A bank vs CTZPay Partner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
A bank
This mobile banking application provides access to commercial banking services nationwide. It aims to support agricultural development and SMEs by offering technology-enabled financial products and services through a multi-channel approach, including mobile banking.
- Nationwide commercial banking
- Value chain financing
- SME development support
- Financial inclusion
- Technology-enabled services
- Mobile banking app
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Ayeyawaddy Farmers Development Bank, widely known as A bank, a public company limited was formed on December 22nd, 2014 under the 3/2014 Financial Law ratified on July 30th, 2014 by the Central Bank of Myanmar. A bank is running nationwide commercial banking operations under licenses authorized by Central Bank of Myanmar. The main purpose of A bank is to bring development in agro-based industry through value chain financing i.e. increasing the access of finance at every stage of value chain starting from production to consumption. A bank also intends to support SME development and “Financial Inclusion of Unbanked Population” by delivering technology-enabled, diversified banking products and services through multi-channels approach. We have launched the A bank mBanking – mobile banking app which is a solution to enchant our valued customers. A Bank mBanking App is a mobile banking service which is available for all mobile phone devices. Our customers can download onto their mobile phones and register via nearest A bank’s Branches in order to connect their accounts with the chosen mobile number or email.
CTZPay Partner
This app enables businesses to accept digital payments, increasing revenue and customer satisfaction. It facilitates cash-in and cash-out transactions, allowing partners to manage their transaction history and collaborate with a network of businesses.
- Accept digital payments
- Earn revenue from cash-in/out
- QR code payments
- Transaction history management
- Expand business partnerships
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CTZPay Partner is a lifestyle and digital payment enabler paving the way for a wide range of digital payment solutions through the CTZPay mobile wallet and an established, trusted network of agents and merchants across Myanmar. Being a CTZPay’s Partner will help your business to generate more revenue without incurring high capital investment, you can easily enhance your consumer satisfaction and business efficiency by accepting quick and easy digital payments in store. CTZPay Partner is powered by MCB (Myanmar Citizens Bank), a member of CDSG. What are your benefits? Earn extra revenue from cash in and cash out transactions. Offer quick and easy cash payment at the check out by just scanning the QR. Managing your daily transactions history through CTZPay Partner app. Open more opportunities to work with different business partners of CTZPay.
Screenshots
Verdict
The clearest difference is rating: A bank at 4.6 against CTZPay Partner's 3.9. A bank also leads on ratings volume (22 vs 7) and iOS requirement (12.1 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
A bank holds the better App Store score, 4.6 against 3.9. Both are backed by a comparable volume of ratings — 22 and 7 respectively.
A bank ships an update every 9 months, CTZPay Partner every 5 months. Both last shipped on November 3, 2026.
| Parameter | A bank | CTZPay Partner |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (22 ratings) — better | 3.9 (7 ratings) |
| Positive reviews | 80.0% of reviews | — |
| Number of ratings | 22 — better | 7 |
| Update frequency | Every 9 months | Every 5 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.1 — better | 15.1 |
| Further details — not scored | ||
| Size | 32 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED | CAPITAL CONNECT LIMITED |
Customer experience
A bank
CTZPay Partner
In-app purchases
A bank
No in-app purchases
CTZPay Partner
No in-app purchases
