Comparison

iWallet vs RMOUS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iWallet

This app allows users to process credit card payments and deposit checks directly from their smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in tipping features. Funds are transferred to your bank account within a few business days.

Highlights
  • Mobile check deposits
  • Contactless payments (Tap to Pay)
  • Reputation management
  • Tipping feature
  • Unlimited sub accounts
  • Fraud detection
Features
Read full description

iWallet, a BBB A+ rated payment app to process credit cards or deposit checks in the field anytime, anywhere with a smartphone or tablet. > Mobile checks deposits into your existing bank account > Banking fees and paper check handling costs are eliminated > Tap to Pay, the most secure way to accept contactless payments > Reputation management included for no additional charge > Tipping feature built in which helps with employee retention > Unlimited sub accounts supports multiple users > Process checks risk free with optional check guarantee protection > Funds are transferred to your bank account in two to three business days. > Fraud detection instantly verifies consumer checking accounts before completing the transaction > All payments are processed through Fifth Third Bank or Well Fargo > Must be 18 years or older to use the iWallet

About

RMOUS

Manage your RMO membership, financial accounts, and payments securely in one place. Features include mobile check deposit, bill pay, and a virtual assistant for personalized support and insights.

Highlights
  • Account management and activity viewing
  • Secure RMOPay® transfers and bill payments
  • Mobile check deposit with instant confirmation
  • Virtual assistant for transactions and insights
  • Face ID/Touch ID login and fraud alerts
Features
Read full description

Your RMOUS™ membership, wherever you are. Review accounts and activity, move money, and manage eligible linked accounts for your cards. Report a card issue through a guided process and follow your support incident in the app. Send and receive with RMOUSPay™, explore member benefits, review financial wellness tools, and find a club or ATM. Mobile deposit is available on eligible accounts and devices with a supported camera. Sign in securely with verification codes and use Face ID or Touch ID on supported devices. Unfreezing a card requires additional verification. An RMOUS™ membership and online access are required. Features and availability depend on your account eligibility and device. For help, visit www.rmous.org/help.

Screenshots

iWallet3 screens
RMOUS4 screens

Verdict

The call

The clearest difference is update cadence: iWallet at weekly against RMOUS's every 7 months. iWallet also leads on ratings volume (922 vs 2) and monetization model (free vs ad-supported). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RMOUS holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: iWallet has 922 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

iWallet ships an update weekly, RMOUS every 7 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
iWallet versus RMOUS: the parameters behind the verdict, then further details
ParameteriWalletRMOUS
PriceFreeFree
Rating4.8 (922 ratings)5.0 (2 ratings) — better
Positive reviews72.7% of reviews—
Number of ratings922 — better2
Update frequencyWeekly — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS15.6 — better17.0
Further details — not scored
Size157 MB7 MB
Age rating12+17+
DeveloperiWallet, IncRMO

Customer experience

iWallet

All ratings917 ratings
Positive96.0%
Neutral1.3%
Negative2.7%
Written reviews11 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

RMOUS

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

iWallet

No in-app purchases

None

RMOUS

No in-app purchases

Questions

Is iWallet free?
iWallet is free to download, with no in-app purchases.
Is RMOUS free?
RMOUS is free to download, with no in-app purchases.
Which has better reviews, iWallet or RMOUS?
RMOUS is rated higher. iWallet averages 4.8 out of 5 from 922 ratings, while RMOUS averages 5.0 from 2 ratings.
Do iWallet or RMOUS have ads?
Neither iWallet nor RMOUS shows ads.
Which is updated more often, iWallet or RMOUS?
iWallet ships an update weekly, and RMOUS every 7 months. Most recently, iWallet was updated on October 25, 2026 and RMOUS on October 24, 2026.

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