HTM vs 记账本
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HTM
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可根据各种不同的需求，快速实现相应的功能。
记账本
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记账本：极简财务投资管理工具，无广告守护隐私！ 极简设计聚焦核心，支持70+多币种自动换算，周期记账、报销标记、债务追踪全覆盖。 资产聚合管理活钱、信用卡、投资账户，自动同步沪深A股、美股、港股、基金价格，高级版可解锁4000+加密货币实时更新，图表化统计直观呈现收支去向与投资盈亏。 免登陆即可使用，支持多账本分类可自定义，无任何广告干扰，一站式搞定日常记账、预算管理、投资追踪，助力高效规划财务！ 图表化统计 100% 隐私保护绝不泄露个人信息。助你优化收支、实现财务目标，是纯粹又实用的记账首选！ 【app自动续费服务说明】 ·订阅周期：1个月（VIP会员），1年（VIP会员）。 ·订阅价格：连续包月VIP会员服务为每8元；连续包VIP会员服务每年48元。 ·付款：通过用户的iTunes账户扣款，用户确认购买后即付款。 ·取消续订：如需取消续订，请在当前订阅周期到期前24小时以前，手动在iTunes/Apple ID设置管理中关闭自动续订功能。 ·续订：苹果iTunes账户会在到期前24小时内扣费，扣费成功后订阅周期顺延一个订阅周期。 隐私政策：https://privacyterms.io/view/yHVr8Hjw-mImwaMHX-yAaERj/ 服务协议：https://privacyterms.io/view/XwIrZHPC-I6LFwhEM-uJu4jj/
Screenshots
Verdict
The clearest difference is in-app purchases: HTM at none against 记账本's 3. HTM also leads on iOS requirement (12.0 vs 14.3). 记账本's advantage is update cadence (every 6 weeks vs every 35 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 记账本 sells 3 in-app purchases, starting at $0.99 per month. HTM asks for nothing beyond the download.
HTM ships an update every 35 months, 记账本 every 6 weeks. The most recent releases landed on October 3, 2026 and October 7, 2026 respectively.
| Parameter | HTM | 记账本 |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 35 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 14.3 |
| Further details — not scored | ||
| Size | 58 MB | 6 MB |
| Age rating | 17+ | 4+ |
| Developer | 浙江浙大网新图灵信息科技有限公司 | 金峰 韩 |
In-app purchases
HTM
No in-app purchases
记账本
- 手机记账月度会员$0.991 Month
- 手机记账年度会员$6.991 Year
- 手机记账永久会员$14.99
