MyTAJ vs 9jaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyTAJ
Manage your TAJBank accounts with ease and convenience directly from your smartphone. Perform financial and non-financial transactions, including fund transfers and bill payments. Securely access your account with fingerprint recognition and manage your cards.
- Funds transfer
- Bill payments
- Card management
- Account overview
- Fingerprint recognition
- Device binding
- PIN change
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MyTAJ is TAJBank’s premium mobile banking smartphone application. With a promise of ease and convenience, TAJBank account holders have full access to financial and non-financial transactions by simply utilizing their mobile phones. This service is available to account holders with Naira MasterCards and/or Verve cards. The App offers an exciting seamless experience right from first enrolment. MyTAJ also offers a bouquet of exciting and innovative lifestyle offerings which truly resonate with its customers. Features of MyTAJ include; - Funds transfer - Bill payments - Card management - Account overview - Fingerprint recognition -Devices Binding/Switch Devices -Picture Management -Pin Change -Change Password -Reset Pin -Own Account Transfer -Inter-Bank Transfer -Intra-Bank Transfer Note: The app requires access to your camera and photos for QR code scanning and upload.
9jaPay
Manage your finances with this comprehensive app. It offers budgeting, investing, banking, and bill payment features, simplifying your financial life. Secure transactions and easy money management tools are provided.
- Easy money management
- Bill payments
- Send and receive money
- Secure transactions
- Transfer scheduling
- Budgeting and investing
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Introducing the ultimate solution for managing your finances - 9jaPay! Take control of your financial future and experience unparalleled convenience, all in one powerful application. We've got you covered, from budgeting and investing to banking and bill payments. Say goodbye to juggling multiple apps and hello to simplicity and efficiency. Download now and embark on a journey to financial freedom! Why 9jaPay? 9jaPay is the ultimate app for managing your finances with ease. From secure and effortless payments to value-added services, our app provides a comprehensive suite of features to simplify your life. Our app offers an incredible array of features to make your life easier, including: * Easy money management tools * Bill Payments * Send and receive money easily * An array of payment options * Secure transactions * Transfer scheduling Make the switch to convenience in 3 easy steps: Open a FREE account - Download the app and set up your account for free – it only takes a few minutes. Fund your account - You can add money to your 9jaPay account by sending money directly from any bank account or receiving a P2P credit from friends using your unique username or payment links. Start Transacting - Whether you need to send money to loved ones, schedule a transfer, or move money quickly, 9jaPay has you covered. Experience financial convenience like never before. Banking Services are provided by Amegy Microfinance Bank, licensed by the Central Bank of Nigeria. Download the app now and get started. For more information, visit www.9japay.com. Need help? Please email us at support@9japay.com
Screenshots
Verdict
The clearest difference is rating: MyTAJ at 3.8 against 9jaPay's 2.5. MyTAJ also leads on iOS requirement (9.0 vs 15.1). 9jaPay's advantage is update cadence (every 5 weeks vs every 6 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyTAJ holds the better App Store score, 3.8 against 2.5. Both are backed by a comparable volume of ratings — 6 and 10 respectively.
MyTAJ ships an update every 6 months, 9jaPay every 5 weeks. Both last shipped on November 3, 2026.
| Parameter | MyTAJ | 9jaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (6 ratings) — better | 2.5 (10 ratings) |
| Positive reviews | — | 20.0% of reviews |
| Number of ratings | 6 | 10 — better |
| Update frequency | Every 6 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 14 MB | 134 MB |
| Age rating | 4+ | 4+ |
| Developer | Taj Bank Ltd | 9jaPay UK Limited |
Customer experience
MyTAJ
9jaPay
In-app purchases
MyTAJ
No in-app purchases
9jaPay
No in-app purchases
