Comparison

Smart Bank 3/4 vs MIBank

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Smart Bank 3/4

Features
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Smart Bank 3/4 is mobile banking from the Ukrainian commercial bank JSC "BANK 3/4". The application is designed for modern clients who want to receive banking services on their smartphone and manage their finances without visiting a bank branch. As a client of the Bank, you get: β€’ convenient authorization, Touch ID or Face ID login; β€’ protection of OTP transactions – with a password (temporary confirmation code); β€’ 24/7 support in chat or by phone number; β€’ open a current account with the issuance of a virtual card to it; β€’ monitor the status of all your accounts (card, current, deposit); β€’ make instant transfers using card details (P2P) and payments using IBAN details; β€’ create templates for regular payments; β€’ view payment history; β€’ manage your card: - block/unblock cards; - set individual spending limits; β€’ make payments using Apple Pay.

About

MIBank

Features
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MIBank - The Bank That Cares About You! MIBank enables private individualsβ€”clients of JSC "MIB"β€”to perform the following operations: - Transfer funds. - Adjust transaction type limits. - Block a card in case of loss or compromise. - Generate account statements. - Retrieve MIBank account details. - Receive informational notifications about card transactions.

Screenshots

Smart Bank 3/44 screens
MIBank3 screens

Verdict

The call

Smart Bank 3/4 and MIBank are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Smart Bank 3/4 ships an update every 3 weeks, MIBank every 5 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
Smart Bank 3/4 versus MIBank: the parameters behind the verdict, then further details
ParameterSmart Bank 3/4MIBank
PriceFreeFree
Update frequencyEvery 3 weeks β€” betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.515.0 β€” better
Further details β€” not scored
Size146 MB37 MB
Age rating4+17+
DeveloperBANK 3/4MIZHNARODNYI INVESTYTSIINYI BANK

In-app purchases

None

Smart Bank 3/4

No in-app purchases

None

MIBank

No in-app purchases

Questions

Is Smart Bank 3/4 free?
Smart Bank 3/4 is free to download, with no in-app purchases.
Is MIBank free?
MIBank is free to download, with no in-app purchases.
Do Smart Bank 3/4 or MIBank have ads?
Neither Smart Bank 3/4 nor MIBank shows ads.
Which is updated more often, Smart Bank 3/4 or MIBank?
Smart Bank 3/4 ships an update every 3 weeks, and MIBank every 5 weeks. Most recently, Smart Bank 3/4 was updated on October 29, 2026 and MIBank on October 30, 2026.

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