Comparison

365P@y Merchant vs BIC Care

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

365P@y Merchant

Features
Read full description

365P@y Merchant is an e-banking application which allows customers to make transactions at any time and any place with merchant. This app is compatible with almost every smart device such as smart Phones, tablets…which are connected to 3G/WIFI/GPRS. Developed by Sacombank Lao. Service: β€’ Can make QR code by myself β€’ Transition managementd

About

BIC Care

Features
Read full description

BIC Care is your mobile banking service from BIC Bank. To having your bank in your pocket is always helpful. You can manage your current accounts and operations with BIC Care in the world. BIC Care Help: - Connecting to all your accounts in the world - Accessing different features available to suit your needs - It's easy and fast: you check your accounts and manage your budget easily - Need to transfer quickly; you can do it via BIC Care Download now! Get your hands on with the BIC Care app and connect with your new password. BIC Care is a free software application from the Accounting & Finance subcategory, part of the Business category. The app is currently available in English. BIC Care is available for download from our website. Just click the green Download button above to start.

Screenshots

365P@y Merchant4 screens
BIC Care4 screens

Verdict

The call

The clearest difference is update cadence: BIC Care at monthly against 365P@y Merchant's every 6 months. 365P@y Merchant's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

365P@y Merchant ships an update every 6 months, BIC Care monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

Scorecard2 real differences Β· 4 level
365P@y Merchant versus BIC Care: the parameters behind the verdict, then further details
Parameter365P@y MerchantBIC Care
PriceFreeFree
Update frequencyEvery 6 monthsMonthly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS13.0 β€” better15.0
Further details β€” not scored
Size21 MB105 MB
Age rating4+4+
DeveloperSAIGON TREASURE COMMERCIAL JOINT STOCK BANKBIC Bank Lao Co., ltd

In-app purchases

None

365P@y Merchant

No in-app purchases

None

BIC Care

No in-app purchases

Questions

Is 365P@y Merchant free?
365P@y Merchant is free to download, with no in-app purchases.
Is BIC Care free?
BIC Care is free to download, with no in-app purchases.
Do 365P@y Merchant or BIC Care have ads?
Neither 365P@y Merchant nor BIC Care shows ads.
Which is updated more often, 365P@y Merchant or BIC Care?
365P@y Merchant ships an update every 6 months, and BIC Care monthly. Most recently, 365P@y Merchant was updated on October 26, 2026 and BIC Care on October 27, 2026.

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