Comparison

Moono vs Surplus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moono

Track your income and expenses consciously with this finance app. It offers offline functionality, iCloud synchronization, and detailed financial analytics. Customize accounts and categories with no limits.

Highlights
  • Offline expense and income tracking
  • iCloud synchronization
  • Customizable accounts and categories
  • Financial analytics
  • Data export
  • Light and dark mode support
Features
Read full description

Start spending your money consciously by tracking expenses and incomes with Moono. Moono: doesn't require Internet connection, iCloud synchronizable, simple and clear in usage, made with love and in native design. • All functionality without any registration • Add transactions quickly • Use different accounts, categories, text notes and photo attachments with no limits • Customise your accounts and categories with name, color and icon • Don't lose any of your account with function of Archiving • Use iOS and macOS at the same time with iCloud synchronization • Doesn’t require Internet access (only for iCloud synchronization) • Clear financial Analytics • Supports light and dark mode • Plenty of currencies • Export of data • Native intuitive design • Light weight app • Several languages available • No ads We are EAGER to hear your feedback. Don't hesitate to write: Email: team@moono.app Twitter: @MoonoApp Instagram: @moono.app Privacy Policy: https://moono.app/privacy Terms of Use: https://moono.app/termsofuse

About

Surplus

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

Highlights
  • Monthly income and expense tracking
  • Categorization of spending
  • Customizable reports with CSV export
  • Transaction grouping
  • Home and lock screen widgets
  • Automation via Shortcuts app
Features
Read full description

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

Screenshots

Moono4 screens
Surplus4 screens

Verdict

The call

The clearest difference is rating: Surplus at 4.8 against Moono's 4.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moono sells 2 in-app purchases, starting at $4.99 per year and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Surplus holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 19 and 27 respectively. Written reviews split almost evenly too, at 84% and 83% positive.

UpkeepUpdate frequency

Moono ships an update every 5 weeks, Surplus monthly. The most recent releases landed on September 28, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
Moono versus Surplus: the parameters behind the verdict, then further details
ParameterMoonoSurplus
PriceFreeFree
Rating4.5 (19 ratings)4.8 (27 ratings) — better
Positive reviews83.9% of reviews — better83.3% of reviews
Number of ratings1927 — better
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size13 MB67 MB
Age rating4+4+
DeveloperAleksandr ZolotarevDev Harvest LLC

Customer experience

Moono

All ratings19 ratings
Positive89.5%
Neutral0.0%
Negative10.5%
Written reviews56 reviews
Positive83.9%
Neutral3.6%
Negative12.5%

Surplus

All ratings27 ratings
Positive96.3%
Neutral3.7%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

In-app purchases

2 purchases

Moono

Subscriptions1
  • Annual Pro subscription3 Days trial$4.991 Year
One-time1
  • Moono Pro lifetime$9.99
4 purchases

Surplus

Subscriptions3
  • Surplus Pro Monthly$3.991 Month
  • Surplus Pro Yearly$14.491 Year
  • Surplus Pro Yearly$29.991 Year
One-time1
  • Surplus Pro Lifetime$29.99

Questions

Is Moono free?
Moono is free to download, with in-app purchases available.
Is Surplus free?
Surplus is free to download, with in-app purchases available.
Which has better reviews, Moono or Surplus?
Surplus is rated higher. Moono averages 4.5 out of 5 from 19 ratings, while Surplus averages 4.8 from 27 ratings.
Do Moono or Surplus have ads?
Neither Moono nor Surplus shows ads.
Which is updated more often, Moono or Surplus?
Moono ships an update every 5 weeks, and Surplus monthly. Most recently, Moono was updated on September 28, 2026 and Surplus on October 5, 2026.

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