IB CardControl vs Upward CardControls
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IB CardControl
Manage your debit and credit cards by instantly blocking or unblocking them. Receive real-time transaction alerts and set custom usage controls, including location-based restrictions and spending limits, to enhance security and prevent fraud.
- Block/unblock cards instantly
- Real-time transaction alerts
- Location-based transaction controls
- Set spending limits
- Monitor transactions by category
- Define usage preferences
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CardControl allows you to block and unblock your card with the click of a button. When the card is "on" transactions are allowed. When “off,” purchases or withdrawals are restricted. CardControl protects your card by sending transaction alerts and enabling you to define when, where and how your cards are used. Set your preferences to monitor and manage your cards. Alerts Enable Safe, Secure Card Usage Real-time alerts for PIN and signature transactions keep you informed of your card usage to quickly detect unauthorized or fraudulent activity. Location-Based Controls and Alerts Restrict transactions to merchants near your location (using your phone’s GPS) or by region using city, state, country or zip code on an interactive map. Usage Controls and Alerts Set spending limits to decline transactions above your thresholds. Monitor activity by category such as gas stations and restaurants, and by type: in-store purchases, e-commerce transactions and ATM transactions.
Upward CardControls
Manage and protect your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards are used to monitor and safeguard your finances.
- Transaction alerts
- Card usage controls
- Customizable alert preferences
- Monitor card activity
- Manage debit and credit cards
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Upward Credit Union's CardNav - CardControl puts you in control of your debit and credit card. Upward CardControl helps you protect your debit and credit cards by sending you transacation alerts and giving you’re the ability to define when, where and how your cards are used. Simply download the Upward CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.
Screenshots
Verdict
The clearest difference is review sentiment: Upward CardControls at 100% against IB CardControl's 50%. Upward CardControls also leads on rating (4.7 vs 3.9). IB CardControl's advantage is iOS requirement (10.3 vs 14.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Upward CardControls holds the better App Store score, 4.7 against 3.9. Both are backed by a comparable volume of ratings — 9 and 10 respectively. Written reviews point the same way: 50% of IB CardControl's written reviews are positive against 100% of Upward CardControls's.
IB CardControl ships an update every 12 months, Upward CardControls every 13 months. The most recent releases landed on October 2, 2026 and October 10, 2026 respectively.
| Parameter | IB CardControl | Upward CardControls |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (9 ratings) | 4.7 (10 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 9 | 10 — better |
| Update frequency | Every 12 months — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 10.3 — better | 14.0 |
| Further details — not scored | ||
| Size | 124 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Industrial Bank of Washington | Upward Credit Union |
Customer experience
IB CardControl
Upward CardControls
In-app purchases
IB CardControl
No in-app purchases
Upward CardControls
No in-app purchases
Questions
Is IB CardControl free?
Is Upward CardControls free?
Which has better reviews, IB CardControl or Upward CardControls?
Do IB CardControl or Upward CardControls have ads?
Which is updated more often, IB CardControl or Upward CardControls?
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