Smart Bank 3/4 vs MIBank
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Smart Bank 3/4
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Smart Bank 3/4 is mobile banking from the Ukrainian commercial bank JSC "BANK 3/4". The application is designed for modern clients who want to receive banking services on their smartphone and manage their finances without visiting a bank branch. As a client of the Bank, you get: β’ convenient authorization, Touch ID or Face ID login; β’ protection of OTP transactions β with a password (temporary confirmation code); β’ 24/7 support in chat or by phone number; β’ open a current account with the issuance of a virtual card to it; β’ monitor the status of all your accounts (card, current, deposit); β’ make instant transfers using card details (P2P) and payments using IBAN details; β’ create templates for regular payments; β’ view payment history; β’ manage your card: - block/unblock cards; - set individual spending limits; β’ make payments using Apple Pay.
MIBank
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MIBank - The Bank That Cares About You! MIBank enables private individualsβclients of JSC "MIB"βto perform the following operations: - Transfer funds. - Adjust transaction type limits. - Block a card in case of loss or compromise. - Generate account statements. - Retrieve MIBank account details. - Receive informational notifications about card transactions.
Screenshots
Verdict
Smart Bank 3/4 and MIBank are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smart Bank 3/4 ships an update every 3 weeks, MIBank every 5 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Smart Bank 3/4 | MIBank |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks β better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.5 | 15.0 β better |
| Further details β not scored | ||
| Size | 146 MB | 37 MB |
| Age rating | 4+ | 17+ |
| Developer | BANK 3/4 | MIZHNARODNYI INVESTYTSIINYI BANK |
In-app purchases
Smart Bank 3/4
No in-app purchases
MIBank
No in-app purchases
Questions
Is Smart Bank 3/4 free?
Is MIBank free?
Do Smart Bank 3/4 or MIBank have ads?
Which is updated more often, Smart Bank 3/4 or MIBank?
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