Comparison

Bold vs ARQ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bold

This financial management app helps businesses in Latin America process payments, manage funds, and access credit. It offers POS solutions, QR code generation, payment links, and online store integrations. Users can also rentabilize sales revenue and make instant transfers.

Highlights
  • POS payment processing
  • QR code and payment link generation
  • Online store payment integrations
  • Digital account management
  • Instant money transfers
  • Debit card with no fees
  • Instant loan access
Features
Read full description

Bold es una de las plataformas financieras y de gestión más completa para negocios en Latinoamérica con más de 600 mil usuarios en Colombia y 26 mil en Perú. Aquí puedes vender, monitorear tus movimientos y rentabilizar el dinero de tus ventas de manera fácil y segura. Nuestra oferta para Perú: Cobra con nuestros POS Recibe tarjetas nacionales e internacionales de chip y sin contacto. Genera códigos QR fácil y rápido Cobra fácil con Yape, Plin y otras billeteras generando códigos QR desde tu POS o la App Bold. Crea links de pagos en minutos Vende desde donde estés creando links de pagos fácil desde tu POS o la App Bold. Nuestra oferta para Colombia: Vende mucho más Tenemos un datáfono para cada tipo de negocio QR para recibir pagos desde cualquier banco o billetera de manera segura. Links de pago para cobrar en tiempo récord desde cualquier lugar donde estés. Botón de pagos con plugins para WordPress, WooCommerce, PrestaShop, Jumpseller, Tiendanube, Sumer y Shopify o integración manual con ayuda de nuestros ingenieros. API para personalizar la experiencia de pago de tu tienda en línea, sin redireccionamiento a otras páginas y con tecnología antifraude. Gestiona todo tu dinero en un solo lugar Recibe el dinero de tus ventas muy rápido en la Cuenta Bold para administrarlo con total libertad y haz transferencias gratuitas, ilimitadas y al instante a través de Bre-B usando tus llaves. También puedes hacer recargas y pagar facturas de servicios públicos, seguridad social y administración de conjuntos. Además recibes la Tarjeta débito Bold que puedes usar sin pagar cuota de manejo y retirar dinero desde cualquier cajero sin importar la entidad. Rentabiliza el dinero de tus ventas Abre hasta 10 bolsillos en tu Cuenta digital Bold, elige el porcentaje de tus ventas que quieres debitar automáticamente para cada uno y rentabiliza en todos. Además puedes usar el dinero que hayas guardado cuando lo necesites. Accede a préstamos instantáneos Recibe créditos según tus ventas y págalos automáticamente con un porcentaje de cada venta. Siéntete libre de ser Bold Usa todos nuestros productos sin mensualidades ni contratos que te aten, solo pagas cuando vendes. Recibe respaldo cuando lo necesites Te acompañamos para que tu negocio siga funcionando sin interrupciones. Aseguramos tus ventas Contamos con certificaciones de seguridad PCI-DSS, ISO 27001, Reporte SOC2 Tipo 2, que respaldan todas nuestras operaciones. ¡Descarga la App y dale a tu negocio las herramientas que merece!

About

ARQ

Manage your global finances with digital dollar and euro accounts, an international Mastercard, and secure payment solutions. Ideal for travelers, freelancers, and remote professionals needing to send and receive money worldwide with transparent exchange rates.

Highlights
  • Digital dollar and euro accounts
  • International Mastercard
  • Receive U.S. and European payments
  • Send international payments
  • Interbank conversion rate
  • Secure access with biometrics
  • Prestige credit card option
Features
Read full description

ARQ - Modern finance for the global era. 2 million users across Latin America. ARQ connects travelers, freelancers and remote professionals with the world’s strongest assets and markets. DIGITAL DOLLAR AND EURO ACCOUNTS WITH A REAL CONVERSION RATE Convert Argentinian pesos into digital dollars and digital euros in seconds, with the interbank conversion rate - the real market rate. No hidden fees, no surprises. THE IDEAL INTERNATIONAL CARD FOR TRAVEL Pay in any currency with a great rate. Your ARQ Mastercard works in more than 180 countries. No fees, no annual fee. • International card accepted worldwide • Prestige credit card available with exclusive benefits • Compatible with Apple Pay • Ideal for travelers, international online shopping, and payments abroad RECEIVE PAYMENTS FROM THE USA - IDEAL FOR BUSINESS OWNERS AND FREELANCERS Get your own U.S. account details (ACH/Wire) and European account details (IBAN). Receive payments as if you lived there - with a great conversion rate and no surprise fees. Compatible platforms: Deel, Upwork, OnTop, Payoneer, PayPal, Airbnb, Fiverr, Workana, and more. INTERNATIONAL PAYMENTS Send payments abroad and receive international payments with the interbank conversion rate. No hidden fees. Ideal for sending payments to the United States, Europe, and more than 70 countries. SAVE IN DIGITAL DOLLARS AND EUROS ARQ helps you manage your global finances more effectively. Use digital dollars and digital euros to manage your balance, plan expenses, and support your international financial goals. YOUR SECURITY IS OUR PRIORITY • Payments protected with 3DS security • Access with biometrics, Touch ID, or Face ID • Data encrypted with multiple layers of protection • More than 2 million users trust ARQ HOW IT WORKS 1. Download ARQ and sign up in minutes 2. Add funds 3. Convert to digital dollars or digital euros instantly 4. Use your international card anywhere in the world FREQUENTLY ASKED QUESTIONS What is ARQ? ARQ (formerly DolarApp) is an international finance platform. We offer a digital dollar and euro account, an international Mastercard, a Prestige credit card, yields in digital dollars, and international payments — all in one app. What is the conversion rate? We use the interbank conversion rate - the same rate banks use with each other. No hidden margins. Always transparent. Can I receive payments from the U.S.? Yes. You get your own U.S. account details (ACH/Wire) to receive payments from companies, clients, or platforms like Deel and Upwork. Does ARQ offer a credit card? Yes. In addition to the international Mastercard debit card, ARQ also offers the Prestige credit card with exclusive benefits. Is ARQ safe? Yes. We use end-to-end encryption, 3DS security, biometrics, and multiple layers of protection. What happened to DolarApp? DolarApp is now ARQ. The same technology, the same unbeatable rates, with an even more ambitious vision. Your account and data remain the same. Contact: help@arqfinance.com Website: arqfinance.com Chat: Message us through the in-app chat

Screenshots

Bold4 screens
ARQ4 screens

Verdict

The call

The clearest difference is rating: Bold at 4.9 against ARQ's 4.5. Bold also leads on review sentiment (75% vs 60%) and iOS requirement (15.0 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bold holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 526 and 1K respectively. Written reviews point the same way: 75% of Bold's written reviews are positive against 60% of ARQ's.

UpkeepUpdate frequency

Bold ships an update every 6 days, ARQ weekly. Both last shipped on November 7, 2026.

Scorecard3 real differences · 7 level
Bold versus ARQ: the parameters behind the verdict, then further details
ParameterBoldARQ
PriceFreeFree
Rating4.9 (526 ratings) — better4.5 (1K ratings)
Positive reviews75.0% of reviews — better59.9% of reviews
Number of ratings5261K — better
Update frequencyEvery 6 days — betterWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size857 MB378 MB
Age rating4+17+
DeveloperBOLD.CO S.A.S.DolarApp Inc

Customer experience

Bold

All ratings448 ratings
Positive96.9%
Neutral0.7%
Negative2.5%
Written reviews56 reviews
Positive75.0%
Neutral3.6%
Negative21.4%

ARQ

All ratings1,039 ratings
Positive87.5%
Neutral0.8%
Negative11.7%
Written reviews431 reviews
Positive59.9%
Neutral1.6%
Negative38.5%

In-app purchases

None

Bold

No in-app purchases

None

ARQ

No in-app purchases

Questions

Is Bold free?
Bold is free to download, with no in-app purchases.
Is ARQ free?
ARQ is free to download, with no in-app purchases.
Which has better reviews, Bold or ARQ?
Bold is rated higher. Bold averages 4.9 out of 5 from 526 ratings, while ARQ averages 4.5 from 1K ratings.
Do Bold or ARQ have ads?
Neither Bold nor ARQ shows ads.
Which is updated more often, Bold or ARQ?
Bold ships an update every 6 days, and ARQ weekly. Most recently, Bold was updated on November 7, 2026 and ARQ on November 7, 2026.

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