Comparison

Fin vs Spento

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fin

Manage your finances and achieve your financial goals by tracking and analyzing your income and expenses. This app offers a modern design, customizable categories, and powerful reporting tools to help you stay on top of your money. It works offline and prioritizes your privacy with no bank account connections.

Highlights
  • Budget goal setup
  • Income and expense tracking
  • Customizable categories
  • Multiple account management
  • Receipt scanning
  • Interactive charts
  • Recurring transactions
Features
Read full description

Save money and reach your financial goals by adding and analyzing your transactions. Easy setup - no login required - works offline as well. FEATURES: • Modern and stylish design • Setup and reach your budget goal • Track and categorize income and expenses • Customize categories with handpicked colors and Emoji • Add multiple accounts • Share accounts via iCloud Sharing* • Scan Receipts • Attach photos, PDFs, weather conditions, and locations • Make transactions recurring • Interactive charts for in-depth analysis • Map visualization • Powerful transaction history • Quickly search and filter transactions • Currency converter • Customizable notifications and weekly reports • Home and Lock Screen Widgets • 4 different app themes • Change the app icon to fit your style • CSV import of transactions from your bank, credit card, or other sources • Passcode protection (or Face ID / Touch ID) • Siri and Shortcuts • Focus Filters • Live Text • Share Extension • Data export • Secure iCloud sync* • Dynamic Type • VoiceOver • Supports 150+ world currencies • Supports more than 20 languages PRIVACY: • We would never sell your data • All data stays on your device unless you decide to securely sync it via iCloud • No bank account connection * requires iOS 13 or newer * requires iOS 15 or newer Privacy Policy: https://getfin.app/privacy/ Terms of Use: https://getfin.app/terms/

About

Spento

Features
Read full description

ExpenseTracker helps you keep an eye on your spending with a clean, simple, and modern experience. Track expenses quickly, organize them into categories, and get a clear overview of where your money goes. With useful widgets, detailed insights, and spending limits, ExpenseTracker gives you the tools you need to stay in control. Features: - Quickly add, edit, and delete expenses - Organize spending with customizable categories - See daily and monthly spending at a glance - Explore detailed insights by time range - View top spending categories - Set daily, weekly, or monthly spending limits - Monitor your progress directly on the dashboard - Use home screen widgets for weekly spending and spending limits - Clean, modern, and easy-to-use design Whether you just want a lightweight expense tracker or a simple way to stay aware of your spending habits, ExpenseTracker helps you stay focused and organized.

Screenshots

Fin4 screens
Spento4 screens

Verdict

The call

The clearest difference is in-app purchases: Spento at none against Fin's 12. Spento also leads on update cadence (every 5 days vs every 3 weeks). Fin's advantage is device support (5 vs 1) and iOS requirement (15.0 vs 26.2). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fin sells 11 in-app purchases, starting at $2.99 per month. Spento asks for nothing beyond the download.

UpkeepUpdate frequency

Fin ships an update every 3 weeks, Spento every 5 days. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Fin versus Spento: the parameters behind the verdict, then further details
ParameterFinSpento
PriceFreeFree
Rating4.3 (63 ratings) — better—
Positive reviews47.1% of reviews—
Number of ratings63 — better—
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch, Vision Pro — betteriPhone
Requires iOS15.0 — better26.2
Further details — not scored
Size193 MB1 MB
Age rating4+4+
DeveloperThomas BrandstaetterDavid Kueng

In-app purchases

11 purchases

Fin

Subscriptions8
  • Fin Premium monthly$2.991 Month
  • Fin Premium monthly$4.991 Month
  • Fin Premium monthly$8.991 Month
Show 5 more
  • Fin Premium Family monthly$9.991 Month
  • Fin Premium yearly with trial3 Days trial$19.991 Year
  • Fin Premium yearly with trial3 Days trial$39.991 Year
  • Fin Premium Family yearly3 Days trial$49.991 Year
  • Fin Premium yearly with trial3 Days trial$49.991 Year
One-time3
  • Fin Premium Lifetime License$69.99
  • Fin Premium Lifetime License$74.99
  • Fin Premium Lifetime License$99.99
None

Spento

No in-app purchases

Questions

Is Fin free?
Fin is free to download, with in-app purchases available.
Is Spento free?
Spento is free to download, with no in-app purchases.
Do Fin or Spento have ads?
Neither Fin nor Spento shows ads.
Which is updated more often, Fin or Spento?
Fin ships an update every 3 weeks, and Spento every 5 days. Most recently, Fin was updated on October 25, 2026 and Spento on October 19, 2026.

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