Moono vs Surplus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moono
Track your income and expenses consciously with this finance app. It offers offline functionality, iCloud synchronization, and detailed financial analytics. Customize accounts and categories with no limits.
- Offline expense and income tracking
- iCloud synchronization
- Customizable accounts and categories
- Financial analytics
- Data export
- Light and dark mode support
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Start spending your money consciously by tracking expenses and incomes with Moono. Moono: doesn't require Internet connection, iCloud synchronizable, simple and clear in usage, made with love and in native design. • All functionality without any registration • Add transactions quickly • Use different accounts, categories, text notes and photo attachments with no limits • Customise your accounts and categories with name, color and icon • Don't lose any of your account with function of Archiving • Use iOS and macOS at the same time with iCloud synchronization • Doesn’t require Internet access (only for iCloud synchronization) • Clear financial Analytics • Supports light and dark mode • Plenty of currencies • Export of data • Native intuitive design • Light weight app • Several languages available • No ads We are EAGER to hear your feedback. Don't hesitate to write: Email: team@moono.app Twitter: @MoonoApp Instagram: @moono.app Privacy Policy: https://moono.app/privacy Terms of Use: https://moono.app/termsofuse
Surplus
This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.
- Monthly income and expense tracking
- Categorization of spending
- Customizable reports with CSV export
- Transaction grouping
- Home and lock screen widgets
- Automation via Shortcuts app
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Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam
Screenshots
Verdict
The clearest difference is rating: Surplus at 4.8 against Moono's 4.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moono sells 2 in-app purchases, starting at $4.99 per year and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Surplus holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 19 and 27 respectively. Written reviews split almost evenly too, at 84% and 83% positive.
Moono ships an update every 5 weeks, Surplus monthly. The most recent releases landed on September 28, 2026 and October 5, 2026 respectively.
| Parameter | Moono | Surplus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (19 ratings) | 4.8 (27 ratings) — better |
| Positive reviews | 83.9% of reviews — better | 83.3% of reviews |
| Number of ratings | 19 | 27 — better |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 13 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Aleksandr Zolotarev | Dev Harvest LLC |
Customer experience
Moono
Surplus
In-app purchases
Moono
- Annual Pro subscription3 Days trial$4.991 Year
- Moono Pro lifetime$9.99
Surplus
- Surplus Pro Monthly$3.991 Month
- Surplus Pro Yearly$14.491 Year
- Surplus Pro Yearly$29.991 Year
- Surplus Pro Lifetime$29.99








