SFCU Mobile Banking vs 1stMIL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SFCU Mobile Banking
Manage all your financial accounts, including those from other institutions, in one place. This app offers tools to organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Secure your finances with passcode and biometric login options.
- Aggregate accounts from multiple institutions
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- Branch and ATM locator
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SFCU Mobile Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with SFCU Mobile Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount. Make payments, whether you’re paying a company or a friend. Transfer money between your accounts. Deposit checks in a snap by taking a picture of the front and back. Reorder your debit card or turn it off if you’ve misplaced it. View and save your monthly statements. Find branches and ATMs near you. Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the SFCU Mobile Banking app, you must be enrolled as a Signature FCU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
1stMIL
This finance app helps users track their monthly net income and spending habits. It features a projection model to assess millionaire status and visual pie charts for expense breakdown, simplifying budgeting.
- Monthly net income tracking
- Millionaire projection model
- Expense breakdown via pie charts
- Simplified budgeting tools
- Visual spending analysis
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Budgeting App - Are you on track to be a millionaire? Do you know your monthly net? Do you know where your money is going? Designed to make budgeting easier than ever before. Projection model to see if you are on track to be a millionaire. Pi Charts to see visually where your money is going.
Screenshots
Verdict
The clearest difference is monetization model: 1stMIL at free against SFCU Mobile Banking's free with in-app purchases. 1stMIL also leads on review sentiment (100% vs 76%) and iOS requirement (13.0 vs 18.4). SFCU Mobile Banking's advantage is ratings volume (2.2K vs 1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
1stMIL holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SFCU Mobile Banking has 2.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 76% of SFCU Mobile Banking's written reviews are positive against 100% of 1stMIL's.
SFCU Mobile Banking ships an update monthly, 1stMIL every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | SFCU Mobile Banking | 1stMIL |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.2K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 76.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 2.2K — better | 1 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 176 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Signature Federal Credit Union | Josiah Savino |
Customer experience
SFCU Mobile Banking
1stMIL
Bugs and requests
SFCU Mobile Banking
Reported bugs
2 issues- Login screen freezes
- Incompatible with older devices
Requested features
2 requests- Group accounts by number
- Daily balance view for all accounts
1stMIL
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SFCU Mobile Banking
No in-app purchases
1stMIL
No in-app purchases
Questions
Is SFCU Mobile Banking free?
Is 1stMIL free?
Which has better reviews, SFCU Mobile Banking or 1stMIL?
Do SFCU Mobile Banking or 1stMIL have ads?
Which is updated more often, SFCU Mobile Banking or 1stMIL?
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