Comparison

FASB vs DSPFCU Total Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FASB

Aggregate all your financial accounts into a single, secure view. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Secure your account with passcode and biometric options.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

FASB is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FASB: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the FASB app, you must be enrolled as a First American State Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

DSPFCU Total Access

Manage your finances with this personal financial advocate. Organize transactions with tags and notes, set balance alerts, make payments, and transfer money. Deposit checks, manage debit cards, and find branches and ATMs easily.

Highlights
  • Organize transactions with tags, notes, and receipt photos
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • Manage debit cards (reorder/turn off)
  • View and save monthly statements
Features
Read full description

DSPFCU Total Access is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with DSPFCU Total Access: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.

Screenshots

FASB4 screens
DSPFCU Total Access4 screens

Verdict

The call

The clearest difference is review sentiment: DSPFCU Total Access at 90% against FASB's 33%. DSPFCU Total Access also leads on rating (4.8 vs 4.6) and ratings volume (826 vs 96). FASB's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DSPFCU Total Access holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: DSPFCU Total Access has 826 ratings behind it against 96, so its average is the more settled of the two. Written reviews point the same way: 33% of FASB's written reviews are positive against 90% of DSPFCU Total Access's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 19, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 6 level
FASB versus DSPFCU Total Access: the parameters behind the verdict, then further details
ParameterFASBDSPFCU Total Access
PriceFreeFree
Rating4.6 (96 ratings)4.8 (826 ratings) — better
Positive reviews33.3% of reviews90.0% of reviews — better
Number of ratings96826 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size179 MB177 MB
Age rating12+4+
DeveloperFirst American State BankDelaware State Police Federal Credit Union

Customer experience

FASB

All ratings96 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

DSPFCU Total Access

All ratings826 ratings
Positive95.9%
Neutral1.5%
Negative2.7%
Written reviews10 reviews
Positive90.0%
Neutral10.0%
Negative0.0%

In-app purchases

None

FASB

No in-app purchases

None

DSPFCU Total Access

No in-app purchases

Questions

Is FASB free?
FASB is free to download, with no in-app purchases.
Is DSPFCU Total Access free?
DSPFCU Total Access is free to download, with no in-app purchases.
Which has better reviews, FASB or DSPFCU Total Access?
DSPFCU Total Access is rated higher. FASB averages 4.6 out of 5 from 96 ratings, while DSPFCU Total Access averages 4.8 from 826 ratings.
Do FASB or DSPFCU Total Access have ads?
Neither FASB nor DSPFCU Total Access shows ads.
Which is updated more often, FASB or DSPFCU Total Access?
FASB ships an update monthly, and DSPFCU Total Access monthly. Most recently, FASB was updated on September 19, 2026 and DSPFCU Total Access on September 26, 2026.

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