pagos, depósitos, retiros y mantente conectado con tu cooperativa estés donde estés. ¡Tu cooperativa San Juan de Cotogchoa, en dónde quieras siempre contigo!

Screenshots

MI 234 screens

Cotogchoa3 screens

Verdict

The call

MI 23 and Cotogchoa are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MI 23 ships an update every 2 months, Cotogchoa monthly. The most recent releases landed on October 12, 2026 and September 30, 2026 respectively.

ScorecardNo meaningful differences

MI 23 versus Cotogchoa: the parameters behind the verdict, then further details
Parameter	MI 23	Cotogchoa
Price	Free	Free
Rating	2.7 (3 ratings) — better	—
Positive reviews	0.0% of reviews	—
Number of ratings	3 — better	—
Update frequency	Every 2 months	Monthly — better
Ads	No	No
In-app purchases	No	No
Monetization	Free	—
Devices	iPhone, iPad, iPod — better	iPhone, iPad
Requires iOS	15.6 — better	16.0
Further details — not scored
Size	95 MB	159 MB
Age rating	4+	17+
Developer	Cooperativa de Ahorro y Crédito 23 de Julio	COOPERATIVA SAN JUAN DE COTOGCHOA

In-app purchases

None

MI 23

No in-app purchases

None

Cotogchoa

No in-app purchases

Questions

Is MI 23 free?

MI 23 is free to download, with no in-app purchases.

Is Cotogchoa free?

Cotogchoa is free to download, with no in-app purchases.

Do MI 23 or Cotogchoa have ads?

Neither MI 23 nor Cotogchoa shows ads.

Which is updated more often, MI 23 or Cotogchoa?

MI 23 ships an update every 2 months, and Cotogchoa monthly. Most recently, MI 23 was updated on October 12, 2026 and Cotogchoa on September 30, 2026.