STRIKE vs Pay Note App

Strike helps you grow your bitcoin holdings. Trusted by millions of individuals and thousands of businesses, Strike is beginner-friendly for first-time buyers and sophisticated for seasoned holders. Sign up in seconds and start with any amount. ACCUMULATE BITCOIN ON YOUR TERMS • Add funds through a linked bank account, wire transfer, or debit card. Buy or sell from $1 to $2,500,000 per transaction. Deposit and trade unlimited times. • Direct deposit¹ your salary to Strike. Convert up to 100% of your paycheck to bitcoin, with fees waived for up to $20K per month. • Set target orders to automatically buy during market dips or to sell at your preferred price. Add chart widgets to your homescreen and get notifications for price changes. • Schedule recurring buys to automate your dollar-cost averaging (DCA) strategy. Fees are waived after the first week for personal accounts. • Benefit from transparent fees as low as 0.49%. The more you trade, the less you pay. Earn fee-free trades for each friend you refer. BORROW CASH AGAINST BITCOIN • Apply for a bitcoin-backed loan¹, available for individuals and businesses in select regions. Borrow from $10,000 to $5,000,000 for 12 months with a maximum initial loan-to-value (LTV) ratio of 50%. No credit check required. • Pay no origination, early-repayment, or late-payment fees. Refinance¹ or close anytime after your loan has been open for 60 days. • Get Annual Percentage Rates (APRs) starting at at 9.5%² for monthly payment loans and 10.5%² for payment-at-maturity loans. For example, if you open a $10,000 payment-at-maturity loan at 13% APR, you would repay $11,300 (principal plus interest) one year later, assuming you maintain the required loan-to-value (LTV) ratio. Rates, interest, and payment amounts are estimates for illustrative purposes only. The actual APR, loan term, and payment amount will be disclosed before accepting the loan. Collateral requirements apply and may change. Your bitcoin is held with Strike or transferred to our trusted capital providers with no further rehypothecation. MANAGE YOUR BITCOIN HOLDINGS • Hold bitcoin with confidence. Assets in your Strike account are always fully backed 1:1. • Protect your account with two-factor authentication (2FA) using an authenticator app, passkey, or security key. • Withdraw to self-custody for free. We cover the blockchain network costs. • Track your cost basis1 to manage your portfolio and file taxes with ease. • Need help? Request in-app, email, or phone¹ support. MAKE PAYMENTS AND GLOBAL MONEY TRANSFERS • Get a unique routing and account number and use bitcoin or cash to pay bills¹, including utilities, credit card bills, rent, mortgages, insurance, and more. • Shop gift cards from your favorite stores and top up your phone. • Transfer cash or bitcoin to any friend who also uses Strike. Send on-chain and Lightning payments to any bitcoin wallet. Pay invoices as small as 0.00000001 BTC (1 satoshi). • Send remittances directly to mobile money wallets or international bank accounts in 14 supported countries, including Mexico, the Philippines, and Nigeria. — ¹ Features only available in certain regions for eligible customers. ² The Annual Percentage Rate (APR) varies by loan type and principal amount. Depending on your location, loans are issued by Zap Solutions Capital, Inc., dba Strike Lending (NMLS No. 2741098), or Column N.A., Member FDIC. Strike Lending is a financial technology company, not a bank. Loan approval is subject to an agreement and eligibility. Collateral requirements apply and may change. To qualify for a loan, you must reside in a supported region and have an active Strike account in good standing. The availability of the Strike App is subject to jurisdictional limitations. Strike may not offer certain products, features, and services in certain locations. See our Terms of Service for more information: https://strike.me/legal/tos/. All investments involve risk, including the possible loss of principal.

Track Your Finances Effortlessly with PayNote! Stay on top of your income and expenses with PayNote, the ultimate financial tracking app. Designed to keep your data secure and easily accessible, PayNote offers a user-friendly interface to manage your finances efficiently. Key Features: Local Data Storage: All your financial data is stored securely on your device, ensuring your privacy. Easy Tracking: Quickly log income and expenses with just a few taps. Comprehensive Reports: Generate detailed reports to understand your financial habits better. Intuitive Interface: Navigate the app with ease, thanks to a clean and simple design. Offline Access: Access your financial information anytime, anywhere, without needing an internet connection. Take control of your finances today. Download PayNote now and start tracking your income and expenses with ease!